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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,268 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
688,268 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jun 2018
L6: Expert
> bubble2 1,331 Posts
4,021 Reputation
Original Poster
karthik_r
01-26-2021 at 07:52 PM.
01-26-2021 at 07:52 PM.
Quote from bluekiwi View quoted comment :
Welcome kit is just the legal disclosures that pertain to the account and the debit card.
When you activate the debit card online, you choose the pin # then. No checks at all sent.
BTW, first checkbook (50 quantity) is free to order.
After that it is $7 per 50 quantity checkbook, $11 per 100 quantity checkbook.
Reply
Joined Dec 2005
L10: Grand Master
> bubble2 14,723 Posts
1,815 Reputation
ScottoDono
01-26-2021 at 08:00 PM.
01-26-2021 at 08:00 PM.
Quote from karthik_r View quoted comment :
BTW, first checkbook (50 quantity) is free to order.
After that it is $7 per 50 quantity checkbook, $11 per 100 quantity checkbook.
These days, 50 checks will last me 10 years

Having an issue though, it does not show my apartment number for shipping address for checks and when I click edit it takes me to my account profile address which has my apartment number so there is no way for me to edit it. If they ship it and do not include apt number it gets returned to sender
2
Reply
Last edited by ScottoDono January 26, 2021 at 08:09 PM.
Joined May 2004
Commie
> bubble2 14,302 Posts
2,893 Reputation
BalkiBartokomous
01-26-2021 at 08:07 PM.
01-26-2021 at 08:07 PM.
Quote from ScottoDono View quoted comment :
These days, 50 checks will last me 10 years
Only 10 years????
Reply
Joined May 2010
L2: Beginner
> bubble2 57 Posts
19 Reputation
qid786
01-26-2021 at 08:18 PM.
01-26-2021 at 08:18 PM.
Delete
Reply
Joined Jun 2018
L6: Expert
> bubble2 1,331 Posts
4,021 Reputation
Original Poster
karthik_r
01-26-2021 at 09:02 PM.
01-26-2021 at 09:02 PM.
Quote from ScottoDono View quoted comment :
These days, 50 checks will last me 10 years

Having an issue though, it does not show my apartment number for shipping address for checks and when I click edit it takes me to my account profile address which has my apartment number so there is no way for me to edit it. If they ship it and do not include apt number it gets returned to sender
When you are ordering the checkbook, there is a small information symbol which says "Your checkbook should arrive at your mailing address within 7-10 business days." If your mailing address in correct on your profile, you should get it.
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
01-26-2021 at 09:07 PM.
01-26-2021 at 09:07 PM.
Quote from karthik_r View quoted comment :
BTW, first checkbook (50 quantity) is free to order.
After that it is $7 per 50 quantity checkbook, $11 per 100 quantity checkbook.
discover and schwab will give you as many free checkbooks as you could possibly want
2
Reply
Joined Dec 2005
L10: Grand Master
> bubble2 14,723 Posts
1,815 Reputation
ScottoDono
01-26-2021 at 09:10 PM.
01-26-2021 at 09:10 PM.
Quote from karthik_r View quoted comment :
When you are ordering the checkbook, there is a small information symbol which says "Your checkbook should arrive at your mailing address within 7-10 business days." If your mailing address in correct on your profile, you should get it.

Yeah, I guess if I dont get them Ill just complain to customer service
Reply

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Joined Feb 2015
L4: Apprentice
> bubble2 426 Posts
102 Reputation
Korkis
01-26-2021 at 09:35 PM.
01-26-2021 at 09:35 PM.
Quote from mojohnnybravo View quoted comment :
anyone been paid yet? i know it says 'by certain date' but wondering.

Wondering the same thing. I should receive mine by March 31st. Will see.
Reply
Joined Jun 2014
L6: Expert
> bubble2 1,307 Posts
197 Reputation
RiotAct41
01-27-2021 at 08:22 AM.
01-27-2021 at 08:22 AM.
Is anyone else's direct deposits showing as 'Transfer' on the summary page?
Reply
Joined Jun 2018
L6: Expert
> bubble2 1,331 Posts
4,021 Reputation
Original Poster
karthik_r
01-27-2021 at 10:25 AM.
01-27-2021 at 10:25 AM.
Quote from RiotAct41 View quoted comment :
Is anyone else's direct deposits showing as 'Transfer' on the summary page?
The Transaction Type shows as Electronic transfer, Memo shows as PAYROLL for the DD from my employer.
Reply
Joined Nov 2009
L8: Grand Teacher
> bubble2 3,878 Posts
920 Reputation
qwe1234
01-27-2021 at 11:27 AM.
01-27-2021 at 11:27 AM.
Quote from ScottoDono View quoted comment :
These days, 50 checks will last me 10 years

Having an issue though, it does not show my apartment number for shipping address for checks and when I click edit it takes me to my account profile address which has my apartment number so there is no way for me to edit it. If they ship it and do not include apt number it gets returned to sender
I often have this issue, when web sites standardize formatting my address with several lines while making the second line missing. Customer service most of the time has no clue and useless. Only when there is an option to leave address as entered, in one line, all the information is visible.
Reply
Joined Jun 2014
L6: Expert
> bubble2 1,307 Posts
197 Reputation
RiotAct41
01-27-2021 at 06:48 PM.
01-27-2021 at 06:48 PM.
Quote from karthik_r View quoted comment :
The Transaction Type shows as Electronic transfer, Memo shows as PAYROLL for the DD from my employer.
Cool thanks - same here. Will continue to wait patiently Big Grin
Reply
Joined Mar 2008
L8: Grand Teacher
> bubble2 3,008 Posts
348 Reputation
produke
01-28-2021 at 06:12 AM.
01-28-2021 at 06:12 AM.
FYI: ACH push from discover doesn't count as direct deposit. The transfer Shows up as "Deposit from Discover Bank P2P".
Reply
Joined Jan 2014
L5: Journeyman
> bubble2 699 Posts
46 Reputation
FrannardF
01-29-2021 at 02:01 PM.
01-29-2021 at 02:01 PM.
For those wondering if their account had the code, I signed up on 1/26 and got bonus email today 1/29. If you didn't get the bonus email, the code may not be on your account.
Reply

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Joined Dec 2005
L10: Grand Master
> bubble2 14,723 Posts
1,815 Reputation
ScottoDono
01-29-2021 at 02:30 PM.
01-29-2021 at 02:30 PM.
Quote from FrannardF View quoted comment :
For those wondering if their account had the code, I signed up on 1/26 and got bonus email today 1/29. If you didn't get the bonus email, the code may not be on your account.
Yes, signed up on the last day and got email today - subject ", you're on your way to a cash bonus!"

The email also allows you to check your progress

Still looking for a savings bonus offer
Reply
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