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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,309 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
688,309 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Dec 2006
L3: Novice
> bubble2 294 Posts
40 Reputation
vytis1
03-12-2021 at 09:54 PM.
03-12-2021 at 09:54 PM.
Quote from 02nz View quoted comment :
Short version: My bonus just posted after a manual review (the promo code did not prefill for me).

I missed the (very easy to miss) box where you were supposed to input the promo code. I called Capital One right after opening the account in November, they said you'll need to call back after February 3 (or thereabouts). I went ahead and met all requirements (and also did a dozen or so bill payments and used the debit card a few times). I called back February 8, they said no you have to call back after February 12. So I called around February 20, it was a long call (maybe 30 minutes), but the rep took down the info and created a case for manual review. The $400 bonus just posted yesterday.

So Capital One is pretty scammy (my past experience as well), but persistence pays off.

Thanks for putting in writing. That was my story with them, too. $400 richer!
Reply
Joined Dec 2018
L2: Beginner
> bubble2 99 Posts
50 Reputation
ultra-smooth
03-13-2021 at 07:45 AM.
03-13-2021 at 07:45 AM.
Opened my account in mid Dec and just received my bonus today.
Reply
Joined Aug 2011
L2: Beginner
> bubble2 99 Posts
29 Reputation
kvl19
03-13-2021 at 09:22 AM.
03-13-2021 at 09:22 AM.
Opened my account on 20th Dec and just received my bonus today.
Reply
Joined Mar 2007
L6: Expert
> bubble2 1,031 Posts
269 Reputation
doglover1
03-13-2021 at 10:11 AM.
03-13-2021 at 10:11 AM.
Opened account on Nov. 12. Did paycheck deposit of $500 on Nov. 27 and another $500 on Dec. 11. No bonus yet. Called today and rep said all requirements were met and I should see bonus by March 31. I understand those were the original terms of the offer but it is a little frustrating when folks have already received their bonuses even though they opened their accounts later. Oh well.
Reply
Joined Dec 2015
L3: Novice
> bubble2 271 Posts
46 Reputation
banch0ng
03-13-2021 at 10:33 AM.
03-13-2021 at 10:33 AM.
Still waiting for bonus here. Opened account on 11/25, multiple DD's over the $1000 required within 60 days. Will call them this week if nothing received.
Reply
Joined Oct 2017
L3: Novice
> bubble2 896 Posts
733 Reputation
yuvamysterio
03-17-2021 at 12:39 PM.
03-17-2021 at 12:39 PM.
After getting bonus,
Are you all keeping the account active or going to close it ?
Reply
Joined Mar 2021
New User
> bubble2 3 Posts
10 Reputation
TealReward8723
03-17-2021 at 12:49 PM.
03-17-2021 at 12:49 PM.
Checking in, anyone received their $400?.....

Didn't refresh my page whoops, I see comments above Smilie
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Joined May 2006
L5: Journeyman
> bubble2 506 Posts
204 Reputation
zexze
03-17-2021 at 02:58 PM.
03-17-2021 at 02:58 PM.
Yes, I got $400 earlier in March.
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,715 Posts
676 Reputation
jackc6900
03-17-2021 at 07:22 PM.
03-17-2021 at 07:22 PM.
Capital One is the sleezy bank down some dark back alley trying to sell you contraband. I've called 3 times trying to deal with the missing dough. I'm told now it will hit by the end of the month but "no guarantee".
3
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,715 Posts
676 Reputation
jackc6900
03-17-2021 at 07:24 PM.
03-17-2021 at 07:24 PM.
Quote from stubbornboy View quoted comment :
Do we need to keep the account open for some time after we got the bonus?
Or is it ok to close after a week or so?

Once you have the money you're good. Withdrawal it all and tell them to go kick rocks.
Reply
Joined Feb 2015
L1337: Deal Sniper
> bubble2 2,284 Posts
537 Reputation
Nytron
03-18-2021 at 06:20 AM.
03-18-2021 at 06:20 AM.
Opened account on 11/15, my second DD was on Jan 8th (54 days later). No bonus yet.
Reply
Joined Jun 2012
L3: Novice
> bubble2 208 Posts
48 Reputation
bocil
03-18-2021 at 08:08 AM.
03-18-2021 at 08:08 AM.
No bonus since nov 18,i just call he said i didn't enter the promo.complete bs ,bcs i know i did for sure 100%.

so he noted my acct and wait until march 31 then call again

bonus should be automatic 50 days after 2 direct deposit , he said
Reply
Last edited by bocil March 18, 2021 at 08:33 AM.
Joined Oct 2017
L4: Apprentice
> bubble2 300 Posts
324 Reputation
jesudas
03-18-2021 at 01:52 PM.
03-18-2021 at 01:52 PM.
Quote from jesudas View quoted comment :
Person 1: just got the $400.
Person 2: will call them on March 18th. Now, we are confident that the we will get the $400 for this as well. will keep you all posted​
Person 2: We called in today and the CS submitted a manual request for bonus. CS mentioned that bonus code was not entered [we entered, and we have a screenshot]. We are hoping to receive the bonus within a week. Will keep you all posted
Reply
Joined Feb 2015
L1337: Deal Sniper
> bubble2 2,284 Posts
537 Reputation
Nytron
03-18-2021 at 03:23 PM.
03-18-2021 at 03:23 PM.
I don't get it, according to OP the soonest you should expect to see the bonus show up in your account is March 31, 2021.

Because people are getting it early, now everyone wants it early too, or?

I suspect that the noobs that actually didn't enter the code are going to ruin it for everyone that actually did enter the code properly.
Reply

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Joined Aug 2015
L2: Beginner
> bubble2 43 Posts
54 Reputation
Pureboy1
03-18-2021 at 07:58 PM.
03-18-2021 at 07:58 PM.
Received cha-ching bonus of 400$ early this week. Did couple of paycheck transfers from work.
Reply
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