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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,617 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
689,617 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jan 2008
L5: Journeyman
> bubble2 535 Posts
28 Reputation
1mbrews8
02-14-2021 at 07:49 PM.
02-14-2021 at 07:49 PM.
Quote from RiotAct41 View quoted comment :
When to expect Bonus
If you open Account November 2020 and receive Direct deposit within 60 days of opening, you will receive bonus by March 31, 2021.
If you open Account December 2020 and receive Direct deposit within 60 days of opening, you will receive bonus by April 30, 2021.
If you open Account January 2021 and receive Direct deposit within 60 days of opening, you will receive bonus by May 31, 2021.
Forgot to do deposits for the wife (was waiting to see if mine went through and forgot about it). Do you think it's 60 consecutive days or by chance could it mean workdays (60 days consecutively would have been February 5)? LOL
Reply
Joined Aug 2014
L1: Learner
> bubble2 23 Posts
14 Reputation
VerI6064
02-15-2021 at 06:44 AM.
02-15-2021 at 06:44 AM.
I called and they said to wait until March 31st. They couldn't even tell me if I had actually qualified, unlike Citibank who will tell you that you qualified and when you will get the bonus. I think they are slowly rolling out bonuses now, so many of us should get it within the next few weeks.
Reply
Joined Mar 2009
Long Time Lurker
> bubble2 21 Posts
10 Reputation
mbrustad
02-15-2021 at 03:35 PM.
02-15-2021 at 03:35 PM.
Got mine today. Signed up on 11/14 with initial deposit of $20. Did two transfers via Schwab of $500 on 11/17 and 11/18.
Reply
Joined Apr 2011
L3: Novice
> bubble2 281 Posts
179 Reputation
dyn2nvu
02-15-2021 at 09:57 PM.
02-15-2021 at 09:57 PM.
I signed up on November 26, 2020. Haven't received anything yet.
Hopefully my deposits qualified.
Reply
Joined Oct 2015
L5: Journeyman
> bubble2 791 Posts
471 Reputation
bosoxx091
02-15-2021 at 11:08 PM.
02-15-2021 at 11:08 PM.
Signed up 11/20 and just got bonus on 2/12. Switched my payroll DD over for a couple months.
Reply
Joined Jun 2014
L6: Expert
> bubble2 1,307 Posts
197 Reputation
RiotAct41
02-16-2021 at 08:18 AM.
02-16-2021 at 08:18 AM.
Quote from 1mbrews8 View quoted comment :
Forgot to do deposits for the wife (was waiting to see if mine went through and forgot about it). Do you think it's 60 consecutive days or by chance could it mean workdays (60 days consecutively would have been February 5)? LOL
I'm almost positive they mean calendar days, not working days.
Reply
Joined Oct 2012
L3: Novice
> bubble2 123 Posts
63 Reputation
ongwares
02-16-2021 at 12:45 PM.
02-16-2021 at 12:45 PM.
I called today to check on status of bonus from this promo since other people have already received payment. Capital One Customer Service says to wait until March 31st for bonus payout for accounts that were opened in November 2020.

Ditto.
Reply

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Joined Nov 2017
L4: Apprentice
> bubble2 447 Posts
45 Reputation
Fbeyza
02-16-2021 at 03:07 PM.
02-16-2021 at 03:07 PM.
Quote from dyn2nvu View quoted comment :
I signed up on November 26, 2020. Haven't received anything yet.
Hopefully my deposits qualified.
Opened my acct nov 25, will keep you posted when i get mine
Reply
Joined Feb 2019
New User
> bubble2 12 Posts
18 Reputation
Justlui
02-16-2021 at 03:12 PM.
02-16-2021 at 03:12 PM.
Opened mine 11/15. Was thinking I did something wrong (with the promo code ). But no, just got mine today ! Be patient
Reply
Joined Jul 2015
L7: Teacher
> bubble2 2,409 Posts
1,549 Reputation
Pro
MtF4392
02-16-2021 at 03:29 PM.
02-16-2021 at 03:29 PM.
Quote from mbrustad View quoted comment :
Got mine today. Signed up on 11/14 with initial deposit of $20. Did two transfers via Schwab of $500 on 11/17 and 11/18.
I opened mine on 11/14 with an initial deposit of $100. My two Schwab ACH transfers were 11/17 and 11/20. Still no bonus for me.
Reply
Joined Sep 2016
L5: Journeyman
> bubble2 656 Posts
54 Reputation
Slickdealer785
02-16-2021 at 04:02 PM.
02-16-2021 at 04:02 PM.
Opened my account 11/16 .. no bonus yet .. ACH to the account still active through employer ..
Reply
Joined Aug 2004
...
> bubble2 10,040 Posts
5,242 Reputation
JaTaN
02-16-2021 at 04:25 PM.
02-16-2021 at 04:25 PM.
Family member just got bonus today

11/14 Opened account w/ $10 & entered promo code on funding page
12/4 $500 push from Schwab brokerage
12/9 $500 push from Wells Fargo personal checking
12/10 $500 push from Schwab brokerage
12/10 $500 push from Wells Fargo personal checking
2/16 Got $400 bonus
Reply
Joined Aug 2015
New User
> bubble2 13 Posts
11 Reputation
htekas
02-16-2021 at 08:20 PM.
02-16-2021 at 08:20 PM.
Anyone who transferred their deposit from square cash got the bonus?
Reply
Joined Jan 2009
L2: Beginner
> bubble2 34 Posts
10 Reputation
Arivera
02-17-2021 at 06:48 AM.
02-17-2021 at 06:48 AM.
Any suggestions what to do with this account after? Just close it? Any ideas for use?
My wife and I already have a joint account and separate individual accounts. Future kids account? 3 & 4)
1
Reply

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Joined Nov 2012
L7: Teacher
> bubble2 2,417 Posts
567 Reputation
coloradoman_in_socal
02-17-2021 at 07:23 AM.
02-17-2021 at 07:23 AM.
Quote from Arivera View quoted comment :
Any suggestions what to do with this account after? Just close it? Any ideas for use?
My wife and I already have a joint account and separate individual accounts. Future kids account? 3 & 4)
I'm pretty sure this community will be happy to help with your family planning so you can make use of all these accounts...
Reply
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