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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,309 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
688,309 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jul 2009
L6: Expert
> bubble2 1,258 Posts
119 Reputation
gironhe
11-14-2020 at 10:55 PM.
11-14-2020 at 10:55 PM.
Quote from ms123 View quoted comment :
In the last 2 bank offers i have lost money. Last one being "bank of the west" where they charged me some fees twice. Wasted time and kept my money in there and never got the offer. This one seems simple to handle, no fees, only direct deposit required.
I did the BOW promotions also. They are very tedious, they do make you wait 6 months to get their bonuses. Cancelled right after the deposit went through.
Reply
Joined Jul 2009
L6: Expert
> bubble2 1,258 Posts
119 Reputation
gironhe
11-14-2020 at 10:57 PM.
11-14-2020 at 10:57 PM.
Quote from giveNforgive View quoted comment :
I had called on that number and the agent helped me setup the account.
When you call them, make sure you stay on the call with the agent until entire process is completed and get a confirmation that the promo code has been applied, so you dont have to call again.
I forgot to get a confirmation from the agent and will need to call again to confirm.
Did you get the agents name? Something in writing? What if the agent was BS ?
Reply
Joined Mar 2009
L5: Journeyman
> bubble2 953 Posts
60 Reputation
dealmasti
11-14-2020 at 11:29 PM.
11-14-2020 at 11:29 PM.
Thanks!
Reply
Joined Nov 2007
Deal me in...
> bubble2 481 Posts
62 Reputation
alfredob1
11-14-2020 at 11:32 PM.
11-14-2020 at 11:32 PM.
Thanks OP. I was considering opening CapOne checking account, this is a nice bonus.
Reply
Joined Dec 2008
L10: Grand Master
> bubble2 6,186 Posts
502 Reputation
regcustomer88
11-14-2020 at 11:59 PM.
11-14-2020 at 11:59 PM.
say, If i transfer funds through paypal, would i know right away if it was counted as direct deposit? or do we know only at the time of bonus paid that it was counted as DD?
Reply
Joined Sep 2016
L5: Journeyman
> bubble2 656 Posts
54 Reputation
Slickdealer785
11-15-2020 at 12:30 AM.
11-15-2020 at 12:30 AM.
I had a 360 money market account .. just opened checkin account with bonus 400 promo and transferred 500$ .. all info pre filled and done in 2 minutes .. fingers crossed for bonus .. thanks OP
Reply
Joined Jun 2008
L10: Grand Master
> bubble2 9,553 Posts
892 Reputation
uthorns1976
11-15-2020 at 02:21 AM.
11-15-2020 at 02:21 AM.
Any downside if you open the account and end up not qualifying for the bonus??
Reply

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Joined Jul 2017
L6: Expert
> bubble2 1,245 Posts
130 Reputation
init0
11-15-2020 at 03:28 AM.
11-15-2020 at 03:28 AM.
taggergeerd
Reply
Joined Oct 2017
L2: Beginner
> bubble2 78 Posts
26 Reputation
GatuMadre
11-15-2020 at 04:28 AM.
11-15-2020 at 04:28 AM.
Capitol One is garbage ..stay away
1
2
Reply
Joined Jun 2015
L8: Grand Teacher
> bubble2 6,331 Posts
645 Reputation
TVM925
11-15-2020 at 04:34 AM.
11-15-2020 at 04:34 AM.
Quote from karthik_r View quoted comment :
Yes. And if you did not have 360 checking account with them anytime after Jan 1, 2018, then you are good with this offer.

I have a 360 account with them before that January 1, 2008 am eligible?
Reply
Joined Jun 2015
L8: Grand Teacher
> bubble2 6,331 Posts
645 Reputation
TVM925
11-15-2020 at 05:00 AM.
11-15-2020 at 05:00 AM.
Quote from kekeke View quoted comment :
Right but I don't think you have to report it the sum is over $500 right?

I have got 1099 From banks in the past never reported to the IRS and never Audit for it. The money is too little IRS don't care.
1
Reply
Joined Jun 2009
L5: Journeyman
> bubble2 866 Posts
287 Reputation
euuser643183
11-15-2020 at 05:08 AM.
11-15-2020 at 05:08 AM.
Quote from Hrshycro View quoted comment :
I took screencaps, and my confirmation page has a green circle with an i in it and says: If you use promo code BONUS400 to open the account, to earn the $400... etc.

Other pages before that, also say the same or similar... Is that what yours said as well? Not exactly a comf that the promo code was applied. I saw it auto-filled in the box when I created the account, but didn't add an external account. Scared it didn't apply now.
Same for me as well. I believe you also did fund your account at the time of opening.
There are different confirmation screens based on if you funded it or not.
Reply
Joined Jun 2009
L5: Journeyman
> bubble2 866 Posts
287 Reputation
euuser643183
11-15-2020 at 05:08 AM.
11-15-2020 at 05:08 AM.
Quote from TVM925 View quoted comment :
I have got 1099 From banks in the past never reported to the IRS and never Audit for it. The money is too little IRS don't care.
And now they know.. Smilie
2
1
Reply
Joined Nov 2008
Banned Shill
> bubble2 8,081 Posts
3,271 Reputation
Hrshycro
11-15-2020 at 05:10 AM.
11-15-2020 at 05:10 AM.
Quote from rndman View quoted comment :
Same for me as well. I believe you also did fund your account at the time of opening.
There are different confirmation screens based on if you funded it or not.
I didn't fund my account.
Reply

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Joined Dec 2019
MF-OG
> bubble2 881 Posts
175 Reputation
OG-Bluntman
11-15-2020 at 05:26 AM.
11-15-2020 at 05:26 AM.
Quote from dcguy703 View quoted comment :
Seems Too good to be true. $400 is a lot of bonus for not maintaining high balance in acct or a high directly deposits each month

It's legit, terms are similar to same promo they've been doing for years but before it was 2 DD of $250 or more. I have it, it's real, trust me when I say it's the easiest money ever.
Reply
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