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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,759 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
688,759 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jul 2014
L7: Teacher
> bubble2 2,393 Posts
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jazyje
02-03-2021 at 12:29 PM.
02-03-2021 at 12:29 PM.
This expired for sure, right?
Reply
Joined Dec 2006
L10: Grand Master
> bubble2 10,372 Posts
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Switching2Geico
02-03-2021 at 01:31 PM.
02-03-2021 at 01:31 PM.
Does transfer from schwab count as DD? What about chase? Thx
Reply
Joined Oct 2017
L4: Apprentice
> bubble2 300 Posts
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jesudas
02-04-2021 at 11:30 AM.
02-04-2021 at 11:30 AM.
Anyone received their $400 so far?
Reply
Joined Jul 2019
L2: Beginner
> bubble2 90 Posts
10 Reputation
YHwick
02-04-2021 at 03:28 PM.
02-04-2021 at 03:28 PM.
Quote from jesudas View quoted comment :
Anyone received their $400 so far?

Not yet
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
02-04-2021 at 09:41 PM.
02-04-2021 at 09:41 PM.
Quote from jazyje View quoted comment :
This expired for sure, right?
yup buddy
Reply
Joined Sep 2016
L5: Journeyman
> bubble2 656 Posts
54 Reputation
Slickdealer785
02-04-2021 at 11:02 PM.
02-04-2021 at 11:02 PM.
Quote from jesudas View quoted comment :
Anyone received their $400 so far?

Not yet
Reply
Joined Nov 2013
L4: Apprentice
> bubble2 470 Posts
1,369 Reputation
soutiks
02-05-2021 at 06:10 AM.
02-05-2021 at 06:10 AM.
Quote from jesudas View quoted comment :
Anyone received their $400 so far?
Came to check that only
Reply

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Joined Jan 2012
L2: Beginner
> bubble2 66 Posts
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Dirtybill
02-05-2021 at 11:53 AM.
02-05-2021 at 11:53 AM.
Just called. Rep said the bonuses will post no later than May. Opened end of November.
Reply
Joined Oct 2011
L3: Novice
> bubble2 249 Posts
105 Reputation
tinlikethemetal
02-05-2021 at 12:50 PM.
02-05-2021 at 12:50 PM.
Got my $400 today
Reply
Joined Oct 2017
L3: Novice
> bubble2 112 Posts
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m_camo
02-05-2021 at 01:33 PM.
02-05-2021 at 01:33 PM.
Quote from jesudas View quoted comment :
Anyone received their $400 so far?

Just got it today.
Reply
Joined Nov 2007
L5: Journeyman
> bubble2 649 Posts
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cowbe0x004
02-05-2021 at 01:36 PM.
02-05-2021 at 01:36 PM.
Quote from m_camo View quoted comment :
Just got it today.
Quote from tinlikethemetal View quoted comment :
Got my $400 today
What's your sign up date?
Reply
Joined Jul 2008
L2: Beginner
> bubble2 45 Posts
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swoley2k
02-05-2021 at 01:37 PM.
02-05-2021 at 01:37 PM.
SUCCESS!

Got my $400 deposited today.
Already had a Quicksilver card so I applield for the 360 banking account ~Nov 16th doing a $5 initial deposit as part of the application (Promo code was prepopulated in a field on the application)
Did 2 $500 transfers from TD Ameritrade on back to back days
Did 2 $xxx direct deposits from my job afterwards just to be safe
Got the deposit today

Not sure if it was the TDA transfers or my actual job transfers that made it successful so sorry I dont have that detail. Just wanted people to know it did in fact work under the above scenario at least.
Reply
Joined Oct 2011
L3: Novice
> bubble2 249 Posts
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tinlikethemetal
02-05-2021 at 01:57 PM.
02-05-2021 at 01:57 PM.
Quote from cowbe0x004 View quoted comment :
What's your sign up date?

I opened the account Nov 15th 2020
Reply
Joined Oct 2017
L4: Apprentice
> bubble2 300 Posts
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jesudas
02-05-2021 at 02:22 PM.
02-05-2021 at 02:22 PM.
Quote from tinlikethemetal View quoted comment :
I opened the account Nov 15th 2020
When you opened the account, did you make any initial deposit as part of application?
Reply

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Joined Oct 2011
L3: Novice
> bubble2 249 Posts
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tinlikethemetal
02-05-2021 at 02:23 PM.
02-05-2021 at 02:23 PM.
Quote from jesudas View quoted comment :
When you opened the account, did you make any initial deposit as part of application?

Yes I entered the promo code and deposit $50 from my bank
Reply
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