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Edited November 13, 2020
at 05:03 PM
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Capital One is offering $400 bonus when you open a new checking account with promo code
BONUS400
To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening
Full Details:
Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
Here's the full scoop on how to earn your $400 bonus:- Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
- Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
- This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.
When will I get my bonus?
Your bonus will be deposited into your new 360 Checking account by the date stated below:
Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021
Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021
Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
What you need to know about the 360 Checking account:
A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.
The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.
360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.
Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.
https://www.capitalone.com/bonus400/
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And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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3 $510 DDs
still no bonus
Got the bonus.
Now if we close the account now,
When we will be eligible to apply back?
Any rules in terms of years?
What about tax implications?
I will get 1099 form and include this 400 as taxable income?
Somewhere I read in internet that cashback from credit card need not be reported to IRS.
How about this 400$ bonus?
Got the bonus.
Now if we close the account now,
When we will be eligible to apply back?
Any rules in terms of years?
What about tax implications?
I will get 1099 form and include this 400 as taxable income?
Somewhere I read in internet that cashback from credit card need not be reported to IRS.
How about this 400$ bonus?
Still no bonus here.
Person 1:
- Account opened on Nov 15th
- Direct deposit is still ON for this account. Each month, we are depositing 1001 twice through direct deposit since Nov 20th.
- Made the call today (Mar 5th). they said, they cannot find the promo code in our account. they said they will make an exception request and will take 20 days for an outcome.
Person 2:
- Account opened on Dec 18th
- Direct deposit is still ON for this account. Each month, we are depositing 1001 once through direct deposit. Direct deposit is ON from Dec month.
- Made the call today (Mar 5th). they said, they cannot find the promo code in our account. they asked me to call back on March 18th (90 days from account opening date)
- So, we will have to call them on March 18th.
If any updates, I will come back.
Person 2: will call them on March 18th. Now, we are confident that the we will get the $400 for this as well. will keep you all posted
Still no bonus here.
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3 $510 DDs
still no bonus
Called and they claimed I didn't enter the code, which I most certainly did. They say I should hear something back in 20 days. The customer service lady was super nice. Regardless, I'm annoyed.
Just annoyed that you have to call and ask...
Bonus received! Wow that was quick. Cap 1 you have pleasantly exceeded expectations.
Or is it ok to close after a week or so?
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