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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,676 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
689,676 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Mar 2019
L4: Apprentice
> bubble2 368 Posts
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Dogsfather
11-22-2020 at 01:36 PM.
11-22-2020 at 01:36 PM.
Did anyone get it open with an ITIN instead of SSN? I got it open but a friend who is an international student was put on hold and then told she would have to go to a branch. The problem is that there aren't any branches in her state.
Reply
Joined May 2013
L7: Teacher
> bubble2 2,114 Posts
957 Reputation
duguefl
11-22-2020 at 02:36 PM.
11-22-2020 at 02:36 PM.
Quote from Combobox View quoted comment :
It is a decent deal. But isn't it sneaky to put the "add promo code" on the adding fund page in such small font?
So many people have missed putting the promo code. SMH.


I opened the account online but there wasn't a field where I can type the code? Did I miss something?
Reply
Joined May 2013
L7: Teacher
> bubble2 2,114 Posts
957 Reputation
duguefl
11-22-2020 at 02:37 PM.
11-22-2020 at 02:37 PM.
Quote from FabulousPanther690 View quoted comment :
I called them explaining that I did not add the code the first time around and when trying again it created a second account. They were unwilling to add the code to the first account. Looks like i am not going to waste more time and energy on this. Hate such shady tactics by banks.
I opened the account online but there wasn't a field where I can type the code? Did I miss something?
Reply
Joined May 2017
L3: Novice
> bubble2 158 Posts
46 Reputation
Combobox
11-22-2020 at 02:43 PM.
11-22-2020 at 02:43 PM.
Quote from duguefl View quoted comment :
I opened the account online but there wasn't a field where I can type the code? Did I miss something?

Yup. You missed it. It was at the bottom of adding funds from external account.
Reply
Joined Aug 2003
L3: Novice
> bubble2 272 Posts
21 Reputation
swbball28
11-22-2020 at 02:46 PM.
11-22-2020 at 02:46 PM.
Does having a capital one 360 saving account not let you get this bonus? Thanks!
Reply
Joined May 2013
L7: Teacher
> bubble2 2,114 Posts
957 Reputation
duguefl
11-22-2020 at 02:51 PM.
11-22-2020 at 02:51 PM.
Quote from Combobox View quoted comment :
Yup. You missed it. It was at the bottom of adding funds from external account.

Well dang
Reply
Joined May 2017
L3: Novice
> bubble2 158 Posts
46 Reputation
Combobox
11-22-2020 at 02:53 PM.
11-22-2020 at 02:53 PM.
Quote from duguefl View quoted comment :
Well dang

Call CS. They might help!
Reply

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Joined May 2013
L7: Teacher
> bubble2 2,114 Posts
957 Reputation
duguefl
11-22-2020 at 02:54 PM.
11-22-2020 at 02:54 PM.
Quote from Combobox View quoted comment :
Call CS. They might help!

The lady I talked to said that she doesn't see the promo code on the account right now but after I complete the requirements I should call and they may allow it as a one time exception 😏
Reply
Joined May 2017
L3: Novice
> bubble2 158 Posts
46 Reputation
Combobox
11-22-2020 at 02:55 PM.
11-22-2020 at 02:55 PM.
Quote from duguefl View quoted comment :
The lady I talked to said that she doesn't see the promo code on the account right now but after I complete the requirements I should call and they may allow it as a one time exception 😏

Great!
Reply
Joined Mar 2014
L4: Apprentice
> bubble2 385 Posts
74 Reputation
AaqibK
11-22-2020 at 03:05 PM.
11-22-2020 at 03:05 PM.
I Have Capital One Simple Checking !
Im i eligible for this ?
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 535 Posts
28 Reputation
1mbrews8
11-22-2020 at 03:08 PM.
11-22-2020 at 03:08 PM.
Robinhood looks like a no go to qualify for dd/promo?

I did just $2 to test it and it says this:

NOV20
ROBINHOOD
Transfer$2.00$2.00
Transaction Type: Electronic transfer
Appears on statement as: Deposit from ROBINHOOD Funds
Memo
Funds
Reply
Joined Nov 2007
L1: Learner
> bubble2 4 Posts
10 Reputation
MikeyPee
11-23-2020 at 01:41 AM.
11-23-2020 at 01:41 AM.
Quote from 1mbrews8 View quoted comment :
Robinhood looks like a no go to qualify for dd/promo?

I did just $2 to test it and it says this:

NOV20
ROBINHOOD
Transfer$2.00$2.00
Transaction Type: Electronic transfer
Appears on statement as: Deposit from ROBINHOOD Funds
Memo
Funds

I'm having the same issue. It's not registering a transfer from Robinhood to the 360 account as ACH
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 13,131 Posts
1,065 Reputation
poohbie
11-23-2020 at 03:30 AM.
11-23-2020 at 03:30 AM.
Quote from MikeyPee View quoted comment :
I'm having the same issue. It's not registering a transfer from Robinhood to the 360 account as ACH
How are you determining it's not registering as an ACH? Have any ACH transfers actually shown up with the words "ACH" instead of "Electronic Transfer"?
1
Reply
Joined Jan 2011
L3: Novice
> bubble2 211 Posts
30 Reputation
herpderp118
11-23-2020 at 06:13 AM.
11-23-2020 at 06:13 AM.
Quote from poohbie View quoted comment :
How are you determining it's not registering as an ACH? Have any ACH transfers actually shown up with the words "ACH" instead of "Electronic Transfer"?
no they haven't, not from the posts i've seen
Reply

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Joined Nov 2007
L1: Learner
> bubble2 4 Posts
10 Reputation
MikeyPee
11-23-2020 at 06:48 AM.
11-23-2020 at 06:48 AM.
Oh okay. That's all I was going off of. I thought it would list it as ACH as the transfer type.
Reply
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