Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
665,838 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

Written by
Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
in Finance (3) Capital One Small Business Cards
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+810
665,838 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,249 Comments

Your comment cannot be blank.

Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

Sign up for a Slickdeals account to remove this ad.

Joined Sep 2014
L2: Beginner
> bubble2 91 Posts
56 Reputation
ChristopherD9582
11-14-2020 at 02:37 PM.
11-14-2020 at 02:37 PM.
Quote from liunit92 :
i wish they would add this to their T+C's
Its more like they never said a $1000 balance must be maintained to qualify
Reply
Joined Sep 2007
Don't PM me,SD blocked me
> bubble2 817 Posts
2,419 Reputation
hunnii
11-14-2020 at 02:41 PM.
11-14-2020 at 02:41 PM.
I would just open a no-fee stock trading account such as Firstrade, then transfer $1000 in funds back and forth twice. It should definitely work.
Reply
Last edited by hunnii November 14, 2020 at 02:44 PM.
Joined Mar 2019
L3: Novice
> bubble2 179 Posts
34 Reputation
ampt
11-14-2020 at 02:47 PM.
11-14-2020 at 02:47 PM.
Quote from papoono :
If you log into you account, -> "contact us" the number given is 888-464-0727. I called today to see if the promo was applied, sadly it was not because I didn't see the promo field (I chose to fund later). The rep Eric advised me to complete the 2 x deposits totaling $1000 then call back after 60 days of account opening. He said no guarantees that it would be honored but try anyway. Anyway good luck

CS confirmed me the same and said should be qualify once we have 2 direct deposits from company.
Reply
Joined Jan 2009
Level: 8
> bubble2 1,419 Posts
92 Reputation
justsaver
11-14-2020 at 02:52 PM.
11-14-2020 at 02:52 PM.
Quote from dtmamg :
40% may be an underestimate. Yes, sad but true. I think of $2000 invested for $400 return
Not even $2000 invested because you can pull all the money out right away and still get the bonus.
Reply
Joined Feb 2015
L1337: Deal Sniper
> bubble2 2,244 Posts
533 Reputation
Nytron
11-14-2020 at 02:52 PM.
11-14-2020 at 02:52 PM.
Quote from cruzvikcy :
I didn't fund the account, so never saw that field. Called CapitalOne and agent said she couldn't see it probably because it is a new account.
It's on the page where you enter in the account and routing number of your other bank account. The process presents the screen no matter what, so if you skimmed over it without looking at it closely, then you skipped over the promo code field.

On that same page is two buttons: one to fund the account now and one to fund the account later. Even if you don't want to fund the account now, you still can enter the info. In any case, near said two buttons is the promo code field link that drops down a field to enter the code.
Reply
Last edited by Nytron November 14, 2020 at 02:56 PM.
Joined Dec 2009
New User
> bubble2 5 Posts
14 Reputation
gena123
11-14-2020 at 02:53 PM.
11-14-2020 at 02:53 PM.
Quote from dcguy703 :
they advertise this as a Online Checking account? Will they charge for visiting a B&M location and using a teller for deposits or withdrawals?

You can't. Tellers have no access to these accounts.
Reply
Joined Feb 2015
L1337: Deal Sniper
> bubble2 2,244 Posts
533 Reputation
Nytron
11-14-2020 at 02:54 PM.
11-14-2020 at 02:54 PM.
Quote from ChristopherD9582 :
I called their 800 number to clarify if I needed to maintain a balance of $1000 in the account in order to qualify and if ACH transfers from banks qualify as directt deposits.

No, you don't need to maintain a balance of $1000, you could transfer it out after or spend it.

Yes, ACH transfers from an existing bank qualify.
Mods, please add this to wiki in OP
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2013
L2: Beginner
> bubble2 69 Posts
22 Reputation
JihyunC
11-14-2020 at 02:54 PM.
11-14-2020 at 02:54 PM.
I didnt find promo box and my account is suddenly created.... should I call cc? Will they add promocode to my account?
Reply
Joined May 2016
L3: Novice
> bubble2 147 Posts
42 Reputation
JPinOC
11-14-2020 at 02:54 PM.
11-14-2020 at 02:54 PM.
Deposit clarification? I'm one of the many individuals currently receiving unemployment, thanks to covid. The state I'm in doesn't give you a choice of where funds are deposited and they go straight into a Bank is America EDD account. I then have to transfer funds from that account to my bank of choice. If I transfer funds from BofA EDD account to the newly opened Capital One 360 account, does that constitute an "ACH" deposit everyone keeps referencing? If not, any work arounds to make this work? I'd really like to take advantage of this bonus, as every penny counts due to this crapfest of a year we're dealing with! Thanks in advance!
Reply
Joined Nov 2013
L2: Beginner
> bubble2 58 Posts
183 Reputation
YitzchukR
11-14-2020 at 03:00 PM.
11-14-2020 at 03:00 PM.
Does a 360 money account access count???
Reply
Joined Nov 2016
L6: Expert
> bubble2 1,728 Posts
2,452 Reputation
Pro
Expert
This user is an Expert in Tech & Electronics
NaPra
11-14-2020 at 03:03 PM.
11-14-2020 at 03:03 PM.
Quote from grneal :
there isn't a place to put the promo code until more than halfway through the process. and mine was already autofilled when I used the link.
Perfect! Thanks!
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
11-14-2020 at 03:03 PM.
11-14-2020 at 03:03 PM.
All, is there a minimum for initial funding? I did mot see it, just want to be sure, thx
Reply
Joined Dec 2012
L5: Journeyman
> bubble2 731 Posts
146 Reputation
itsfighter
11-14-2020 at 03:04 PM.
11-14-2020 at 03:04 PM.
Quote from liunit92 :
so I can't see this after my account is all set up?
I don't think so. code has to be entered before completing the account creation/final review
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
11-14-2020 at 03:04 PM.
11-14-2020 at 03:04 PM.
Quote from Nytron :
It's on the page where you enter in the account and routing number of your other bank account. The process presents the screen no matter what, so if you skimmed over it without looking at it closely, then you skipped over the promo code field.

On that same page is two buttons: one to fund the account now and one to fund the account later. Even if you don't want to fund the account now, you still can enter the info. In any case, near said two buttons is the promo code field link that drops down a field to enter the code.
Is there a minim for initial funding?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2006
MagniCowpie
> bubble2 2,610 Posts
609 Reputation
Prologik
11-14-2020 at 03:07 PM.
11-14-2020 at 03:07 PM.
I read through 400+ posts to find out no one can say for certain if transfers from other financial institutions count as a direct deposit. Dispite ACH is the same thing as direct deposit [nacha.org], that site many keep referring to, DOC (doctorofcredit), is filled with ambiguity and contradictions and it's information should taken with a grain of salt. It seems likely that paychecks and Social Security will mostly certainly qualify, as that is for whom this offer is logically targeted to, any other ACH transfers qualifications is at the mercy and whim of Capital One unless someone can point to wherever they have greater specificity in their terms and conditions.

Prologik
Reply
Page 30 of 151
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.