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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,785 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Deal
Score
+810
689,785 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jan 2005
L6: Expert
> bubble2 1,036 Posts
409 Reputation
TiconderogaN2
02-12-2021 at 04:41 PM.
02-12-2021 at 04:41 PM.
Got mine. $500 Robinhood and $500 Apple Cash worked.
Reply
Joined Jun 2018
L2: Beginner
> bubble2 67 Posts
30 Reputation
zlick
02-12-2021 at 08:55 PM.
02-12-2021 at 08:55 PM.
Got mine on Feb 9th! Cha-Ching! [imgur.com]



Reply
Joined Jul 2016
L5: Journeyman
> bubble2 932 Posts
233 Reputation
mike312
02-12-2021 at 09:43 PM.
02-12-2021 at 09:43 PM.
Nov 16 still waiting.
Reply
Joined Nov 2005
L3: Novice
> bubble2 162 Posts
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kumar1781
02-13-2021 at 06:10 AM.
02-13-2021 at 06:10 AM.
Quote from mike312 View quoted comment :
Nov 16 still waiting.

Same here...still waiting
Reply
Joined Nov 2011
L3: Novice
> bubble2 220 Posts
66 Reputation
debpal
02-13-2021 at 08:07 AM.
02-13-2021 at 08:07 AM.
Received mine on Feb 9..Cheers !!
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
02-13-2021 at 08:20 AM.
02-13-2021 at 08:20 AM.
got my bonus yesterday!
Reply
Joined Apr 2017
L4: Apprentice
> bubble2 400 Posts
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nilbatey
02-13-2021 at 08:55 AM.
02-13-2021 at 08:55 AM.
Setup nov -16 .. still nothing here . Genuine DD
Reply

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Joined May 2013
L6: Expert
> bubble2 1,779 Posts
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liunit92
02-13-2021 at 12:00 PM.
02-13-2021 at 12:00 PM.
i opened my account in november and entered the promo code. i called to confirm and they said it was not entered. they said they would make a note in my account and to call back in february. i called today and they said they would make an appeal to file an exception and i would have to wait 20 days for the decision. fark this bank
Reply
Joined May 2016
L4: Apprentice
> bubble2 376 Posts
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inst5321
02-13-2021 at 02:16 PM.
02-13-2021 at 02:16 PM.
My family and I opened accounts on the same day, just 1 out of 4 have gotten the bonus until now.
Reply
Joined Oct 2004
GET LUCKY
> bubble2 4,493 Posts
4,105 Reputation
rukster
02-13-2021 at 04:59 PM.
02-13-2021 at 04:59 PM.
does the bonus posts based on the first DD day or account open day?
Reply
Joined Jun 2014
L6: Expert
> bubble2 1,307 Posts
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RiotAct41
02-13-2021 at 05:49 PM.
02-13-2021 at 05:49 PM.
Quote from rukster View quoted comment :
does the bonus posts based on the first DD day or account open day?
When to expect Bonus
If you open Account November 2020 and receive Direct deposit within 60 days of opening, you will receive bonus by March 31, 2021.
If you open Account December 2020 and receive Direct deposit within 60 days of opening, you will receive bonus by April 30, 2021.
If you open Account January 2021 and receive Direct deposit within 60 days of opening, you will receive bonus by May 31, 2021.
Reply
Joined Apr 2009
L9: Master
> bubble2 4,257 Posts
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emofals
02-13-2021 at 08:15 PM.
02-13-2021 at 08:15 PM.
Quote from liunit92 View quoted comment :
i opened my account in november and entered the promo code. i called to confirm and they said it was not entered. they said they would make a note in my account and to call back in february. i called today and they said they would make an appeal to file an exception and i would have to wait 20 days for the decision. fark this bank
Agree with the inconvenience
Reply
Joined Mar 2009
L10: Grand Master
> bubble2 6,657 Posts
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freebies4me2
02-13-2021 at 09:39 PM.
02-13-2021 at 09:39 PM.
Quote from inst5321 View quoted comment :
My family and I opened accounts on the same day, just 1 out of 4 have gotten the bonus until now.
Family of 4 here as well. Opened accts same day and all got the bonus posted Feb 9 or Feb 12. 2 accts were DD from payroll. 1 from Vanguard transfers and the other acct was transfers from RH.
Reply
Joined Nov 2007
L5: Journeyman
> bubble2 666 Posts
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jonesle7
02-14-2021 at 12:28 PM.
02-14-2021 at 12:28 PM.
I called today to check on status of bonus from this promo since other people have already received payment. Capital One Customer Service says to wait until March 31st for bonus payout for accounts that were opened in November 2020.
Reply

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Joined Nov 2018
L3: Novice
> bubble2 141 Posts
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Scraptor
02-14-2021 at 04:43 PM.
02-14-2021 at 04:43 PM.
Anybody here received bonus with one or more zelle transfers for $1000?
Reply
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