Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
665,699 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

Written by
Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
in Finance (3) Capital One Small Business Cards
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+810
665,699 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,249 Comments

Your comment cannot be blank.

Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

Sign up for a Slickdeals account to remove this ad.

Joined Feb 2015
L4: Apprentice
> bubble2 426 Posts
102 Reputation
Korkis
11-14-2020 at 12:52 PM.
11-14-2020 at 12:52 PM.
Nice, just signed up.
No hard poll, funded with $20 and put the code on the same page.
Thanks op.
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
11-14-2020 at 12:52 PM.
11-14-2020 at 12:52 PM.
Quote from kekeke :
Right but I don't think you have to report it the sum is over $500 right?
if on 1099, yes you do
Reply
Joined Jul 2018
L2: Beginner
> bubble2 73 Posts
34 Reputation
FabulousPanther690
11-14-2020 at 12:53 PM.
11-14-2020 at 12:53 PM.
Quote from sabester24 :
After looking again, I do see that it opened up two accounts. Was able to apply the promo code to the 2nd account, so yeah, not sure if that screwed up my eligibility.

Were you able to call and confirm? I couldn't get past the automated assistant
Reply
Joined Oct 2008
Professional Novice
> bubble2 11,996 Posts
2,038 Reputation
RUsum1
11-14-2020 at 12:54 PM.
11-14-2020 at 12:54 PM.
Quote from Chewbaccian :
List of methods considered ACH by various banks. Scroll down for Capital One 360. https://www.doctorofcredit.com/kn...-deposits/
Are these just trial and error to determine? How do we know if something worked or not if it isn't listed? For instance, T-Mobile banking, CIT, a local credit union, etc.?
Reply
Joined Jun 2020
New User
> bubble2 2 Posts
10 Reputation
CleverBoundary2575
11-14-2020 at 12:55 PM.
11-14-2020 at 12:55 PM.
Quote from Debit2Cash :
It seems like the deal is through January. Capital one triple pulls for credit cards. If your are in the middle of a refi and literally about to fund, I honestly wouldn't take the chance.

Thanks that's kinda where my head was at. Just didn't want to wait and have Capital One end this deal early thanks to the SD effect.
Reply
Joined Mar 2019
L3: Novice
> bubble2 179 Posts
34 Reputation
ampt
11-14-2020 at 12:55 PM.
11-14-2020 at 12:55 PM.
Which number I should call to confirm to check if promo code is applied to my account?
Reply
Joined Feb 2010
L4: Apprentice
> bubble2 306 Posts
315 Reputation
l0stnyc
11-14-2020 at 12:56 PM.
11-14-2020 at 12:56 PM.
Quote from Nimsiv :
Just registered. So just to be clear, these ACH methods are accepted for the transfers right?

All 1-3 days transfers from PayPal, Cashapp, ApplePay and other external transfers.
The key word here is what counts as a "direct deposit". You can try checking DOC below:

https://www.doctorofcredit.com/kn...al_One_360
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Feb 2010
L4: Apprentice
> bubble2 306 Posts
315 Reputation
l0stnyc
11-14-2020 at 12:58 PM.
11-14-2020 at 12:58 PM.
Quote from passive101 :
Can I transfer $1000 from an ally savings or checking account to get this?
Dont hold me to it, but Ally should count as a direct deposit. Check DOC.
Reply
Joined Aug 2019
L3: Novice
> bubble2 147 Posts
10 Reputation
Wiredwiz26
11-14-2020 at 12:58 PM.
11-14-2020 at 12:58 PM.
Quote from hbasavar :
guys... I opened 2 accounts ... the process doesn't show the promo code on the ACH screen... for 1 it did. for the other it did not.... so it is intermittent. Please call in and put the comments in that you did call in and give the promo code to be entered manually, which they cannot. but at least they have a record that you did.

