Capital One SavorOne Cash Rewards Credit Card: Earn $200 Cash Bonus w/
Expired
$500 Spent
within 3 Months of Opening
+272Deal Score
575,141 Views
Capital One is offering a $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening with the Capital One SavorOne Cash Rewards Credit Card. There is no annual fee.
Thanks to staff member Bri21 for finding this deal.
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Capital One is offering a $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening with the Capital One SavorOne Cash Rewards Credit Card. There is no annual fee.
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
1. Cap1 allows only 2 personal cards & 2 business cards (but a few have extra grandfathered in) & co-branded cards do not count
2. Cap1 pulls from ALL 3 bureaus at each time for each application (3 pulls per application & averages them out!)
3. need at least 720-740+ mininum FICO according to data points from last several years (but other factors such as too high balances or too many inquiries in past year can cause rejection).. do not know of this year's mininum
so if you are APPROVED; please list your FICO score that got approved
&
how many new cards you got in the past 2 years because there is rumor that Savor cards have a 5/24 rule similar to Chase (ie; must be under 5 new credit card accounts in past 24 months)
Signed up previously with the $250 offer and was instantly approved. After receiving the card and using it for a week, they restricted my card because they had to verify my income. I had to e-sign an IRS form 4506-T for them to check my 2019 tax Return. After that, it took two weeks for them to verify and remove the restriction. They seem so strict compared to other credit card companies @.@
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I applied for this card when it was 300.00 back. I was thinking oh even with the 99.00 annual fee Imma get paid for all my multiple times a month at Disney as that counts as entertainment at 4% back. Yeah the only thing we get back 4% is at Disney restaurants. Nothing else counts. Not passes, merchandise, tours, etc. When I called about why it didn't count they blamed Disney saying they just categorize everything wrong so that's on them. When I tried to drop to the no annual fee version they refused. They said all I could do was change to a airline miles card with annual fee or cancel the card all together thus taking a hit to my credit. Yes, I got the 300.00 credit. Yes our eating out pays for the annual fee but with my no annual fee cards I get to keep that money not use it to pay a annual fee. We have yet to find any entertainment this counts at 4% except through Ticketmaster type sites. Capital One blames it all on the vendors category choices. I earned just over 4,000.00 back on my no annual fee cards this year as we charge everything and pay it off each month so there are definitely way better cards with zero fees out there. Look beyond the one time cash back incentive.
Potentially being black listed, hard inquiry on your record etc
I've done several of these bonuses with many different companies over the years with very minimal consequences provided that I don't actually close the account myself. Sometimes, they'll close it for you due to a long duration of inactivity, in which case you can signup for the next bonus in about 90 days. Although I've only purposely closed one account with a bank, I still retain a 800+ credit score.
I've heard many bad things if you actually do intend to close the account yourself within a short time frame for whatever reason like lower credit score, etc.
Unless you're a professional homeless or something, I don't advise this kind of behavior for normal people who have family and kidz to feed . . . so you can keep your credit score up and be able to qualify for a mortgage whenever you need it.
does Capital One have a limit on how many of their own credit card that you can have?
I already have two other cards from them... just wondering if applying for a third one will be accepted?
also.... does Capital One consider Walmart and Target to be "grocery stores" for the cash back purpose? lately, I buy my groceries from those two places only.(milk, bread, eggs, cereals, vegetables, etc)
I applied for this card when it was 300.00 back. I was thinking oh even with the 99.00 annual fee Imma get paid for all my multiple times a month at Disney as that counts as entertainment at 4% back. Yeah the only thing we get back 4% is at Disney restaurants. Nothing else counts. Not passes, merchandise, tours, etc. When I called about why it didn't count they blamed Disney saying they just categorize everything wrong so that's on them. When I tried to drop to the no annual fee version they refused. They said all I could do was change to a airline miles card with annual fee or cancel the card all together thus taking a hit to my credit. Yes, I got the 300.00 credit. Yes our eating out pays for the annual fee but with my no annual fee cards I get to keep that money not use it to pay a annual fee. We have yet to find any entertainment this counts at 4% except through Ticketmaster type sites. Capital One blames it all on the vendors category choices. I earned just over 4,000.00 back on my no annual fee cards this year as we charge everything and pay it off each month so there are definitely way better cards with zero fees out there. Look beyond the one time cash back incentive.
