Joined Mar 2010
L7: Teacher
Forum Thread
How can I increase my credit score 50 to 100 points within the next 2 months?
April 23, 2021 at
08:34 PM
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I'm looking to increase my credit score at the minimum of 50 points ASAP. Anyone have advice on how to do so. My credit score is just under 600 currently. Not sure if paying off credit cards more or opening another credit line with fingerhut or something similar would help or hurt. Thanks
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That being said, a higher limit will lower your credit usage % permanently, and even if it does trigger a hard full it will be temporary. Will they cancel each other out? Who knows.
You may say your utilization went up, but i have about 190K in available credit, I am about to buy a new furnace for 12K and figure i will, need to pay the card the day after the charge is made to avoid having it drop my credit more!
My score is over 800 so it is moot to a certain extent