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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,246 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
689,246 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Apr 2006
L6: Expert
> bubble2 1,156 Posts
232 Reputation
madshakes
04-13-2021 at 02:04 PM.
04-13-2021 at 02:04 PM.
If I close the account now, will I still get the tax form later?
Reply
Joined Jul 2006
abused user
> bubble2 4,242 Posts
1,403 Reputation
ubiquitous
04-14-2021 at 10:33 AM.
04-14-2021 at 10:33 AM.
never got my bonus. complete rip off. opened late november
Reply
Joined Mar 2021
New User
> bubble2 3 Posts
10 Reputation
TealReward8723
04-15-2021 at 09:59 AM.
04-15-2021 at 09:59 AM.
Never received bonus, which I was supposed to receive at the end of March bc my account was opened in November. They said that it will take them 20days to review, also confirmed I met all the requirements but they could not confirm if I put in the code, hence another team getting involved. I definitely tripled checked before I created the account that the code was entered. Will keep everyone posted

4/23 Update
Got my monies !!
Reply
Last edited by TealReward8723 April 23, 2021 at 12:38 PM.
Joined Oct 2018
L3: Novice
> bubble2 260 Posts
105 Reputation
PDBaba
04-15-2021 at 11:54 AM.
04-15-2021 at 11:54 AM.
Quote from TealReward8723 View quoted comment :
Never received bonus, which I was supposed to receive at the end of March bc my account was opened in November. They said that it will take them 20days to review, also confirmed I met all the requirements but they could not confirm if I put in the code, hence another team getting involved. I definitely tripled checked before I created the account that the code was entered. Will keep everyone posted
Same! I remember checking a few times if I had entered the code. It was very much there. They fed me the same garbage of 20 business days. Either I get the bonus or am so done with them.
Reply
Joined May 2017
L2: Beginner
> bubble2 28 Posts
10 Reputation
apundhir1
04-15-2021 at 01:18 PM.
04-15-2021 at 01:18 PM.
I called CapitolOne they said.. everything is in good order and you should wait until 5/31 or earliest they can do manual posting on 4/26

I will call them again on 4/26 for manually post the amount into my account. I opened my account in 3rd week of January
Reply
Joined Oct 2013
L5: Journeyman
> bubble2 662 Posts
193 Reputation
Batzy
04-15-2021 at 01:22 PM.
04-15-2021 at 01:22 PM.
I called Capital One today and I got the same answer. The rep will push for it for 2nd review and i've to wait for another 20 days for the result. Will call them back in another 3 weeks.
Reply
Joined Dec 2010
L6: Expert
> bubble2 1,342 Posts
141 Reputation
gooddog
04-16-2021 at 12:12 AM.
04-16-2021 at 12:12 AM.
The same story here.
They probably ran out of fund.
I will loathe capital one for the rest of my life.
Reply

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Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
04-17-2021 at 11:38 AM.
04-17-2021 at 11:38 AM.
Quote from madshakes View quoted comment :
If I close the account now, will I still get the tax form later?
probably, uncle sam always finds a way
Reply
Joined May 2017
L2: Beginner
> bubble2 28 Posts
10 Reputation
apundhir1
04-19-2021 at 03:23 PM.
04-19-2021 at 03:23 PM.
Quote from apundhir1 View quoted comment :
I called CapitolOne they said.. everything is in good order and you should wait until 5/31 or earliest they can do manual posting on 4/26

I will call them again on 4/26 for manually post the amount into my account. I opened my account in 3rd week of January

Bonus $400 Appear in my account today
Reply
Joined Dec 2010
L6: Expert
> bubble2 1,342 Posts
141 Reputation
gooddog
04-19-2021 at 11:02 PM.
04-19-2021 at 11:02 PM.
I got the bonus 400 too. Now I love you CapitalONe. Sorry for the mean things I have been saying about you.
2
1
Reply
Joined Mar 2007
L6: Expert
> bubble2 1,031 Posts
269 Reputation
doglover1
04-20-2021 at 11:18 AM.
04-20-2021 at 11:18 AM.
Still waiting. Opened account in mid November. Made 2 calls. Last call was on April 14. Rep said it had to undergo secondary review and to give it 20 days.
Reply
Joined Nov 2020
L3: Novice
> bubble2 127 Posts
14 Reputation
Undercover256
04-20-2021 at 01:44 PM.
04-20-2021 at 01:44 PM.
Opened on Jan 26. Got the bonus today. Wished I had opened one in my spouse name. Thanks OP and the community!
Reply
Joined Mar 2007
L6: Expert
> bubble2 1,031 Posts
269 Reputation
doglover1
04-22-2021 at 05:06 AM.
04-22-2021 at 05:06 AM.
Quote from doglover1 View quoted comment :
Still waiting. Opened account in mid November. Made 2 calls. Last call was on April 14. Rep said it had to undergo secondary review and to give it 20 days.
As an update, received the money today!
Reply
Joined Sep 2004
L3: Novice
> bubble2 196 Posts
17 Reputation
boomerang86
04-22-2021 at 04:00 PM.
04-22-2021 at 04:00 PM.
After a nice letter to corporate outlying my situation they are still refusing to pay the bonus. F them. Lifetime boycott. S**thole company. Dump them.
1
1
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Joined Nov 2017
New User
> bubble2 7 Posts
10 Reputation
herrick90
04-23-2021 at 07:33 AM.
04-23-2021 at 07:33 AM.
Quote from ubiquitous View quoted comment :
never got my bonus. complete rip off. opened late november

Same here!
Reply
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