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forum thread Posted by ThomasG1005 • Apr 26, 2021
forum thread Posted by ThomasG1005 • Apr 26, 2021

american express offer Happy Cards: Gift Cards With More Freedom And More Options $85

$85

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american express spend 100 get 15 cash back from happy cards

https://happycards.com/
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american express spend 100 get 15 cash back from happy cards

https://happycards.com/

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29 Comments

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Apr 26, 2021
304 Posts
Joined Mar 2005
Apr 26, 2021
Bankrupt
Apr 26, 2021
304 Posts
Can you add to the title that this is an Amex offer.
1
Apr 26, 2021
1,563 Posts
Joined Sep 2018
Apr 26, 2021
EagerActivity1630
Apr 26, 2021
1,563 Posts
I have it on three cards. Me, daughter and wife's cards, different cc numbers but all on same general account. Can I use all three? I used to see a happy card with macy's and lowe's on same card, can't seem to find it. They don't have a store search.
Apr 26, 2021
386 Posts
Joined Nov 2018
Apr 26, 2021
robstrash
Apr 26, 2021
386 Posts
I got one of these cards once as it was on sale using Chase points and it's a terrible card as it did not allow you to use it online like a normal gift card at several stores. Because of that I always stay away from these cards.
Apr 26, 2021
15,310 Posts
Joined Aug 2006
Apr 26, 2021
Tourist1292
Apr 26, 2021
15,310 Posts
Quote from EagerActivity1630 :
I have it on three cards. Me, daughter and wife's cards, different cc numbers but all on same general account. Can I use all three? I used to see a happy card with macy's and lowe's on same card, can't seem to find it. They don't have a store search.
Yes. I do that all the time. It is one offer per person, not household or account.
Apr 26, 2021
534 Posts
Joined Apr 2020
Apr 26, 2021
MarkusV803
Apr 26, 2021
534 Posts
Be VERY careful with these cards. More headaches then they're worth. Not accepted often at places they're supposed to be and the company's customer service is poor
Apr 26, 2021
2,457 Posts
Joined Sep 2007
Apr 26, 2021
FrozenBiker
Apr 26, 2021
2,457 Posts
Quote from MarkusV803 :
Be VERY careful with these cards. More headaches then they're worth. Not accepted often at places they're supposed to be and the company's customer service is poor
Wow.. The ones I've used for Panera have also been fine. This offer is on my Amex, but I'll prolly pass.
If it were 15% off a $50 card, then maybe..
Apr 26, 2021
37,299 Posts
Joined Aug 2007
Apr 26, 2021
fyu
Apr 26, 2021
37,299 Posts
can get some home depot gift cards at 15% off.

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Apr 26, 2021
1,409 Posts
Joined Jan 2011
Apr 26, 2021
MahGyver
Apr 26, 2021
1,409 Posts
Looks like they're all e-gift? At first I thought you get an egift to claim for a physical card.... but looks like it's not? And, it's up to us to make sure that the merchant does accept the payment:


CAN I SPEND MY ELECTRONIC MERCHANT GIFT CARD ON THE MERCHANT'S WEBSITE?
This depends on the merchant's policy. Before you order your electronic gift cards, please check out the terms and conditions for each card. These are found by clicking on the information icon within the product description. You can also visit the merchant's website for more information.

Nevermind. After further analysis, the "enter payment as credit" means gift card
"online exchange required" probably means you get one merchant egift as exchange
"online redemption required" looks like it's the same as "online exchange required"

Let me know if I'm wrong.
Last edited by MahGyver April 26, 2021 at 04:10 PM.
Apr 27, 2021
534 Posts
Joined Apr 2020
Apr 27, 2021
MarkusV803
Apr 27, 2021
534 Posts
Quote from FrozenBiker :
Wow.. The ones I've used for Panera have also been fine. This offer is on my Amex, but I'll prolly pass.
If it were 15% off a $50 card, then maybe..
Home Depot, in particular, can be a problem. Many cashiers also don't know how to process these
Apr 27, 2021
39,097 Posts
Joined Nov 2005
Apr 27, 2021
Dr. J
Apr 27, 2021
39,097 Posts
I've used many Happy GC in the past. They all used to be essentially merchant-limited prepaid CCs. In the past year or so they've shifted to what are basically promise cards - you buy a card that can (and must) then be redeemed (online) for a store gift card at any of the retailers on the front.

They still sell the prepaid CC type, and they are more versatile. For example, since they are CCs, you can buy anything in store including 3rd PARTY GC. They cannot be used online though.
Apr 27, 2021
1,637 Posts
Joined Nov 2004
Apr 27, 2021
supersoul
Apr 27, 2021
1,637 Posts
If they are not able to use online, how can I use grubhub?
Apr 27, 2021
6 Posts
Joined Aug 2017
Apr 27, 2021
sachinkbb
Apr 27, 2021
6 Posts
Quote from EagerActivity1630 :
I have it on three cards. Me, daughter and wife's cards, different cc numbers but all on same general account. Can I use all three? I used to see a happy card with macy's and lowe's on same card, can't seem to find it. They don't have a store search.
yes u can use.
Apr 27, 2021
39,097 Posts
Joined Nov 2005
Apr 27, 2021
Dr. J
Apr 27, 2021
39,097 Posts
Quote from supersoul :
If they are not able to use online, how can I use grubhub?

Well I should say, places that are mostly B&M, the "use as credit" GC's won't work at their online portion. For example, if you find a version that's "use as credit" for Lowes, it won't work at Lowes.com

The versions that require online redemption - all you're doing is using the value of the GC to buy a vendor-specific GC; so rather than using the GC at Lowes directly (the "use as credit" version), the "online redemption" version you go "buy" a genuine Lowes GC, which you can then use anywhere that accepts a Lowes GC, which is in-store and online.
1
May 1, 2021
203 Posts
Joined Dec 2007
May 1, 2021
javastone
May 1, 2021
203 Posts
Get a one-time $15 statement credit by using your enrolled Card to spend a minimum of $100 in one or more transactions online at HappyCards.com by 7/26/2021.

Must first add offer to Card and then use same Card to redeem. Only U.S.-issued American Express® Cards are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Offer valid online at HappyCards.com US website only.

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May 6, 2021
1,769 Posts
Joined Jul 2019
May 6, 2021
Milk4Ever
May 6, 2021
1,769 Posts
If they're e-gifts, they can becused online. If they're physical, they are in store only.

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