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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
679,093 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 06:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
679,093 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Nov 2015
L7: Teacher
> bubble2 2,051 Posts
698 Reputation
alexatie
11-14-2020 at 07:00 PM.
11-14-2020 at 07:00 PM.
Do they mail anything in the mail? I am not home until next year
Reply
Joined Dec 2012
L5: Journeyman
> bubble2 731 Posts
146 Reputation
itsfighter
11-14-2020 at 07:00 PM.
11-14-2020 at 07:00 PM.
Quote from snaik9127 :
Found it where it says only for US Citizens and Lawful Permanent Residents Roll Eyes (Sarcastic)
Just start the application and answer the questions honestly. Let them figure out. Chase would ask you to come to their branch for opening if you are a non citizen. Just try and see.
Reply
Joined Dec 2012
L5: Journeyman
> bubble2 731 Posts
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itsfighter
11-14-2020 at 07:01 PM.
11-14-2020 at 07:01 PM.
Quote from alexatie :
Do they mail anything in the mail? I am not home until next year
Debit card
Reply
Joined Dec 2007
L3: Novice
> bubble2 230 Posts
71 Reputation
steltek
11-14-2020 at 07:03 PM.
11-14-2020 at 07:03 PM.
When I did mine, it propagated the code into the application for me. However, when I completed the application I used the "already have an account" option because I have a Capital One credit card with associated online access established..

We'll see if it works out. Either it will, or it won't. If it doesn't, I won't loose anything beyond the 5 minutes of work it took to do this. And, I really need a low balance, no fee checking account anyway to link to my Paypal account in place of my main bank account.
Reply
Joined Jul 2020
L2: Beginner
> bubble2 85 Posts
18 Reputation
Jayn221
11-14-2020 at 07:04 PM.
11-14-2020 at 07:04 PM.
can me and my wife do this and open 2 separate accounts and get $800? just asking because i know sometimes if its the same address some wont allow ?
Reply
Joined Jan 2016
L2: Beginner
> bubble2 31 Posts
18 Reputation
Superfly972
11-14-2020 at 07:08 PM.
11-14-2020 at 07:08 PM.
Quote from steltek :
When I did mine, it propagated the code into the application for me. However, when I completed the application I used the "already have an account" option because I have a Capital One credit card with associated online access established..

We'll see if it works out. Either it will, or it won't. If it doesn't, I won't loose anything beyond the 5 minutes of work it took to do this. And, I really need a low balance, no fee checking account anyway to link to my Paypal account in place of my main bank account.
I had the same experience. The code was already populated for me in the promo code field. I'm confused why people are having a hard time with it. It was very visible on the "fund my account page"... maybe it was different for others or something. However, even if I would have missed the promo code box... it was prefilled and wouldn't have mattered if I would have moved on without entering anything as it was already there.
Reply
Joined Mar 2011
Slick
> bubble2 195 Posts
13 Reputation
skyzdalimit
11-14-2020 at 07:10 PM.
11-14-2020 at 07:10 PM.
Accidentally hit submit before entering the promo code. Guessing I won't receive the bonus?
Reply

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Joined Jan 2008
L5: Journeyman
> bubble2 514 Posts
28 Reputation
1mbrews8
11-14-2020 at 07:12 PM.
11-14-2020 at 07:12 PM.
So if you're going to do more than one person, should you almost "start over" clicking the link for each individual 18+ person?

And then what if you're doing it for kids under 18 with no ID?
Reply
Joined May 2017
L3: Novice
> bubble2 245 Posts
46 Reputation
zimmyntrn
11-14-2020 at 07:12 PM.
11-14-2020 at 07:12 PM.
Are there any debit card requirements?
Reply
Joined Apr 2016
L3: Novice
> bubble2 104 Posts
55 Reputation
theonlychicken
11-14-2020 at 07:19 PM.
11-14-2020 at 07:19 PM.
What's the easiest thing I can do for direct deposit? I am in the process of making a RobinHood account which they say works, but wanted to know if there was anything else I could do.
Reply
Joined Mar 2019
L2: Beginner
> bubble2 36 Posts
14 Reputation
qwang925
11-14-2020 at 07:23 PM.
11-14-2020 at 07:23 PM.
Please read this comment if you decided to take this offer:

I DID manually input the promo code BONUS400 during the application. It was at the step of "Add external transfer account". However, I also chose "I'll fund it later". I didn't check whether the promo code is there at the final step/page though. I called their customer service number (877-383-4802), and they told me that they couldn't see the promo code for my account. Plus, after I logged into the Capital One account, it asked me to finish setup by adding an external account. This is where I got stuck: they asked me to input my number, and then told me "the phone number doesn't match your name". I had to call the above number again, and they had to manually add the external account for me.

Called them three times. My third call was actually transferred to a manger (called Chelsea) to solve my issue. Chelsea added a note to my account and asked me to call Capital One again on April 1 to ask for the $400 bonus.

My personal guess is that the promo code wasn't applied because I didn't add the external transfer account during my application. I chose "fund it later". Therefore, if you want to avoid the headache I experienced, input the promo code and ADD an external transfer account DURING the application!!

If you already completed your application, CALL the 877 number to confirm that the promo code is applied to your account., If not, ask them to add a note for you, so you may call them again on April 1 (dude, this is a good date!) to get the $400 bonus!!

Never had a Capital One account before. This experience is surely not pleasant.
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
11-14-2020 at 07:25 PM.
11-14-2020 at 07:25 PM.
i just opened an account, fingers crossed for the bonus!
Reply
Joined Nov 2016
New User
> bubble2 137 Posts
25 Reputation
sree2233
11-14-2020 at 07:27 PM.
11-14-2020 at 07:27 PM.
Can you open two accounts per household? One for spouse?
Reply
Joined Mar 2019
L2: Beginner
> bubble2 36 Posts
14 Reputation
qwang925
11-14-2020 at 07:32 PM.
11-14-2020 at 07:32 PM.
Quote from sree2233 :
Can you open two accounts per household? One for spouse?
I think so: you and your spouse are two different applicants for different accounts.
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Joined Nov 2016
New User
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sree2233
11-14-2020 at 07:33 PM.
11-14-2020 at 07:33 PM.
Just opened the account; I was able to see it on the confirmation page. Also got it verified by an agent over phone
Reply
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