https://applynow.capitalone.com/?productId=11725
Card Details
BONUS OFFER
Earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
REWARDS INFO
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores (excluding superstores like Walmartยฎ and Targetยฎ) and 1% on all other purchases.
ANNUAL FEE
$0
PURCHASE APR
0% intro APR for 15 months; 15.49% - 25.49% variable APR after that
TRANSFER INFO
15.49% - 25.49% variable APR; No Transfer Fee
No Foreign Transaction Fees
233 Comments
Your comment cannot be blank.
Sign up for a Slickdeals account to remove this ad.
Approved for $7,500 limit.
That's even worse if you dont get approved and end up with 3 new inquires on your report.
I do already have a captial one savor card, but I had plans on cancelling it because that one is a $95 annual fee. That could have had something to do with it.
Sign up for a Slickdeals account to remove this ad.
I have 2 card (Quick silver& Walmart) I have Capital one Money market acc more than $50K.
My Credit utilization is only 1%.
"ยท Based on your application information, there are too many Capital One accounts"
last year when savor first came out.
I got an ad from capital one that recommended me applying for it...
I had 4 new accounts in 28 months. (3 in 24month)
none with capital one.
3% CC utilization (monthly bills paid off monthly)
a car and home loan both reasonable and not new.
137months of on time payments 100%
Well over 800 Fico.
Got denial was pissed.
Screw them.
but this offer is pretty good.. just beware you might just get the turd bombed for no obvious reason.
The line is just $1000, but that can be fixed later.
But then an item I bought online was lost and shipment and refunded without my even realizing it. It dropped be back below the minimum spend by about $13. Didn't even notice until a few months later when I called to ask why I never got the sign up bonus. By that time I spent several thousand beyond the minimum spend. But they said I missed the cut off because of the return.
They refused to honor the $500 sign up bonus. I ended up cancelling the card in response. Horrible customer service.
Sign up for a Slickdeals account to remove this ad.
But then an item I bought online was lost and shipment and refunded without my even realizing it. It dropped be back below the minimum spend by about $13. Didn't even notice until a few months later when I called to ask why I never got the sign up bonus. By that time I spent several thousand beyond the minimum spend. But they said I missed the cut off because of the return.
They refused to honor the $500 sign up bonus. I ended up cancelling the card in response. Horrible customer service.
Hah.. That sucks. Not to be a dick but, even though it sucks, its not their fault...They operate with strict guidelines the company sets. Buy things you arnt going to return and you would have received the bonus. Pretty simple. It sounds like you wernt thinking about it or paying attention either, something else that isnt their fault.
Some people always like not taking responsibility for their life and actions. Just saying...