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forum threaddcguy703 posted May 02, 2021 10:26 AM
forum threaddcguy703 posted May 02, 2021 10:26 AM

Chase Sapphire Reserve - Pay Yourself Back - New Categories added

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Deal Details
New categories for 50% more points value:
Annual membership fee (valid until 12/31/21),
Fund a Vaccine Ride with Lyft (valid until 9/30/21)

Existing categories:
Dining (valid until 9/30/21),
Grocery Stores (valid until 9/30/21),
Home Improvement Stores (valid until 9/30/21),
Select Charities (valid until 12/31/21)
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Deal Details
Community Notes
About the Poster
New categories for 50% more points value:
Annual membership fee (valid until 12/31/21),
Fund a Vaccine Ride with Lyft (valid until 9/30/21)

Existing categories:
Dining (valid until 9/30/21),
Grocery Stores (valid until 9/30/21),
Home Improvement Stores (valid until 9/30/21),
Select Charities (valid until 12/31/21)

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32 Comments

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May 02, 2021 02:55 PM
510 Posts
Joined May 2009
raj98207May 02, 2021 02:55 PM
510 Posts
I don't see "New categories for 50% more points value:
Annual membership fee (valid until 12/31/21)", is there a reason?
Pro
May 02, 2021 02:58 PM
9,367 Posts
Joined Dec 2013
doboy007
Pro
May 02, 2021 02:58 PM
9,367 Posts
You don't normally accrue points for annual membership fee so 0 x 0.5 = 0 lol

Edit: see explanation below
Last edited by doboy007 May 2, 2021 at 08:28 AM.
May 02, 2021 02:58 PM
2,536 Posts
Joined Mar 2013
giantbruinMay 02, 2021 02:58 PM
2,536 Posts
Loving these categories, hope they stick around after the COVID pandemic ends. The 50% extra on eating out has been invaluable. My wife and I recently got our Sapphire bonuses (she got preferred, I got reserve) and combined the points. We're sitting on 150,000 points. Going to Hawaii in a couple of weeks and that should be enough to pay for all the meals on our trip and then some.
Last edited by giantbruin May 2, 2021 at 08:39 AM.
May 02, 2021 03:07 PM
15,465 Posts
Joined Feb 2005
thund3rcatMay 02, 2021 03:07 PM
15,465 Posts
Quote from giantbruin :
Loving these categories, hope they stick around after COVID ends. The 50% extra on eating out has been invaluable. My wife and I recently got our Sapphire bonuses (she got preferred, I got reserve) and combined the points. We're sitting on 150,000 points. Going to Hawaii in a couple of weeks and that should be enough to pay for all the meals on our trip and then some.
Good luck with car rental.
1
May 02, 2021 03:18 PM
2,536 Posts
Joined Mar 2013
giantbruinMay 02, 2021 03:18 PM
2,536 Posts
Quote from thund3rcat :
Good luck with car rental.
Already got one reserved.
1
Original Poster
May 02, 2021 03:25 PM
1,653 Posts
Joined Aug 2009
dcguy703
Original Poster
May 02, 2021 03:25 PM
1,653 Posts

Our community has rated this post as helpful. If you agree, why not thank dcguy703

Quote from doboy007 :
You don't normally accrue points for annual membership fee so 0 x 0.5 = 0 lol
Dont think you understand. Say you are charged annual sapphire reserve fee of $450. Previously you could only pay that off as you would normally by paying off your monthly cc statement using your bank account.
But now you can pay it off using your points which are valued 50% more. So to pay off the $450 membership fee you would only need to use 30,000 points.
1
May 02, 2021 03:28 PM
4,572 Posts
Joined Mar 2005
thegman230May 02, 2021 03:28 PM
4,572 Posts
Quote from giantbruin :
Loving these categories, hope they stick around after COVID ends. The 50% extra on eating out has been invaluable. My wife and I recently got our Sapphire bonuses (she got preferred, I got reserve) and combined the points. We're sitting on 150,000 points. Going to Hawaii in a couple of weeks and that should be enough to pay for all the meals on our trip and then some.
Covid is not ending lol
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Pro
May 02, 2021 03:28 PM
9,367 Posts
Joined Dec 2013
doboy007
Pro
May 02, 2021 03:28 PM
9,367 Posts
Quote from dcguy703 :
Dont think you understand. Say you are charged annual sapphire reserve fee of $450. Previously you could only pay that off as you would normally by paying off your monthly cc statement using your bank account.
But now you can pay it off using your points which are valued 50% more. So to pay off the $450 membership fee you would only need to use 30,000 points.
Ah, got it. Thanks!
May 02, 2021 03:39 PM
2,536 Posts
Joined Mar 2013
giantbruinMay 02, 2021 03:39 PM
2,536 Posts
Quote from thegman230 :
Covid is not ending lol
COVID won't but the pandemic will.
1
Pro
May 02, 2021 08:50 PM
8,676 Posts
Joined Aug 2009
AznCracker
Pro
May 02, 2021 08:50 PM
8,676 Posts
Quote from dcguy703 :
Dont think you understand. Say you are charged annual sapphire reserve fee of $450. Previously you could only pay that off as you would normally by paying off your monthly cc statement using your bank account.
But now you can pay it off using your points which are valued 50% more. So to pay off the $450 membership fee you would only need to use 30,000 points.

I paid my annual fee 2 months ago with money, but they still let me use the pay yourself back on it. I was sitting on 400k points last month, but this program is basically giving me free money. I love it.
Original Poster
May 03, 2021 12:48 AM
1,653 Posts
Joined Aug 2009
dcguy703
Original Poster
May 03, 2021 12:48 AM
1,653 Posts
Attached annual fee redemption PYB
May 03, 2021 12:53 AM
9,298 Posts
Joined Feb 2011
erictomMay 03, 2021 12:53 AM
9,298 Posts
good promo for points
May 03, 2021 12:54 AM
1,394 Posts
Joined May 2018
vaiof1May 03, 2021 12:54 AM
1,394 Posts
My annual fee was on Dec 2020 and I don't see the transaction listed
Pro
May 03, 2021 12:56 AM
9,367 Posts
Joined Dec 2013
doboy007
Pro
May 03, 2021 12:56 AM
9,367 Posts
Quote from vaiof1 :
My annual fee was on Dec 2020 and I don't see the transaction listed
Think there's a 90 day limit.

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Expert
This user is an Expert in Computers
May 03, 2021 01:59 PM
2,395 Posts
Joined Dec 2012
coolchicagoguy
Expert
This user is an Expert in Computers
May 03, 2021 01:59 PM
2,395 Posts
Quote from vaiof1 :
My annual fee was on Dec 2020 and I don't see the transaction listed
Quote from doboy007 :
Think there's a 90 day limit.
That's correct. PYB goes back only 90-days. However, there was a YMMV retention offer where some got $150 - $250 credit to offset portion of the annual fee last year. Try calling CS to check it out, if they can still do.

I got $250 credit, and along with the $300 travel credit and the annual fee being $450 it ended up with Chase giving me $100 to use the card until October this year. PYB has been helping a lot due to non-travel that I am able to redeem dining and groceries. Glad to see it continue till September.
Last edited by coolchicagoguy May 3, 2021 at 07:33 AM.

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