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Discover Card: CB on Restaurants and PayPal 5% Back (Enrollment for July - September)

+95 Deal Score
29,210 Views
Enrollment Link [discover.com]

Program Details:

You activated to earn 5% Cashback Bonus at Restaurants and PayPal from 7/1/21 (or the date on which you activate 5%, whichever is later) through 9/30/21, on up to $1,500 in purchases. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. PayPal qualifying purchases are those made through the PayPal wallet online, when you send money to Friends and Family via PayPal using your Discover Card, and point-of-sale transactions using PayPal Here. Payments made through the Xoom transfer service are not eligible for 5%. Any restaurant purchase made using PayPal will only be awarded a total of 5% Cashback Bonus. PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program. Certain digital wallet transactions qualify for 5%, for more information see Discover.com/digitalwallets. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. 5% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. Discover Card does not assign MCCs to merchants. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. Only purchases made from merchants located in the United States are eligible for 5% Cashback Bonus. In order for a purchase to qualify for the 5% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. We may add additional categories within a quarter that may also require enrollment. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.
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Created 05-01-2021 at 04:13 AM by Greygooser
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Joined May 2011
L6: Expert
> bubble2 1,033 Posts
193 Reputation
the_natural
05-02-2021 at 04:30 AM.
05-02-2021 at 04:30 AM.
Wait, regular online PayPal payments (e.g, eBay) don't count?
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Joined Mar 2017
L3: Novice
> bubble2 178 Posts
281 Reputation
mvror93
05-02-2021 at 04:58 AM.
05-02-2021 at 04:58 AM.
Quote from the_natural :
Wait, regular online PayPal payments (e.g, eBay) don't count?
They do.
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Joined Dec 2006
L7: Teacher
> bubble2 2,569 Posts
478 Reputation
NE0tekk
05-02-2021 at 05:37 AM.
05-02-2021 at 05:37 AM.
Is Uber eats or Doordash considered a restaurant purchase?
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Last edited by NE0tekk May 2, 2021 at 07:38 AM.
Joined Feb 2007
L6: Expert
> bubble2 1,365 Posts
204 Reputation
likesaving
05-02-2021 at 05:59 AM.
05-02-2021 at 05:59 AM.
Welcome ideas to maximize PayPal, I believe one time I was able to purchase gift cards at Walmart and pay with PayPal to get the bonus, would this work for this promo? Thank you.
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Joined Nov 2013
L10: Grand Master
> bubble2 7,597 Posts
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Adelley
05-02-2021 at 06:09 AM.
05-02-2021 at 06:09 AM.
Dang, wish I can pay my tuition with PayPal loll.
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Joined Mar 2013
L7: Teacher
> bubble2 2,429 Posts
718 Reputation
giantbruin
05-02-2021 at 06:18 AM.
05-02-2021 at 06:18 AM.
Quote from likesaving :
Welcome ideas to maximize PayPal, I believe one time I was able to purchase gift cards at Walmart and pay with PayPal to get the bonus, would this work for this promo? Thank you.
Yes. I'm pretty sure there's very few, if any, restrictions in terms of purchases (of course sending someone money won't trigger the 5%).
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Joined Aug 2009
L10: Grand Master
> bubble2 13,307 Posts
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Krazen1211
05-02-2021 at 06:21 AM.
05-02-2021 at 06:21 AM.
Paypal Key should trigger 5%.
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Joined Nov 2017
L6: Expert
> bubble2 1,174 Posts
702 Reputation
cho9736
05-02-2021 at 06:28 AM.
05-02-2021 at 06:28 AM.
paypal key will trigger it, pretty much everything 5% back
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Joined Apr 2016
L2: Beginner
> bubble2 34 Posts
22 Reputation
JacobB2769
05-02-2021 at 06:41 AM.
05-02-2021 at 06:41 AM.
If you are able to use PayPal Key in other mobile payment apps like Walmart Pay or Kroger Pay, then you can earn the 5% on some in store purchases too.
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Joined Jan 2020
L3: Novice
> bubble2 114 Posts
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BhargavaRam
05-02-2021 at 07:04 AM.
05-02-2021 at 07:04 AM.
I don't see the problem of credit card companies activating these promotions automatically.
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Joined Feb 2012
L5: Journeyman
> bubble2 510 Posts
406 Reputation
Artia
05-02-2021 at 07:06 AM.
05-02-2021 at 07:06 AM.
Quote from likesaving :
Welcome ideas to maximize PayPal, I believe one time I was able to purchase gift cards at Walmart and pay with PayPal to get the bonus, would this work for this promo? Thank you.

I have bought gift cards from a popular gift card reseller....r@aise in past. Some gift cards are already at significantly reduced prices from there respective face value thus making them more cheaper when combined with this additional 5% savings........ just an idea.
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Joined May 2011
L6: Expert
> bubble2 1,033 Posts
193 Reputation
the_natural
05-02-2021 at 07:36 AM.
05-02-2021 at 07:36 AM.
Quote from BhargavaRam :
I don't see the problem of credit card companies activating these promotions automatically.

Seriously. Feels like a gotcha, if not just a nuisance.
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Joined Oct 2017
L2: Beginner
> bubble2 64 Posts
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dkcdfc
05-02-2021 at 07:47 AM.
05-02-2021 at 07:47 AM.
You can pay your federal taxes ahead of time using PayPal via Discover. Not a full 5% gain after factoring the fee but is a good way of maximizing the limit
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Joined Nov 2009
L8: Grand Teacher
> bubble2 3,210 Posts
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GoodVibrations
05-02-2021 at 07:53 AM.
05-02-2021 at 07:53 AM.
Quote from BhargavaRam :
I don't see the problem of credit card companies activating these promotions automatically.
The point is they are probably saving millions by not doing so, while still attracting customers looking for those perks.
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