Thanks for the soliloquy but that has absolutely nothing to do with this card cause there is NO annual fee on it.
I applied for this card when it was 300.00 back. I was thinking oh even with the 99.00 annual fee Imma get paid for all my multiple times a month at Disney as that counts as entertainment at 4% back. Yeah the only thing we get back 4% is at Disney restaurants. Nothing else counts. Not passes, merchandise, tours, etc. When I called about why it didn't count they blamed Disney saying they just categorize everything wrong so that's on them. When I tried to drop to the no annual fee version they refused. They said all I could do was change to a airline miles card with annual fee or cancel the card all together thus taking a hit to my credit. Yes, I got the 300.00 credit. Yes our eating out pays for the annual fee but with my no annual fee cards I get to keep that money not use it to pay a annual fee. We have yet to find any entertainment this counts at 4% except through Ticketmaster type sites. Capital One blames it all on the vendors category choices. I earned just over 4,000.00 back on my no annual fee cards this year as we charge everything and pay it off each month so there are definitely way better cards with zero fees out there. Look beyond the one time cash back incentive.
Which card are you talking about cause this one doesn't have an annual fee?
Which card are you talking about cause this one doesn't have an annual fee?
There's Savor and Savor One. If you frequent restaurants (the good ones not fast food LOL) you want the Savor. I easily cover the annual fee before end of January.
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1. Cap1 allows only 2 personal cards & 2 business cards (but a few have extra grandfathered in) & co-branded cards do not count
2. Cap1 pulls from ALL 3 bureaus at each time for each application (3 pulls per application & averages them out!)
3. need at least 720-740+ mininum FICO according to data points from last several years (but other factors such as too high balances or too many inquiries in past year can cause rejection).. do not know of this year's mininum
so if you are APPROVED; please list your FICO score that got approved
&
how many new cards you got in the past 2 years because there is rumor that Savor cards have a 5/24 rule similar to Chase (ie; must be under 5 new credit card accounts in past 24 months)
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sign in and it should take you to your personal referral link.
https://www.capitalone.
I've done several of these bonuses with many different companies over the years with very minimal consequences provided that I don't actually close the account myself. Sometimes, they'll close it for you due to a long duration of inactivity, in which case you can signup for the next bonus in about 90 days. Although I've only purposely closed one account with a bank, I still retain a 800+ credit score.
I've heard many bad things if you actually do intend to close the account yourself within a short time frame for whatever reason like lower credit score, etc.
Unless you're a professional homeless or something, I don't advise this kind of behavior for normal people who have family and kidz to feed . . . so you can keep your credit score up and be able to qualify for a mortgage whenever you need it.
It just changed from $250 bonus to $200 recently...
I already have two other cards from them... just wondering if applying for a third one will be accepted?
also.... does Capital One consider Walmart and Target to be "grocery stores" for the cash back purpose? lately, I buy my groceries from those two places only.(milk, bread, eggs, cereals, vegetables, etc)
I have 3 cards with them including this one
Thanks for the soliloquy but that has absolutely nothing to do with this card cause there is NO annual fee on it.
It just changed from $250 bonus to $200 recently...
"LOL" so if someone offers you $200 for basically filling out a 1 minute application, that's not a deal? Ok... "LOL"
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Which card are you talking about cause this one doesn't have an annual fee?
There's Savor and Savor One. If you frequent restaurants (the good ones not fast food LOL) you want the Savor. I easily cover the annual fee before end of January.
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