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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
679,030 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 06:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
679,030 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Nov 2016
New User
> bubble2 137 Posts
25 Reputation
sree2233
11-14-2020 at 08:43 PM.
11-14-2020 at 08:43 PM.
Does PayPal deposits count??
Reply
Joined Jul 2017
L5: Journeyman
> bubble2 591 Posts
42 Reputation
rbslickdeal
11-14-2020 at 08:46 PM.
11-14-2020 at 08:46 PM.
Quote from lordmats0o :
Will direct deposit for unemployment count?

Prob not enough to equal $1000. You'd need to find a way to ach in some money. There are some tricks out there. Probably some discussed in this thread. But Noone will know for sure until it works. Many people will try multiple ach tricks if they don't have a job or something that'll do it.
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,250 Posts
311 Reputation
SeventiesVet
11-14-2020 at 08:51 PM.
11-14-2020 at 08:51 PM.
Quote from po-90260 :
Add the external transfer account during the application? I need to know complete details of where the money will be coming from before proceeding? I'm not sure yet so I shouldn't apply until I do?
You can complete the application without providing the external account. That account can be provided later, but it'll have to go through the verification process which might take a couple days.
Reply
Joined Dec 2014
L10: Grand Master
> bubble2 8,024 Posts
487 Reputation
someoneslick
11-14-2020 at 08:53 PM.
11-14-2020 at 08:53 PM.
I still don't see anything about monthly fees or penalties if you keep less than x in the account.
2
Reply
Joined Aug 2017
L5: Journeyman
> bubble2 743 Posts
110 Reputation
StewbeZ
11-14-2020 at 08:55 PM.
11-14-2020 at 08:55 PM.
i have me experian, transunion and eqifax thingies froze. would i have to unfreeze them to do this?
Reply
Joined Dec 2014
L10: Grand Master
> bubble2 8,024 Posts
487 Reputation
someoneslick
11-14-2020 at 08:56 PM.
11-14-2020 at 08:56 PM.
Btw, is there a wait period with SS for switching DD to the new account? I don't see it listed on their site.
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,267 Posts
2,718 Reputation
cgigate
11-14-2020 at 08:57 PM.
11-14-2020 at 08:57 PM.
Quote from gezzuzz :
how do you know if your transfer counted as DD?
I got bonus.....that what it is for ....
Reply

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Joined May 2017
L3: Novice
> bubble2 245 Posts
46 Reputation
zimmyntrn
11-14-2020 at 08:58 PM.
11-14-2020 at 08:58 PM.
Anyone else getting "the server might be busy or your internet may not be working. Restart your online application anytime."
I tried like 5 times and keep getting the same message.
Reply
Joined Oct 2008
Professional Novice
> bubble2 12,031 Posts
2,046 Reputation
RUsum1
11-14-2020 at 09:00 PM.
11-14-2020 at 09:00 PM.
Quote from lordmats0o :
Will direct deposit for unemployment count?
It looks like as long as you get at least $1,000 within 60 days.
Reply
Joined Dec 2016
L2: Beginner
> bubble2 40 Posts
10 Reputation
bobbym24
11-14-2020 at 09:17 PM.
11-14-2020 at 09:17 PM.
Quote from someoneslick :
I still don't see anything about monthly fees or penalties if you keep less than x in the account.

Capital One 360 has no monthly fees or minimum deposit requirements
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
11-14-2020 at 09:42 PM.
11-14-2020 at 09:42 PM.
Quote from rndman :
You mean the page where you see/enter the code or the final page that says your account is opened?
yup, right after that
Reply
Last edited by rios7 November 14, 2020 at 09:46 PM.
Joined Dec 2014
L2: Beginner
> bubble2 62 Posts
87 Reputation
Snowdoge
11-14-2020 at 09:43 PM.
11-14-2020 at 09:43 PM.
will T-mobile money work as a direct deposit source? or Venmo?
Reply
Joined Jun 2009
L5: Journeyman
> bubble2 866 Posts
287 Reputation
euuser643183
11-14-2020 at 09:45 PM.
11-14-2020 at 09:45 PM.
Quote from rios7 :
yup, right after that
I did that too. Only that it says "If you have used promo code....".
I would have liked it to say "You have used promo code..."
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
11-14-2020 at 09:46 PM.
11-14-2020 at 09:46 PM.
Quote from rndman :
I did that too. Only that it says "If you have used promo code....".
I would have liked it to say "You have used promo code..."
nope mine says its applied
1
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Joined Dec 2019
L2: Beginner
> bubble2 71 Posts
14 Reputation
Somadis
11-14-2020 at 09:55 PM.
11-14-2020 at 09:55 PM.
Anyone know if ACH transfer from Bank of America count as a direct deposits?
1
Reply
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