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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,676 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
689,676 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jun 2019
L2: Beginner
> bubble2 2,215 Posts
523 Reputation
Fanime
11-16-2020 at 09:57 AM.
11-16-2020 at 09:57 AM.
Quote from sinsanamano View quoted comment :
Instead I can open credit cards to get 300$ direct on my pocket
Or you could do both. Crazy, I know.
Reply
Joined Mar 2012
L6: Expert
> bubble2 1,040 Posts
123 Reputation
txpyro
11-16-2020 at 10:06 AM.
11-16-2020 at 10:06 AM.
I'm gonna try $1000 via venmo and $1000 via paypal
1
Reply
Joined Dec 2019
New User
> bubble2 9 Posts
10 Reputation
Deal2liv
11-16-2020 at 10:58 AM.
11-16-2020 at 10:58 AM.
Quote from dcguy703 View quoted comment :
For me it was auto populated in the promo code field
Where did you see the auto populated code ? I have set up an external account and now waiting For the initial check deposit to the external account.
Reply
Joined Sep 2018
L3: Novice
> bubble2 264 Posts
26 Reputation
surfandpop
11-16-2020 at 11:28 AM.
11-16-2020 at 11:28 AM.
Is this normal, didn't ask for any documents apart from social?
Reply
Joined Oct 2018
L3: Novice
> bubble2 116 Posts
21 Reputation
EagerRoute381
11-16-2020 at 11:39 AM.
11-16-2020 at 11:39 AM.
I saw earielr that someone said Robinhood counts as an ACH transfer. Has anyone tried transferring funds from robinhood and did it work for you? Thanks.
Reply
Joined Jul 2006
abused user
> bubble2 4,242 Posts
1,403 Reputation
ubiquitous
11-16-2020 at 11:49 AM.
11-16-2020 at 11:49 AM.
i signed up but cannot sign into the capital one website - it says access denied and to call a number. i called the number and they want the last 4 digits of the banking numbers which i dont have since i cannot login to see them on the website.

capital one is the worst.
Reply
Joined Sep 2013
New User
> bubble2 16 Posts
10 Reputation
PuLverIZA
11-16-2020 at 11:51 AM.
11-16-2020 at 11:51 AM.
signed up thanks, guys!
Reply

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Joined Aug 2012
L4: Apprentice
> bubble2 451 Posts
194 Reputation
Jamesj562
11-16-2020 at 11:58 AM.
11-16-2020 at 11:58 AM.
I did $1001 Robinhood and $1001 from my Ted Ameritrade account
Reply
Joined Jul 2018
L2: Beginner
> bubble2 73 Posts
34 Reputation
FabulousPanther690
11-16-2020 at 11:58 AM.
11-16-2020 at 11:58 AM.
Quote from papoono View quoted comment :
If you log into you account, -> "contact us" the number given is 888-464-0727. I called today to see if the promo was applied, sadly it was not because I didn't see the promo field (I chose to fund later). The rep Eric advised me to complete the 2 x deposits totaling $1000 then call back after 60 days of account opening. He said no guarantees that it would be honored but try anyway. Anyway good luck
This is so shady. Hate these tricks the banks use to get out of the deal. I made the same mistake and made a second account.
1
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Joined Aug 2012
L4: Apprentice
> bubble2 410 Posts
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Maharaja_Dawg
11-16-2020 at 12:20 PM.
11-16-2020 at 12:20 PM.
So Marcus (when they ran savings account bonus promo last year) had the bonus offer details along with bonus date listed in their account section info when you login, does Capone show that anywhere in the my account section? I am pretty sure I had put in the offer code and that message had also shown up after I opened the account but I forgot to take a screenshot..Thanks!
Reply
Joined Feb 2012
L3: Novice
> bubble2 256 Posts
30 Reputation
woozdeals
11-16-2020 at 12:23 PM.
11-16-2020 at 12:23 PM.
Quote from Jamesj562 View quoted comment :
I did $1001 Robinhood and $1001 from my Ted Ameritrade account
Interested to know if Robinhood works.
Reply
Joined Nov 2009
L2: Beginner
> bubble2 84 Posts
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beri486
11-16-2020 at 12:25 PM.
11-16-2020 at 12:25 PM.
I keep getting "we hit a snag" message after I try to add funds.
I "restart" the application as instructed in the message and hit the "sang" again!

It sure looks like a shady deal.
Reply
Joined Nov 2006
L6: Expert
> bubble2 1,514 Posts
1,606 Reputation
BPyser1
11-16-2020 at 12:33 PM.
11-16-2020 at 12:33 PM.
When I registered for this, I also chose to fund my account later, but I did fill in the "BONUS400" promo code and even on the final Congrats screen, the code was listed. I just called customer service today, and the promo code was NOT registered to my account. The agent had to leave a note and told me to call back on April 1st if I didn't get anything. Such a bait and switch, hopefully those who didn't fund your account can still get the bonus. I mean, if you were required to fund your account immediately to get this, they should let you know in the first place, unless it's some error.
Reply
Last edited by BPyser1 November 16, 2020 at 12:38 PM.
Joined Sep 2007
You better be Gud!!!!!!!!
> bubble2 10,215 Posts
1,889 Reputation
Santa_Claus
11-16-2020 at 12:54 PM.
11-16-2020 at 12:54 PM.
I get.

We hit a snag
The server might be busy, or your internet may not be working. Restart your online application anytime.
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Joined Nov 2016
L1: Learner
> bubble2 20 Posts
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ThePoorGuy
11-16-2020 at 01:07 PM.
11-16-2020 at 01:07 PM.
Quote from ubiquitous View quoted comment :
i signed up but cannot sign into the capital one website - it says access denied and to call a number. i called the number and they want the last 4 digits of the banking numbers which i dont have since i cannot login to see them on the website.

capital one is the worst.

Same here. I figured out the trick is to enter your SSN, fake the last 4, enter your SSN again on reprompt, fake the last 4 again. They will connect you. Tell the operator you tried to apply for a checking account, but the application stopped you for security verification. I got approved this way.
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