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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,759 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
688,759 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Aug 2012
L7: Teacher
> bubble2 2,251 Posts
311 Reputation
SeventiesVet
12-31-2020 at 07:56 PM.
12-31-2020 at 07:56 PM.
Quote from dealsdigger View quoted comment :
Guys, Where do I put in the code? I ended up opening an a/c without even having an option to apply the code! Should I close it and open another one?
I'd call customer service next week and ask if the code was applied, and if not if they could apply it. Trying to open an account again will probably disqualify as previously having a checking account from the first application.
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,251 Posts
311 Reputation
SeventiesVet
12-31-2020 at 07:57 PM.
12-31-2020 at 07:57 PM.
Quote from Meowmixes98 View quoted comment :
Two deposits of $501 is fine right?
Yes, that qualifies.
Reply
Joined Mar 2014
L4: Apprentice
> bubble2 360 Posts
71 Reputation
Hanzelnuts
01-01-2021 at 12:23 AM.
01-01-2021 at 12:23 AM.
Quote from Jmmjjm-1942 View quoted comment :
I think it has to be 2 of$1000 minimum, each, not combined.
I think most of us on the thread believe it to be combine. So, 2 DD of $500 will do.
Reply
Joined Feb 2010
L3: Novice
> bubble2 292 Posts
57 Reputation
emp
01-01-2021 at 04:08 AM.
01-01-2021 at 04:08 AM.
Quote from BrianH5624 View quoted comment :
Does 3 direct deposit totaling $1000 work or it has to be 2?
Based on the wording, yes. 3 DDs of $334 *should* work however since nobody has gotten the bonus yet it's all just speculation based on the terms say, what the terms say and what Capital 1 actually does when they do the bonuses could be different. Obviously you can always call in and complain if you don't get it and likely get the bonus manually but that's an extra hassle.

Quote :
Receive *at least* 2 direct deposits *totaling* $1,000 or more within 60 days of account opening.
Reply
Joined Aug 2014
L2: Beginner
> bubble2 97 Posts
18 Reputation
Jmmjjm-1942
01-01-2021 at 04:25 AM.
01-01-2021 at 04:25 AM.
Anyone know if you have to keep any of the money in there for any length of time? Or is just the DD and then you can withdraw immediately
Reply
Joined Aug 2004
...
> bubble2 10,040 Posts
5,242 Reputation
JaTaN
01-01-2021 at 06:38 AM.
01-01-2021 at 06:38 AM.
Quote from Jmmjjm-1942 View quoted comment :
Anyone know if you have to keep any of the money in there for any length of time? Or is just the DD and then you can withdraw immediately
There is no balance requirement so you can take the money out -- keep small amount in there to avoid having a zero balance

Family member left $10 in their account -- will transfer in $5-$10 in Feb just to have some activity in the account and bonus should post in March for them (opened Nov)
1
Reply
Joined Nov 2006
L2: Beginner
> bubble2 95 Posts
18 Reputation
jeff_connors
01-01-2021 at 06:44 AM.
01-01-2021 at 06:44 AM.
Just remember to apply the code. I missed it since it was a small link to click on the app process. I called to confirm it was entered and it was not. Now I have to wait until March and call and beg they apply an "exception" to my account to give me the bonus. Oh well, it's only 2k.
Reply

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Joined Dec 2012
L5: Journeyman
> bubble2 731 Posts
146 Reputation
itsfighter
01-01-2021 at 08:07 AM.
01-01-2021 at 08:07 AM.
I opened the account in December and completed 3 1000+ dd from my payroll. Currently maintaining 2000 balance until I receive the bonus just to be on the safer side. Does anyone know whether we should maintain any balance to receive bonus? Thanks
Reply
Joined Nov 2006
L5: Journeyman
> bubble2 702 Posts
50 Reputation
compy168
01-01-2021 at 08:09 AM.
01-01-2021 at 08:09 AM.
Quote from jeff_connors View quoted comment :
Just remember to apply the code. I missed it since it was a small link to click on the app process. I called to confirm it was entered and it was not. Now I have to wait until March and call and beg they apply an "exception" to my account to give me the bonus. Oh well, it's only 2k.
What do you mean it's only 2k? You have 5 accounts opened?
1
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,106 Posts
607 Reputation
dtmamg
01-01-2021 at 12:19 PM.
01-01-2021 at 12:19 PM.
Quote from itsfighter View quoted comment :
I opened the account in December and completed 3 1000+ dd from my payroll. Currently maintaining 2000 balance until I receive the bonus just to be on the safer side. Does anyone know whether we should maintain any balance to receive bonus? Thanks
It does not say you need to maintain min balance. i kept few $$ after doing bill pay
Reply
Joined Jul 2015
L2: Beginner
> bubble2 1,619 Posts
93 Reputation
LikeFastCars
01-01-2021 at 01:21 PM.
01-01-2021 at 01:21 PM.
I opened my checking account on 11/16. Had roughly $1150 worth of direct deposits. Wow.. gotta wait till march 31st. I hope I remember by then.. $400 is pretty awesome deal to be honest.
Reply
Joined Jul 2015
New User
> bubble2 3 Posts
10 Reputation
DanM4232
01-02-2021 at 12:24 PM.
01-02-2021 at 12:24 PM.
Does cash app qualify?
Reply
Joined Oct 2015
L5: Journeyman
> bubble2 791 Posts
471 Reputation
bosoxx091
01-02-2021 at 12:57 PM.
01-02-2021 at 12:57 PM.
Anyone else's direct deposits from work show up as a transfer on the app? Hopefully that doesn't mess things up.
Reply
Joined Mar 2019
L5: Journeyman
> bubble2 909 Posts
77 Reputation
ThePeoplesElbow
01-02-2021 at 01:32 PM.
01-02-2021 at 01:32 PM.
Called CapOne about 15 minutes after setting up the account, entering the promo code and seeing the promo code listed ... the phone agent indicated that the promo code was not appearing and that I should call back in about 1-2 hours. I knew I should have taken a screen shot of the final page that showed the bonus code applied. These people better not cheat me out of the bonus and steal my personal info.
Reply

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Joined Mar 2019
L5: Journeyman
> bubble2 909 Posts
77 Reputation
ThePeoplesElbow
01-02-2021 at 01:39 PM.
01-02-2021 at 01:39 PM.
Quote from jeff_connors View quoted comment :
Just remember to apply the code. I missed it since it was a small link to click on the app process. I called to confirm it was entered and it was not. Now I have to wait until March and call and beg they apply an "exception" to my account to give me the bonus. Oh well, it's only 2k.
I entered the code, saw it popup and when I called after activating the new account online, the phone rep told me that the code wasn't applied. I want to wring someone's neck right now. They told me to call back in an hour or two to check as maybe the code just hadn't hit their system yet....
Reply
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