Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,309 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

Written by
Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
in Finance (3) Capital One Small Business Cards
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+810
688,309 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

Your comment cannot be blank.

Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2006
L4: Apprentice
> bubble2 423 Posts
413 Reputation
bngguy
01-14-2021 at 11:48 AM.
01-14-2021 at 11:48 AM.
Quote from hunnybunny1012 View quoted comment :
I signed up a day too early! It took forever for my payroll to update my new direct deposit and I won't get my 2nd direct deposit until tomorrow, which makes it 61 days! Do you think they'll still honor the promotion? Anyone have any experience with them having a "grace period" of a day or 2?
I was in the same situation when i signed up for a citibank offer in 2018, had to contact them to manually override the system and give me the bonus , not sure if capital one will do the same.
Reply
Joined Sep 2016
L6: Expert
> bubble2 1,178 Posts
82 Reputation
yellowfish
01-14-2021 at 01:34 PM.
01-14-2021 at 01:34 PM.
Quote from rios7 View quoted comment :
fyi 60 day mark to make deposits should be around now for a lot of people

Doesn't matter, it won't deposit until March...
2
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
01-14-2021 at 02:20 PM.
01-14-2021 at 02:20 PM.
Quote from yellowfish View quoted comment :
Doesn't matter, it won't deposit until March...
yeah but they should remember to make their deposits if they havent already
Reply
Joined Dec 2014
L10: Grand Master
> bubble2 8,288 Posts
491 Reputation
someoneslick
01-14-2021 at 02:54 PM.
01-14-2021 at 02:54 PM.
Is there a certain frequency of opening checking accounts to where it hurts you somehow or looks fishy? Now chase is offering me $200 for opening one with them and depositing one DD and unlike capital one they don't take forever to give you the money. But since I opened the capital one one a couple months ago, I wonder if it would trigger something, especially since I hadn't opened any enw checking account in decades before that one.
Reply
Joined Dec 2014
L10: Grand Master
> bubble2 8,288 Posts
491 Reputation
someoneslick
01-14-2021 at 02:57 PM.
01-14-2021 at 02:57 PM.
Quote from yellowfish View quoted comment :
Doesn't matter, it won't deposit until March...
what's weird, though, is the capital one guy on the phone told me the date for me to call back to get it manually done is february 14th. (same guy whoa sked which site the offer was on because "we wouldn't do that type of offer on our site" and then he said later that they had tons of calls about it all day long. I'm sruie some of them told him it was on teh capital one site.)
Reply
Joined Nov 2006
L2: Beginner
> bubble2 95 Posts
18 Reputation
jeff_connors
01-14-2021 at 03:13 PM.
01-14-2021 at 03:13 PM.
Quote from someoneslick View quoted comment :
Is there a certain frequency of opening checking accounts to where it hurts you somehow or looks fishy? Now chase is offering me $200 for opening one with them and depositing one DD and unlike capital one they don't take forever to give you the money. But since I opened the capital one one a couple months ago, I wonder if it would trigger something, especially since I hadn't opened any enw checking account in decades before that one.
Possibly. I applied for SunTrust checking and savings. Their "Loss Prevention" office disapproved my accounts after they were opened. First time in my 60+ years. I have opended a few in the last 4 years but not enough to set off any flags. They were horrendous to deal with over this. I will never deal with SunTrust Bank again.
Reply
Joined Aug 2011
L2: Beginner
> bubble2 89 Posts
30 Reputation
pewpewbangbang
01-14-2021 at 03:44 PM.
01-14-2021 at 03:44 PM.
Quote from sangup View quoted comment :
DO not forget to Enter Promo Code when setting the Initial Deposit
When I opened the account, the promo box was filled in with the BONUS400 already.

Do I need to set up the direct deposit afterwards and put in the promo again somewhere?

I just had my direct deposits set up on the other end to deposit into my Capital One account.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2012
L5: Journeyman
> bubble2 951 Posts
418 Reputation
dj24
01-14-2021 at 07:44 PM.
01-14-2021 at 07:44 PM.
Quote from Killerz View quoted comment :
Whenever I'm doing any type of offer or cashback I always have screen recording going just as a backup. I've had to use it a time or two when CSR wouldn't do anything for me. I also record my calls with CSR whenever I'm doing anything important or confirming info.
Which screen recording feature and call recording app do you use?
Reply
Joined Dec 2005
L7: Teacher
> bubble2 2,432 Posts
836 Reputation
SlikRick
01-14-2021 at 07:58 PM.
01-14-2021 at 07:58 PM.
I opened my account couple of weeks ago. I did screenshots of all the steps.. and the bonus promo code already entered in the box.
Reply
Joined Dec 2014
L3: Novice
> bubble2 1,861 Posts
178 Reputation
BrianH5624
01-14-2021 at 09:35 PM.
01-14-2021 at 09:35 PM.
Don't forget you have to pay tax on these bonuses at end of year.
1
Reply
Joined Dec 2006
L6: Expert
> bubble2 1,457 Posts
479 Reputation
GeorgeMcFly
01-15-2021 at 06:49 AM.
01-15-2021 at 06:49 AM.
Quote from BrianH5624 View quoted comment :
Don't forget you have to pay tax on these bonuses at end of year.
I think most know this.. you are still netting ~$300 after taxes. Not like you are losing money.
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
01-15-2021 at 08:43 AM.
01-15-2021 at 08:43 AM.
Quote from SlikRick View quoted comment :
I opened my account couple of weeks ago. I did screenshots of all the steps.. and the bonus promo code already entered in the box.
i did screenshots and cs was like lol good for u
1
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,715 Posts
676 Reputation
jackc6900
01-15-2021 at 09:04 AM.
01-15-2021 at 09:04 AM.
I could have sworn the promo code had been auto filled when I was going through. I came back to this thread to see if folks started getting money yet and everyone has got me all nervous I didn't do it right with this promo code. So I called capital one and she confirmed she couldn't see the promo on my account (sigh). However, I did everything correct in terms opening the account and I have 4 direct deposits up to this point... so she added notes to my account and said call back on February 15th and they can manually add it. She said they've been getting a ton of these calls and wouldn't be an issue getting the money manually.

This is my only exposure to capital one and I must say it seems a little shady. When you have an advert that publishes get $400 for opening this account and doing xyz... and you click the link and sign up... you shouldn't have to worry about some promo code in an obscure box somewhere making or breaking your deal. My guess is they were hoping many would sign up and screw this up so they get a flood of new banking customers and not have to pay many of these out.
Reply
Last edited by jackc6900 January 15, 2021 at 09:08 AM.
Joined May 2004
Commie
> bubble2 14,302 Posts
2,893 Reputation
BalkiBartokomous
01-15-2021 at 11:30 AM.
01-15-2021 at 11:30 AM.
Quote from rios7 View quoted comment :
i did screenshots and cs was like lol good for u
First line of CS won't care about the screenshots but the upper level and executive team will. Hopefully it doesn't come to that as it is a pain in the ass but I've always got what was due me from higher ups at companies when I had the proper documentation. Whenever I do anything like this, or even cash back portals, I do screen recording rather than screen shot. Much more effective that way.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined May 2018
L3: Novice
> bubble2 194 Posts
22 Reputation
amex1031
01-15-2021 at 12:05 PM.
01-15-2021 at 12:05 PM.
I opened today. thanks OP
Reply
Page 107 of 151
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.