Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,246 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

Written by
Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
in Finance (3) Capital One Small Business Cards
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+810
689,246 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

Your comment cannot be blank.

Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2016
New User
> bubble2 18 Posts
10 Reputation
karmum
02-24-2021 at 11:55 AM.
02-24-2021 at 11:55 AM.
Are we free to cancel our bank account after getting the bonus, or is it like having to wait a few months after before it can be closed?
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,715 Posts
676 Reputation
jackc6900
02-24-2021 at 12:42 PM.
02-24-2021 at 12:42 PM.
Guess I'm one of the unlucky ones who didn't see the area you needed to type in the promo code... I specifically recall seeing a big promotion link... you would think clicking that would be sufficient. Anyway, I'm getting the run around when I call. Being told now to call back March 31st and they'll see why they can do.
Reply
Joined Apr 2011
L3: Novice
> bubble2 281 Posts
179 Reputation
dyn2nvu
02-24-2021 at 04:58 PM.
02-24-2021 at 04:58 PM.
Quote from Fbeyza View quoted comment :
Opened my acct nov 25, will keep you posted when i get mine
I got mine a few days ago! Thanks guys!
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,106 Posts
607 Reputation
dtmamg
02-24-2021 at 05:20 PM.
02-24-2021 at 05:20 PM.
THX to ALL, easy $4 large, exactly 91 days
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 535 Posts
28 Reputation
1mbrews8
02-24-2021 at 05:42 PM.
02-24-2021 at 05:42 PM.
Got mine! Thx guys!
Reply
Joined Apr 2009
L9: Master
> bubble2 4,257 Posts
554 Reputation
emofals
02-24-2021 at 06:13 PM.
02-24-2021 at 06:13 PM.
What are people doing once the bonus is received? Transfer and close? Any early closing fees?
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,156 Posts
232 Reputation
madshakes
02-24-2021 at 06:15 PM.
02-24-2021 at 06:15 PM.
Quote from TejaR6820 View quoted comment :
I forgot to enter the promo code while signing up. Here's what I did to enter the promo code after signing up:

JUST OPEN A NEW ACCOUNT and DONT FORGET TO ADD FUNDS TO YOUR ACCOUNT THIS TIME.

Link: https://apply.capitalone.com/inde...uctId=4000
How about people who did this? (I did it too, lol) Probably SOL, right?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Apr 2015
L3: Novice
> bubble2 100 Posts
22 Reputation
mrbkk
02-24-2021 at 07:06 PM.
02-24-2021 at 07:06 PM.
Got my bonus 3 months after opening. Used 2 ACH transfers from TD Ameritrade.
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,581 Posts
665 Reputation
Truth-Serum
02-25-2021 at 12:12 AM.
02-25-2021 at 12:12 AM.
All these idiots asking if they can close the account after receiving the bonus laugh out loud
2
3
Reply
Joined Sep 2007
Don't PM me,SD blocked me
> bubble2 817 Posts
2,419 Reputation
hunnii
02-25-2021 at 05:16 AM.
02-25-2021 at 05:16 AM.
Can I close the account after receiving the bonus? Will they charge me an early termination fee? Are we locked into a 2-year contract? Or a 3-year contract? If I keep the account open, will they charge me monthly service fee? Capital One is the worst. I can't believe they would give me $400 in bonus and not charge me a penny. This does not make sense. This account cannot possibly be fee-free. All the big banks charge a ton of fees. How can Capital One survive if they don't charge any fees and still give out $400? Something must be up. I am thinking they could go bankrupt soon. Withdraw your $400 now. Your $400 is not FDIC insured. You have been warned.
5
Reply
Joined Aug 2011
L7: Teacher
> bubble2 2,421 Posts
670 Reputation
anatoliy8
02-25-2021 at 06:18 AM.
02-25-2021 at 06:18 AM.
Got my bonus used two eBay managed payment transfers over 1k.
Reply
Joined Dec 2017
L1: Learner
> bubble2 15 Posts
TejaR6820
02-25-2021 at 06:47 AM.
02-25-2021 at 06:47 AM.
Quote from madshakes View quoted comment :
How about people who did this? (I did it too, lol) Probably SOL, right?
Yeah it didn't work. My friends got the bonus, but they entered the code the first time they filed the application.
Reply
Joined Jul 2018
L4: Apprentice
> bubble2 338 Posts
54 Reputation
NervousGoat199
02-25-2021 at 07:29 AM.
02-25-2021 at 07:29 AM.
Quote from hunnii View quoted comment :
Can I close the account after receiving the bonus? Will they charge me an early termination fee? Are we locked into a 2-year contract? Or a 3-year contract? If I keep the account open, will they charge me monthly service fee? Capital One is the worst. I can't believe they would give me $400 in bonus and not charge me a penny. This does not make sense. This account cannot possibly be fee-free. All the big banks charge a ton of fees. How can Capital One survive if they don't charge any fees and still give out $400? Something must be up. I am thinking they could go bankrupt soon. Withdraw your $400 now. Your $400 is not FDIC insured. You have been warned.

I was about to downvote you then realized you were being sarcastic 😂 Thanks for all your advice in this thread.

I bombarded my account with like 5-6 different external transfers to make sure at 2 least of them would hit. I was pleasantly surprised to see the bonus come this early.
Reply
Joined Jul 2007
L7: Teacher
> bubble2 2,390 Posts
eko427
02-25-2021 at 09:05 AM.
02-25-2021 at 09:05 AM.
Think I'm going to keep this account and transfer everything over from my main Chase account. Everything from the customer service to the website to the app has been a pleasant experience and unlike Chase, they don't charge any fees.

The only downside I can see is they don't have many brick & mortar branches in case I need to make a large cash deposit or get a cashier's check.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
166 Reputation
PoLusImo
02-25-2021 at 09:55 AM.
02-25-2021 at 09:55 AM.
Anyone who opened in DEC, got their bonus?
Reply
Page 136 of 151
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.