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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,309 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
688,309 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jan 2014
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> bubble2 699 Posts
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FrannardF
01-26-2021 at 07:55 AM.
01-26-2021 at 07:55 AM.
Quote from Alpha359 View quoted comment :
I'm not sure if that will get you the bonus...

I'm with the other guy, it says the promo code has expired, and I don't want to continue if it's not going to apply. Is there another confirmation screen that shows the promo code applied after the "fund your account" page?

The code is back to being valid. I tried it a few minutes ago.

If you fund the account, you get the option to enter a code. If you don't fund the account, the option for a code disappears. I'm guessing that's why some people are being told they didn't put the code in.
Reply
Last edited by FrannardF January 26, 2021 at 08:00 AM.
Joined Jul 2006
L4: Apprentice
> bubble2 335 Posts
27 Reputation
m0n0xIDE
01-26-2021 at 08:18 AM.
01-26-2021 at 08:18 AM.
Made it through the account opening process without issue (used link and confirmed promo code was listed), but I received the following error after the account was successfully opened, "The promo code you have entered is not valid." Not sure if I'm the only person seeing this, but I may call just to confirm.
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Joined Dec 2005
L10: Grand Master
> bubble2 14,723 Posts
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ScottoDono
01-26-2021 at 08:19 AM.
01-26-2021 at 08:19 AM.
Where do you enter the code? I am on the set up first deposit screen and have not seen it yet

update - found it on that page

got confirmation - seemed to work
Reply
Last edited by ScottoDono January 26, 2021 at 08:29 AM.
Joined Dec 2005
L10: Grand Master
> bubble2 14,723 Posts
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ScottoDono
01-26-2021 at 10:35 AM.
01-26-2021 at 10:35 AM.
After creating an account I tried to login and got an error message "we hit a snag"
Reply
Joined Feb 2011
L10: Grand Master
> bubble2 11,714 Posts
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mojohnnybravo
01-26-2021 at 02:56 PM.
01-26-2021 at 02:56 PM.
last day to do it folks! ive gotten many capital one bonuses so i wouldnt worry
Reply
Joined Feb 2011
L10: Grand Master
> bubble2 11,714 Posts
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mojohnnybravo
01-26-2021 at 02:58 PM.
01-26-2021 at 02:58 PM.
anyone been paid yet? i know it says 'by certain date' but wondering.
Reply
Joined Dec 2008
L7: Teacher
> bubble2 2,372 Posts
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ZeeOhhSix
01-26-2021 at 03:38 PM.
01-26-2021 at 03:38 PM.
Quote from FrannardF View quoted comment :
The code is back to being valid. I tried it a few minutes ago.

If you fund the account, you get the option to enter a code. If you don't fund the account, the option for a code disappears. I'm guessing that's why some people are being told they didn't put the code in.

What is the minimum amount you can fund it with at account opening? Thanks!
Reply

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Joined Jan 2014
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> bubble2 699 Posts
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FrannardF
01-26-2021 at 03:57 PM.
01-26-2021 at 03:57 PM.
Quote from ZeeOhhSix View quoted comment :
What is the minimum amount you can fund it with at account opening? Thanks!

I put $20 but there is no minimum requirement. If you do a deposit you don't have to worry about the promo code screen disappearing. A lot of people did no deposit and are being told the code was not entered.
Reply
Joined Dec 2005
L10: Grand Master
> bubble2 14,723 Posts
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ScottoDono
01-26-2021 at 04:01 PM.
01-26-2021 at 04:01 PM.
You dont have to maintain the $1000 balance for 60 days, right? Just two ACH deposits total $1000

Still trying to find out about opening Saving bonus.... I actually want to keep business with Capital One rather than churn but I prefer savings for higher interest
Reply
Joined Dec 2008
L7: Teacher
> bubble2 2,372 Posts
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ZeeOhhSix
01-26-2021 at 04:06 PM.
01-26-2021 at 04:06 PM.
Quote from FrannardF View quoted comment :
I put $20 but there is no minimum requirement. If you do a deposit you don't have to worry about the promo code screen disappearing. A lot of people did no deposit and are being told the code was not entered.
Thank you! This helped a lot. Repped!
Reply
Joined Jan 2014
L5: Journeyman
> bubble2 699 Posts
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FrannardF
01-26-2021 at 04:13 PM.
01-26-2021 at 04:13 PM.
Quote from ScottoDono View quoted comment :
You dont have to maintain the $1000 balance for 60 days, right? Just two ACH deposits total $1000

Still trying to find out about opening Saving bonus.... I actually want to keep business with Capital One rather than churn but I prefer savings for higher interest

No, you don't have to matain the balance for 60 days.
Reply
Joined May 2017
L2: Beginner
> bubble2 28 Posts
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apundhir1
01-26-2021 at 06:19 PM.
01-26-2021 at 06:19 PM.
Opened an account in just 2 min...
what will I get in welcome kit? Do they cheque sleeves
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 376 Posts
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brownie20
01-26-2021 at 07:11 PM.
01-26-2021 at 07:11 PM.
Quote from gooddog View quoted comment :
That means that they are able to add it manually but probably were told to tell the customers that it could not be done and to call after a few months.

It strengthens my suspicion that they meant to deny 400 dollars all along. The usual rationale is that they rely on statistics where a certain percentage of people screw up and it was calculated when the promo was set up in the first place. It also explains why they put up the promo box on the transfer- fund-page; it will further confuse the customers who are likely to think that the promo is for transfering funds.
I could see the promo details on each page of application this time (reminder for 2 DD). I submitted and then had rep check and she confirmed bonus was attached to account,
Reply
Joined Sep 2011
Price Compare, Always
> bubble2 20,588 Posts
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This user is an Expert in Tech & Electronics
bluekiwi
01-26-2021 at 07:23 PM.
01-26-2021 at 07:23 PM.
Quote from apundhir1 View quoted comment :
Opened an account in just 2 min...
what will I get in welcome kit? Do they cheque sleeves
Welcome kit is just the legal disclosures that pertain to the account and the debit card.
When you activate the debit card online, you choose the pin # then. No checks at all sent.
Reply

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Joined Dec 2005
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> bubble2 14,723 Posts
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ScottoDono
01-26-2021 at 07:48 PM.
01-26-2021 at 07:48 PM.
Quote from bluekiwi View quoted comment :
Welcome kit is just the legal disclosures that pertain to the account and the debit card.
When you activate the debit card online, you choose the pin # then. No checks at all sent.
I dont blame them. Why waste money, especially when people may churn. I guess we can order checks. I dont write that many anymore and I can always write from my other account.

I want to open a savings and keep it but no current bonuses. I know as soon as I do it offers are going to be out there
Reply
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