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Credit card shopping

491 543 January 18, 2021 at 11:22 PM in Finance (3)
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I am looking into applying for another credit card one that offers the most perks.

Specifically looking for one that has these features:

-Cash back (obviously)

-Extended warranty/purchase protection

-Yearly bonus points/cash back months (IE $20.00 on us to use at xyz)

These are some of the bigger features I am looking for. Most cards offer rental car coverage,flex payments, etc etc. I know Amex offers a lot of these benefits and others do to (Chase) as I always see posts about a credit, or deal going on where if you buy from X you will get $50 off/back kind of deal.

I have looked at most comparison sights and the big winners seem to be Amex and Chase. Which one do you guys prefer or are there any others you recommend? My credit is rated excellent so I do not see an issue with approval from some of the more higher end cards.

The only thing holding me back from Amex Plat. is that yearly fee. I don't mind paying a yearly fee as but I would need to know If could at least get that back in either year end accruals, or benefits that compare. Any help would be most appreciated.
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mikedaley
01-19-2021 at 06:04 AM.
01-19-2021 at 06:04 AM.
Amex platinum is not a cash back card. It does have excellent purchase protection. Whether or not you think the AF fee of $550 is worth it is ultimately in you. Check the American Express web site for more details on the benefits of the Platinum card as well as the perks. You can't go wrong with either Chase or American Express. Each has their following.
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Last edited by mikedaley January 19, 2021 at 02:21 PM.
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