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Edited November 13, 2020
at 05:03 PM
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Capital One is offering $400 bonus when you open a new checking account with promo code
BONUS400
To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening
Full Details:
Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
Here's the full scoop on how to earn your $400 bonus:- Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
- Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
- This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.
When will I get my bonus?
Your bonus will be deposited into your new 360 Checking account by the date stated below:
Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021
Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021
Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
What you need to know about the 360 Checking account:
A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.
The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.
360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.
Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.
https://www.capitalone.com/bonus400/
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And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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I'd rather not interrupt it since I pay rent and utilities from that account. I'm sure that's the case for a bunch of ppl.
I travel to foreign countries frequently, and the Capital One 360 debit card is a true life-saver. Your credit card is useless in many foreign countries especially for small purchases. Even buying a train ticket from a ticket machine in Europe proves impossible with my arsenal of US-based credit cards. But this card works anywhere credit or debit card is accepted in the world, without a fee. I've used it in the smallest deli in Brazil, the creepiest ATM in Indonesia, all without any issues. Find an ATM that has no fees in a foreign country, and withdraw local money in any amount completely fee-free at close to market rate and skip the currency changer. How awesome is that.
I travel to foreign countries frequently, and the Capital One 360 debit card is a true life-saver. Your credit card is useless in many foreign countries especially for small purchases. Even buying a train ticket from a ticket machine in Europe proves impossible with my arsenal of US-based credit cards. But this card works anywhere credit or debit card is accepted in the world, without a fee. I've used it in the smallest deli in Brazil, the creepiest ATM in Indonesia, all without any issues. Find an ATM that has no fees in a foreign country, and withdraw local money in any amount completely fee-free at close to market rate and skip the currency changer. How awesome is that.
This is true. Capital one is the friendliest bank when comes to foreign transaction. I only use my Venture One master card when traveling abroad since last 10/15 years. No foreign transaction fees and decent conversion rates.
I just opened a checking with the promo and first 500$ was DD to my account this Friday from my payroll. Will update if/when the bonus is posted. Thanks.
They have a $100 bonus with $1k deposit with a referral link. Not a bad option if you can't get this deal to work.
Lucky for me I run business as a side job and just changed my payroll DD in a matter of seconds, after 2 pay periods I'll change it to my wife's account, $800 has never been easier.
Memo
DIR DEP
I don't think anything that doesn't say DIR DEP would qualify.
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Memo
DIR DEP
I don't think anything that doesn't say DIR DEP would qualify.
I just completed two DD on Friday Dec 4th 2020.
I just completed two DD on Friday Dec 4th 2020.
They have a $100 bonus with $1k deposit with a referral link. Not a bad option if you can't get this deal to work.
I was able to do exactly the above with $100 last week on Robinhood, now I can't do it with $900 (or any amount). They say it has been their rules all along. WTF?
So Charles Schwab brokerage account is the best option then or...?
I just completed two DD on Friday Dec 4th 2020.
Or, do what some others are doing, find another DD chking deal.
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