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Capital One Savor One $250 cashback on $500 purchases in first 3 months

+108 Deal Score
90,898 Views
https://applynow.capitalone.com/?productId=11725
Card Details
BONUS OFFER
Earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
REWARDS INFO
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores (excluding superstores like Walmart® and Target®) and 1% on all other purchases.
ANNUAL FEE
$0
PURCHASE APR
0% intro APR for 15 months; 15.49% - 25.49% variable APR after that
TRANSFER INFO
15.49% - 25.49% variable APR; No Transfer Fee
No Foreign Transaction Fees
in Credit Cards (3) Capital One - Bank Advertiser
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Deal
Score
+108
90,898 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Sep 2005
Traveler
> bubble2 1,270 Posts
286 Reputation
merlinx
02-04-2021 at 07:12 AM.
02-04-2021 at 07:12 AM.
I just got approved and read the disclosures and is says "How does my spend bonus work?
You will earn a $250 bonus if you spend at least $500 within 3 months of your rewards membership enrollment date. "

Do you have to sign up separately for this feature? I don't see an option online on my accounts page.
Reply
Joined Oct 2014
L2: Beginner
> bubble2 70 Posts
148 Reputation
powerwagon
02-04-2021 at 07:19 AM.
02-04-2021 at 07:19 AM.
Thanks Op just got approved
Reply
Joined Oct 2020
L8: Grand Teacher
> bubble2 3,679 Posts
9,499 Reputation
Honest-IJM
02-04-2021 at 07:22 AM.
02-04-2021 at 07:22 AM.
Thanks OP! I got instantly approved with a credit score of about 800, and I already have one other capital one card with good payment history.
Reply
Joined Jan 2014
L4: Apprentice
> bubble2 426 Posts
163 Reputation
ShawnS4430
02-04-2021 at 07:25 AM.
02-04-2021 at 07:25 AM.
Thank you for posting this. I have been looking at this card to replace the quicksilver i have, and this extra $250 made me make the change. Approved instantly.
Reply
Joined Jan 2014
L4: Apprentice
> bubble2 426 Posts
163 Reputation
ShawnS4430
02-04-2021 at 07:27 AM.
02-04-2021 at 07:27 AM.
Double post
Reply
Joined Jan 2011
L4: Novice
> bubble2 222 Posts
78 Reputation
bdoubya
02-04-2021 at 07:29 AM.
02-04-2021 at 07:29 AM.
Quote from RussianBytes View quoted comment :
why???????????

4% on all dining.
1
Reply
Joined Jun 2019
L99: All Madden
> bubble2 3,588 Posts
2,103 Reputation
Pro
DoctorLecter
02-04-2021 at 07:34 AM.
02-04-2021 at 07:34 AM.
Wow. Slick indeed
1
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Joined Jun 2019
L99: All Madden
> bubble2 3,588 Posts
2,103 Reputation
Pro
DoctorLecter
02-04-2021 at 07:38 AM.
02-04-2021 at 07:38 AM.
Quote from edcantu9 View quoted comment :
I click on link, it is the application but nowhere it states $250 back for $500?

Click on "card details"
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Joined Mar 2013
L8: Grand Teacher
> bubble2 3,262 Posts
717 Reputation
Bulletproof23
02-04-2021 at 07:41 AM.
02-04-2021 at 07:41 AM.
Terms says existing or previous account holders won't qualify for this bonus. I already have a quicksilver card. Does anyone know if that will be an issue?
1
Reply
Joined Aug 2014
L4: Apprentice
> bubble2 404 Posts
157 Reputation
dealslicker11
02-04-2021 at 07:46 AM.
02-04-2021 at 07:46 AM.
This is a really good card and deal. Capital one is very easy to use. If you need one card that does it all this is it, good on grocery and dining and good into offer
1
Reply
Joined Jan 2018
L7: Teacher
> bubble2 2,376 Posts
830 Reputation
Expert
This user is an Expert in Home & Home Improvement
mwebb11111
02-04-2021 at 07:50 AM.
02-04-2021 at 07:50 AM.
Quote from sopel10 View quoted comment :
It all depends but my personal rule is about $500 minimum. Most Chase/Amex/Citi deals are 60k points+ (although there is usually a fee). That's already worth more than $600 usually.

This deal seems good for people starting out, younger people who don't have a lot of expenses yet.

There's only a handful of cards with that kind of bonus and they all come with a large annual fee and spend $5k in 3 months. Citi double cash is one of my favorites and you just won't see a bonus on it.

For what it is, this is decent. No af, decent amount back at restaurants. Personally, I don't care for capital one, don't threaten to close an account or they will close it for you.
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 11,233 Posts
1,956 Reputation
CosmologicalConstant
02-04-2021 at 07:59 AM.
02-04-2021 at 07:59 AM.
Quote from bdoubya View quoted comment :
4% on all dining.
you eat out during COVID?
3
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 11,233 Posts
1,956 Reputation
CosmologicalConstant
02-04-2021 at 08:00 AM.
02-04-2021 at 08:00 AM.
Quote from dealslicker11 View quoted comment :
Capital one is very easy to use.
And so are a gazillion other credit cards. If you think using a credit card requires a jumbo instruction booklet, you are wrong.
Reply
Joined Oct 2016
L8: Grand Teacher
> bubble2 3,230 Posts
883 Reputation
FrozenBeer
02-04-2021 at 08:02 AM.
02-04-2021 at 08:02 AM.
Quote from R0B0TPIRATE View quoted comment :
I guess with my 760 score I might as well just forget about it
I don't get how Capital One decide these things.... someone in my family with FICO under $700 was approved.... while another one with close to 800 was denied.

On the other hand, my own Capital One credit cards seem to get dramatic credit line increases randomly.(without me ever requesting it) Just got a $6700 increase on my Walmart Capital One MasterCard.(again, I never requested it and I never thought about asking for one, since I had no need for more) On the other hand, when I applied for the QuickSilver after 2 years of no other new credit cards, I got denied.
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Joined Sep 2013
L3: Novice
> bubble2 808 Posts
69 Reputation
chucktaylur
02-04-2021 at 08:04 AM.
02-04-2021 at 08:04 AM.
Quote from bdoubya View quoted comment :
4% on all dining.
Does 1 point = $1?
1
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