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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
665,699 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
665,699 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,249 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Dec 2017
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tangbao
11-14-2020 at 11:23 AM.
11-14-2020 at 11:23 AM.
Quote from Hassanshani :
I did not trust them

Me too! Have received too many junk mails from them, which makes me consider it as a bad bank.
1
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Joined May 2020
I’m watching you
> bubble2 3,045 Posts
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HE1
11-14-2020 at 11:25 AM.
11-14-2020 at 11:25 AM.
Might as well
Reply
Joined Oct 2015
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egorre
11-14-2020 at 11:27 AM.
11-14-2020 at 11:27 AM.
Well, this seems too good to be true, but i applied anyway. This will be my first account with Capital One. I think I will keep this one even after getting the bonus since there are no minimums and free to keep and use. Like a back up bank account forever.
Reply
Joined Feb 2008
L3: Novice
> bubble2 112 Posts
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xxqtony
11-14-2020 at 11:27 AM.
11-14-2020 at 11:27 AM.
Quote from poohbie :
It's not a 360 Checking account so I would think you're still qualified.

My problem is I had an ING Orange account that I closed 10+ years ago and now I can't open a new account as it sees me as an existing customer but I can't log in. Calling Capital One they say it's a known problem.
That's a good news. Thanks!
I'll check the eligibility with C1 next week to confirm, because I see this online:

INGOrange
360 CHECKING...1234
VIEW DETAILS
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Joined Nov 2014
L3: Novice
> bubble2 162 Posts
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cnrv
11-14-2020 at 11:27 AM.
11-14-2020 at 11:27 AM.
Quote from tribalcode :
I'm not eligible since I already have an account, but opened one up for the wife. Easy $400 that will go towards buying ourselves a PS5 this year. laugh out loud

I'm glad to read that I'm not the only one hahaha
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Joined Aug 2019
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Wiredwiz26
11-14-2020 at 11:28 AM.
11-14-2020 at 11:28 AM.
Where do you add the promo code? When I click the "See Deal" brings me to link to open account and setup right away.
1
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Joined Jul 2018
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FabulousPanther690
11-14-2020 at 11:28 AM.
11-14-2020 at 11:28 AM.
Nowhere did it ask me for the the promo code. For setting up the transfer option I chose "will do later". Did I mess up?
1
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Joined Oct 2015
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egorre
11-14-2020 at 11:29 AM.
11-14-2020 at 11:29 AM.
Quote from SL :
Is their debit a MC or Visa?
I was just approved. they say i'll get my debit Mastercard in 5-7 days.
1
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Joined Sep 2014
L1: Learner
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thepcguy2008
11-14-2020 at 11:29 AM.
11-14-2020 at 11:29 AM.
Quote from dcguy703 :
Seems Too good to be true. $400 is a lot of bonus for not maintaining high balance in acct or a high directly deposits each month

Not really because they will make more capital on your 1000 dollar deposit that you have to keep in there for a set amount of time...
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Joined Oct 2015
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egorre
11-14-2020 at 11:29 AM.
11-14-2020 at 11:29 AM.
Quote from Wiredwiz26 :
Where do you add the promo code? When I click the "See Deal" brings me to link to open account and setup right away.
at the very end when you put your routing/account number to fund it
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Joined Oct 2017
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samnping
11-14-2020 at 11:30 AM.
11-14-2020 at 11:30 AM.
Does having one more account affect your credit score?
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Joined Jul 2008
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waytoospicy
11-14-2020 at 11:31 AM.
11-14-2020 at 11:31 AM.
is there a way to check when you last opened an account?
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Joined Mar 2017
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yusufates17
11-14-2020 at 11:31 AM.
11-14-2020 at 11:31 AM.
Would depositing a paycheck online work for this offer?
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Joined Nov 2011
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wtfbrowtf
11-14-2020 at 11:31 AM.
11-14-2020 at 11:31 AM.
no dice if I already have this account I guess??
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