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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,617 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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689,617 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Feb 2005
Adicted to SD
> bubble2 2,750 Posts
984 Reputation
JSquare
11-17-2020 at 10:36 AM.
11-17-2020 at 10:36 AM.
Quote from dtmamg View quoted comment :
Hello

I got the same email. So you had to enter the code again? Thx
Yes , just click on the link they sent you by email, enter the application ID and last 4 digits of your SS number, next page you enter the BONUS400 code and you'll see a confirmation page with your new account and routing number (See attached pic)
Reply
Joined Nov 2016
L4: Apprentice
> bubble2 455 Posts
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Krayzie916
11-17-2020 at 10:43 AM.
11-17-2020 at 10:43 AM.
Quote from eko427 View quoted comment :
Where do you see the ACH code?

I also deposited from Etrade and this is what I see in my Capital One 360 account for that transaction:

Transaction Type: Electronic transfer

Memo: FndTrnsfr
Mine says "ACH CREDIT E*TRADE ACH TRNSFR ON 11/17"

It's also processing and hasnt posted yet
Reply
Joined Sep 2016
L3: Novice
> bubble2 103 Posts
42 Reputation
acr197
11-17-2020 at 10:53 AM.
11-17-2020 at 10:53 AM.
Wow that was the fastest checking account setup I've ever done...not even 30 seconds.

I would love to know if any has - or can link to - fresh Schwab DPs. DoC and SD DPs are all nearly 2 years old. But until then I'm taking the slower but safe road and using legit DD.
Reply
Joined Feb 2005
Adicted to SD
> bubble2 2,750 Posts
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JSquare
11-17-2020 at 11:02 AM.
11-17-2020 at 11:02 AM.
Quote from Krayzie916 View quoted comment :
Mine says "ACH CREDIT E*TRADE ACH TRNSFR ON 11/17"

It's also processing and hasnt posted yet
Did you linked the accounts and sent the transfer from your E*Trade account to Capital One?
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,106 Posts
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dtmamg
11-17-2020 at 11:13 AM.
11-17-2020 at 11:13 AM.
Quote from JSquare View quoted comment :
Yes , just click on the link they sent you by email, enter the application ID and last 4 digits of your SS number, next page you enter the BONUS400 code and you'll see a confirmation page with your new account and routing number (See attached pic)

Thank you repped
Reply
Joined Nov 2016
L4: Apprentice
> bubble2 455 Posts
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Krayzie916
11-17-2020 at 11:42 AM.
11-17-2020 at 11:42 AM.
Quote from JSquare View quoted comment :
Did you linked the accounts and sent the transfer from your E*Trade account to Capital One?
I transferred directly from the power etrade app with the routing/checking acct number
Reply
Joined Feb 2005
Adicted to SD
> bubble2 2,750 Posts
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JSquare
11-17-2020 at 11:49 AM.
11-17-2020 at 11:49 AM.
Quote from Krayzie916 View quoted comment :
I transferred directly from the power etrade app with the routing/checking acct number
Thanks
Reply

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Joined Sep 2009
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> bubble2 1,344 Posts
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JosiahFam
11-17-2020 at 11:51 AM.
11-17-2020 at 11:51 AM.
Quote from Truth-Serum View quoted comment :
Anyone else have this issue before I apply
I tried using a different browser today and it worked. Chrome didn't work. Safari worked for me. I am also hearing that edge browser works as well. GL
Reply
Joined Dec 2007
L7: Teacher
> bubble2 2,030 Posts
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AnbuItachi
11-17-2020 at 12:01 PM.
11-17-2020 at 12:01 PM.
two direct deposits? how do you do that?!
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,581 Posts
665 Reputation
Truth-Serum
11-17-2020 at 12:02 PM.
11-17-2020 at 12:02 PM.
Quote from JosiahFam View quoted comment :
I tried using a different browser today and it worked. Chrome didn't work. Safari worked for me. I am also hearing that edge browser works as well. GL

Good to hear. Going to try Firefox
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,251 Posts
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SeventiesVet
11-17-2020 at 12:04 PM.
11-17-2020 at 12:04 PM.
Quote from AnbuItachi View quoted comment :
two direct deposits? how do you do that?!
Change your employer, pension, or social security deposits to go to this checking account.
Reply
Joined Jul 2013
L7: Teacher
> bubble2 2,005 Posts
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AcemanX
11-17-2020 at 12:11 PM.
11-17-2020 at 12:11 PM.
Quote from karthik_r View quoted comment :
Yes. Confirmed from CC. It is total combined $1000 of 2 or more deposits. Means you can have DD1 + DD2 + DD3 ... = $1000

So i could have 250$ deposited twice a month (every 2 weeks), 500 a month, for 2 months, so the 60 days and get the bonus then?
Reply
Joined Jun 2018
L6: Expert
> bubble2 1,331 Posts
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Original Poster
karthik_r
11-17-2020 at 12:12 PM.
11-17-2020 at 12:12 PM.
Quote from AcemanX View quoted comment :
So i could have 250$ deposited twice a month (every 2 weeks), 500 a month, for 2 months, so the 60 days and get the bonus then?
yes
Reply
Joined Oct 2020
New User
> bubble2 5 Posts
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GreyPear5521
11-17-2020 at 01:08 PM.
11-17-2020 at 01:08 PM.
Anyone else forget to enter promo code when signing up?
Reply

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Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
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rios7
11-17-2020 at 01:19 PM.
11-17-2020 at 01:19 PM.
Quote from ryanmemperor View quoted comment :
Called CS about missing the promo during creation, told them I did it and was just confirming with a human. Rep said that I had to make the deposits and hold the balance, she said she would make a note on my account and to call back 3.31.21?

What are my chances here?
someone else here claimed we didnt have to keep the deposits in the account...
Reply
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