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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
679,043 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 06:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
679,043 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Oct 2015
Level 7 Susceptible
> bubble2 1,730 Posts
1,396 Reputation
egorre
11-14-2020 at 07:40 PM.
11-14-2020 at 07:40 PM.
Quote from alexatie :
Do they mail anything in the mail? I am not home until next year
the debit card.
Reply
Joined Feb 2007
L8: Grand Teacher
> bubble2 3,316 Posts
po-90260
11-14-2020 at 07:43 PM.
11-14-2020 at 07:43 PM.
Add the external transfer account during the application? I need to know complete details of where the money will be coming from before proceeding? I'm not sure yet so I shouldn't apply until I do?
Reply
Joined Dec 2006
L3: Novice
> bubble2 286 Posts
40 Reputation
vytis1
11-14-2020 at 07:45 PM.
11-14-2020 at 07:45 PM.
Quote from Superfly972 :
I had the same experience. The code was already populated for me in the promo code field. I'm confused why people are having a hard time with it. It was very visible on the "fund my account page"... maybe it was different for others or something. However, even if I would have missed the promo code box... it was prefilled and wouldn't have mattered if I would have moved on without entering anything as it was already there.
I used Firefox and the code wasn't populated, it was even hidden for it to enter, so you need to hit the plus sign to "open" the text field and paste the code.
Reply
Joined Nov 2017
L2: Beginner
> bubble2 445 Posts
376 Reputation
sinsanamano
11-14-2020 at 07:57 PM.
11-14-2020 at 07:57 PM.
Again pay 30% tax or even more (out of 400) by the end of year for tax filing
1
1
Reply
Joined Oct 2008
L7: Teacher
> bubble2 2,250 Posts
108 Reputation
flightxxx
11-14-2020 at 07:58 PM.
11-14-2020 at 07:58 PM.
Quote from Debit2Cash :
It seems like the deal is through January. Capital one triple pulls for credit cards. If your are in the middle of a refi and literally about to fund, I honestly wouldn't take the chance.
what do you mean exactly by "triple pulls"? so credit is pulled for checking account too?
Reply
Joined Oct 2015
Level 7 Susceptible
> bubble2 1,730 Posts
1,396 Reputation
egorre
11-14-2020 at 08:21 PM.
11-14-2020 at 08:21 PM.
Quote from flightxxx :
what do you mean exactly by "triple pulls"? so credit is pulled for checking account too?
triple pulls mean they hard pull experian, equifax, and transunion when you open a cc with them. He's saying not to apply until everything op need to do for his refi is done just to be safe. Bank accounts usually don't do hard pull, but given Capital One's track record with cc pulls, he said don't risk it since the promo is until January anyway
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
11-14-2020 at 08:24 PM.
11-14-2020 at 08:24 PM.
Quote from sinsanamano :
Again pay 30% tax or even more (out of 400) by the end of year for tax filing
where does it say they issue a 1099 for it
Reply

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Joined Nov 2013
L6: Expert
> bubble2 1,688 Posts
46 Reputation
JONLIVE
11-14-2020 at 08:31 PM.
11-14-2020 at 08:31 PM.
Quote from rios7 :
where does it say they issue a 1099 for it

I think the bank will send you a 1099 form to your address.
Reply
Joined Jun 2009
L5: Journeyman
> bubble2 866 Posts
287 Reputation
euuser643183
11-14-2020 at 08:32 PM.
11-14-2020 at 08:32 PM.
It's strange how some people are not getting the promo code already entered in the box on the funding page.
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
11-14-2020 at 08:33 PM.
11-14-2020 at 08:33 PM.
Quote from JONLIVE :
I think the bank will send you a 1099 form to your address.
I've done similar promos, I've never got a 1099. besides gifts and promotions usually dont get a 1099 unless they're over $699 I think
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
11-14-2020 at 08:33 PM.
11-14-2020 at 08:33 PM.
Quote from rndman :
It's strange how some people are not getting the promo code already entered in the box on the funding page.
luckily for me, I printed the promo confirmation page as a pdf Stick Out Tongue
Reply
Joined Jul 2007
L7: Teacher
> bubble2 2,363 Posts
eko427
11-14-2020 at 08:34 PM.
11-14-2020 at 08:34 PM.
Quote from sinsanamano :
Again pay 30% tax or even more (out of 400) by the end of year for tax filing
So you still take home $280 that you didn't have before?
1
Reply
Joined Nov 2016
L2: Beginner
> bubble2 87 Posts
10 Reputation
RogerP5065
11-14-2020 at 08:36 PM.
11-14-2020 at 08:36 PM.
Does it have to be 2 totaling $1k or can it be 4 totaling $1k? I'll have to redo my whole direct deposit setup at work if it has to be 2..
Reply
Joined Jun 2009
L5: Journeyman
> bubble2 866 Posts
287 Reputation
euuser643183
11-14-2020 at 08:40 PM.
11-14-2020 at 08:40 PM.
Quote from rios7 :
luckily for me, I printed the promo confirmation page as a pdf Stick Out Tongue
You mean the page where you see/enter the code or the final page that says your account is opened?
Reply

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Joined Jul 2007
L7: Teacher
> bubble2 2,363 Posts
eko427
11-14-2020 at 08:42 PM.
11-14-2020 at 08:42 PM.
Quote from RogerP5065 :
Does it have to be 2 totaling $1k or can it be 4 totaling $1k? I'll have to redo my whole direct deposit setup at work if it has to be 2..
It can be more than two as long as it adds up to $1000 within 60 days.
Reply
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