I had 2 accounts and the other one has the bonus code. I have ask to delete the one thag doesn't. Have setuo my direct deposit now of $400 so 3 DD will be $1200. Waiting for the bonus on 03/21/2021.
Reply
Joined May 2013
L6: Expert
> bubble2 1,765 Posts
110 Reputation
liunit92
11-14-2020 at 12:58 PM.
11-14-2020 at 12:58 PM.
Quote from itsfighter :
Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
how do i click to the external transfer page?
Reply
Joined Aug 2004
...
> bubble2 9,764 Posts
5,106 Reputation
JaTaN
11-14-2020 at 01:02 PM.
11-14-2020 at 01:02 PM.
Closed my account in Sept 2018 so I'm not eligible -- hopefully next year

Family member had trouble opening account online in the past (due to old ING account that was closed long time ago) but no problem opening account today -- all 3 credit bureaus were frozen

Entered the promo code on the account funding page -- funded $10 just to make sure promo code sticks

Final approval page showed routing number, account number and bonus confirmation

Congratulations
Here are your new 360 Checking account details:
Routing Number
Account Number

What's Next:
In 2-4 business days, you'll need to verify 2 small deposits in your external account.
Your contactless debit Mastercard will arrive in 5-7 business days in a plain white envelope.

Promo Details:
Promo code: BONUS400
If you use promo code BONUS400 to open the account, to earn the $400 bonus you will need to receive at least 2 direct deposits totaling $1,000 or more within 60 days. Visit www.capitalone.com/bonus400 for eligibility and full offer details.
Reply
Last edited by JaTaN November 14, 2020 at 01:06 PM.
Joined Apr 2015
L6: Expert
> bubble2 1,688 Posts
100 Reputation
passive101
11-14-2020 at 01:04 PM.
11-14-2020 at 01:04 PM.
Quote from l0stnyc :
Dont hold me to it, but Ally should count as a direct deposit. Check DOC.

What is DOC?
Reply
Joined Aug 2011
L2: Beginner
> bubble2 42 Posts
10 Reputation
nikie707
11-14-2020 at 01:04 PM.
11-14-2020 at 01:04 PM.
If I do an ACH from my chase account , it is count as Direct Deposit or not?
Reply
Joined Jun 2005
L3: Novice
> bubble2 269 Posts
15 Reputation
newbie audio
11-14-2020 at 01:05 PM.
11-14-2020 at 01:05 PM.
I missed the bonus code when I open the account. I called the CS twice and asked them if they can add it for me. Both times, they said that they cannot add the promo code.

1st CS told me that go ahead and complete the requirement for the bonus, I may get it.

2nd CS told me what I could do is to complete the requirement of two direct deposits. Once I met the requirement, call them back and ask for a second review. The CS said that he cannot guarantee that I will get the bonus, so it like 50/50 chance that I may or may not get the bonus.

In a way, they both said the same thing, I probably will not take any chances on this.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Oct 2013
New User
> bubble2 4 Posts
10 Reputation
IndigoMass
11-14-2020 at 01:06 PM.
11-14-2020 at 01:06 PM.
This is coming from https://www.doctorofcredit.com/kn...-deposits/
Not stating it works or not, just quick research brought me to this site. If you locate the Capital One 360 plan listed alphabetically it states:
The following count as a direct deposit:
Alliant
ACH
Ally:
Charles Schwab
Clearview
Discover Savings
Cash back redemption:
Savings:
e trade:
Fidelity: (CMA)Fifth Third
First Tennessee
Goldman Sachs
ING Direct/Capital One 360
PNC:
Robinhood
TD Ameritrade
Vanguard
The following didn't work:
Ally
Chase
Discover
Elements
Santander
Stripe
TIAA Direct
Wells Fargo
USAA

If you read the actual source and see the comments provided pertaining to each one you're wondering about you'll see it's ymmv and some possible info to help you figure out which to use.
Reply
Last edited by IndigoMass November 14, 2020 at 01:32 PM.
Page 24 of 151
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.