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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,759 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
688,759 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jun 2009
Meth Addict
> bubble2 954 Posts
398 Reputation
will403536
01-07-2021 at 08:26 PM.
01-07-2021 at 08:26 PM.
My direct deposit from a large legitimate employer showed up only as "Electronic Transfer" and not "DIRECT DEP".
Reply
Joined May 2019
L6: Expert
> bubble2 1,164 Posts
247 Reputation
Max_CreditCards
01-08-2021 at 11:42 AM.
01-08-2021 at 11:42 AM.
Quote from will403536 View quoted comment :
My direct deposit from a large legitimate employer showed up only as "Electronic Transfer" and not "DIRECT DEP".
Same here, gonna call them shortly. I'll let you know what they say
Reply
Joined Jun 2014
L6: Expert
> bubble2 1,307 Posts
197 Reputation
RiotAct41
01-08-2021 at 11:48 AM.
01-08-2021 at 11:48 AM.
Quote from will403536 View quoted comment :
My direct deposit from a large legitimate employer showed up only as "Electronic Transfer" and not "DIRECT DEP".
I just checked the details of my two direct deposits... same here. I'd have to think that's okay?

memo field says "Payroll".
Reply
Joined Dec 2007
Lol Deals
> bubble2 917 Posts
134 Reputation
eman182
01-08-2021 at 11:58 AM.
01-08-2021 at 11:58 AM.
Quote from itsfighter View quoted comment :
Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Great information!
Reply
Joined Aug 2011
L3: Novice
> bubble2 224 Posts
504 Reputation
een77
01-08-2021 at 12:08 PM.
01-08-2021 at 12:08 PM.
Quote from RiotAct41 View quoted comment :
I just checked the details of my two direct deposits... same here. I'd have to think that's okay?

memo field says "Payroll".
Hmmm. "Electronic Transfer" as transaction type and "Salary" in the memo field for me. I work at a large employer.
Reply
Joined Dec 2006
L6: Expert
> bubble2 1,457 Posts
479 Reputation
GeorgeMcFly
01-08-2021 at 02:17 PM.
01-08-2021 at 02:17 PM.
Transaction Type: Electronic transfer
Appears on statement as: Deposit from ABC PAYROLL
Memo
PAYROLL
Where ABC is the company I work for. I wonder if the company pushing the direct deposit fills in the Memo field or CapitalOne does.
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 20,066 Posts
8,949 Reputation
Pro
tenderidol
01-08-2021 at 02:43 PM.
01-08-2021 at 02:43 PM.
Quote from GeorgeMcFly View quoted comment :
Transaction Type: Electronic transfer
Appears on statement as: Deposit from ABC PAYROLL
Memo
PAYROLL
Where ABC is the company I work for. I wonder if the company pushing the direct deposit fills in the Memo field or CapitalOne does.
Are you at the news division?
Reply

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Joined Dec 2006
L6: Expert
> bubble2 1,457 Posts
479 Reputation
GeorgeMcFly
01-08-2021 at 03:03 PM.
01-08-2021 at 03:03 PM.
Quote from tenderidol View quoted comment :
Are you at the news division?
ha no.. I should have put ACME like in Road Runner. I just changed it from the real company name.
Reply
Joined Nov 2006
L4: Apprentice
> bubble2 371 Posts
115 Reputation
larryc
01-08-2021 at 03:17 PM.
01-08-2021 at 03:17 PM.
FYI, deposit from my employer (one of the largest companies in the world) shows up as:
Deposit from EDIPAYMENT
Reply
Joined Jun 2014
L6: Expert
> bubble2 1,307 Posts
197 Reputation
RiotAct41
01-08-2021 at 05:28 PM.
01-08-2021 at 05:28 PM.
Quote from Max_CreditCards View quoted comment :
Same here, gonna call them shortly. I'll let you know what they say
did you get a response?
Reply
Joined Oct 2015
L5: Journeyman
> bubble2 791 Posts
471 Reputation
bosoxx091
01-08-2021 at 06:41 PM.
01-08-2021 at 06:41 PM.
My payroll deposit from a large university also shows up as electronic transfer

appears in statement as: Deposit from university payroll
Memo: payroll
Reply
Last edited by bosoxx091 January 8, 2021 at 06:44 PM.
Joined May 2019
L6: Expert
> bubble2 1,164 Posts
247 Reputation
Max_CreditCards
01-09-2021 at 03:42 AM.
01-09-2021 at 03:42 AM.
Quote from RiotAct41 View quoted comment :
did you get a response?
He said "it should be fine." Not very confident in his response. I'm gonna do a couple zelle transfers and just wait til the bonus is supposed to hit and not worry about it anymore.
Reply
Joined May 2013
L2: Beginner
> bubble2 58 Posts
10 Reputation
dealgrab32
01-09-2021 at 11:45 AM.
01-09-2021 at 11:45 AM.
Zelle transfers qualify as DD? How does it works?
Reply
Joined Oct 2007
L6: Expert
> bubble2 1,856 Posts
221 Reputation
ck128
01-09-2021 at 11:49 AM.
01-09-2021 at 11:49 AM.
Here is how mine is showing, should be okay, right?

Transaction Type: Electronic transfer
Appears on statement as: Deposit from ACME COMPANY DIRECT DEP
Memo
DIRECT DEP
Reply

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Joined Dec 2010
L6: Expert
> bubble2 1,342 Posts
141 Reputation
gooddog
01-09-2021 at 04:37 PM.
01-09-2021 at 04:37 PM.
I signed up and I did not see any blank asking for promo code.
I called Capital and she said she could not change it so I needed to manually appeal the case in April and she was going to leave a note there.
I lost 400 dollars just like that.
Where was I supposed to enter the promo code?
Screw this deal.
Reply
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