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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,583,630 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 05:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 01:54 PM by helper02
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Deal
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+711
1,583,630 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Oct 2015
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> bubble2 1,313 Posts
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SlickaThanYoMama
10-29-2021 at 09:26 PM.
10-29-2021 at 09:26 PM.
Quote from caken View quoted comment :
I downgraded mine (which was opened 4 years ago) on 10/19 and applied a new one on 10/27 with instant approval

I downgraded my reserve to just a sapphire two years ago. Can I upgrade to the preferred and get the bonus points?
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 13,133 Posts
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poohbie
10-30-2021 at 12:14 AM.
10-30-2021 at 12:14 AM.
Quote from Knightshade View quoted comment :
BTW you need to wait until you have had the card 1 full year before you can downgrade it.
How do you avoid annual fee if you have to let 1 full year pass before downgrading? Do they refund the annual fee if you cancel or downgrade within the 1st month of a new card year?
Reply
Joined Jul 2012
L3: Novice
> bubble2 106 Posts
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caken
10-30-2021 at 06:40 AM.
10-30-2021 at 06:40 AM.
Quote from SlickaThanYoMama View quoted comment :
I downgraded my reserve to just a sapphire two years ago. Can I upgrade to the preferred and get the bonus points?

I believe you should convert your regular sapphire to other non-sapphire cards and open a new sapphire preferred card to be qualified for the bonus.
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 5,003 Posts
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Pro
Tazmania99
10-30-2021 at 06:58 AM.
10-30-2021 at 06:58 AM.
Chase will give you a full refund if you product change/downgrade/cancel within 30 days after the annual fee is posted to your account. If after 30 days, the refund will be prorated.

Quote from poohbie View quoted comment :
How do you avoid annual fee if you have to let 1 full year pass before downgrading? Do they refund the annual fee if you cancel or downgrade within the 1st month of a new card year?
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 5,003 Posts
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Tazmania99
10-30-2021 at 07:01 AM.
10-30-2021 at 07:01 AM.
Sign-up bonus is only for new applications. Product change will not qualify. In addition, you must not have received any Sapphire bonus in the past 48 months.

Quote from SlickaThanYoMama View quoted comment :
I downgraded my reserve to just a sapphire two years ago. Can I upgrade to the preferred and get the bonus points?
Reply
Joined Dec 2008
D3: Woopster
> bubble2 3,862 Posts
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1dash1
10-30-2021 at 02:36 PM.
10-30-2021 at 02:36 PM.
Quote from SlickaThanYoMama View quoted comment :
I downgraded my reserve to just a sapphire two years ago. Can I upgrade to the preferred and get the bonus points?
You don't earn any bonuses when upgrading.

Be sure you qualify before applying:
https://slickdeals.net/forums/showpost.php?p=147783607&postcount=850

If you decide to do a product change (downgrade to Freedom or Slate), some additional tips:
https://slickdeals.net/forums/showpost.php?p=150628957&postcount=5593

Reply
Joined Dec 2013
L2: Beginner
> bubble2 29 Posts
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shayan30
10-30-2021 at 08:46 PM.
10-30-2021 at 08:46 PM.
Quote from kokorocandy View quoted comment :
Just want to provide one data point

I have owned CSR for almost 5yrs. I called Chase to do product change of my Chase Sapphire Reserve on Monday morning, and then went to the branch apply for Chase Sapphire Preferred on Friday of the same week - instantly approved.

One interesting in between, I got a promotion email from Chase about CSR on Wed. Also when I logged into my Chase app I was able to see both CSR and CSP are showing recommended from Chase app before I actually went to branch on Friday.

FYI I asked the lady at Chase bank about when the CSP 100k pts promotion in branch is going to end, she said it's unclear from Chase. It could be still here today but gone the next day.

Interesting...I downgraded on from a CSR on Wed 10/20 via phone to a Chase Freedom Unlimited.

The Freedom product change showed up on my online banking the next day.

I went to the brand on Fri 10/29 and the banker could not apply for the sapphire for me. The card was not available in the options. I asked if we can apply as a guest outside my profile and he said he wasn't allowed to. He called the manager who confirmed and didn't give him authorization.

Over the last week, I continue to receive Sapphire Reserve promo emails from Chase. Not sure how long I need to wait or try my luck to apply as a guest at another branch.

Lastly, I still haven't received my Freedom card so I never activated it. I'm not sure if that plays into the Chase system clearing the old Sapphire card from my profile since my old Sapphire card continues to work for charges.
Reply

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Joined Nov 2008
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> bubble2 237 Posts
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delobom
10-30-2021 at 10:05 PM.
10-30-2021 at 10:05 PM.
Quote from shayan30 View quoted comment :
Interesting...I downgraded on from a CSR on Wed 10/20 via phone to a Chase Freedom Unlimited.

The Freedom product change showed up on my online banking the next day.

I went to the brand on Fri 10/29 and the banker could not apply for the sapphire for me. The card was not available in the options. I asked if we can apply as a guest outside my profile and he said he wasn't allowed to. He called the manager who confirmed and didn't give him authorization.

Over the last week, I continue to receive Sapphire Reserve promo emails from Chase. Not sure how long I need to wait or try my luck to apply as a guest at another branch.

Lastly, I still haven't received my Freedom card so I never activated it. I'm not sure if that plays into the Chase system clearing the old Sapphire card from my profile since my old Sapphire card continues to work for charges.

30 days wait is what they told me
Reply
Joined May 2013
L3: Novice
> bubble2 128 Posts
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CarRamrod88
10-31-2021 at 11:29 AM.
10-31-2021 at 11:29 AM.
Quote from shayan30 View quoted comment :
Interesting...I downgraded on from a CSR on Wed 10/20 via phone to a Chase Freedom Unlimited.

The Freedom product change showed up on my online banking the next day.

I went to the brand on Fri 10/29 and the banker could not apply for the sapphire for me. The card was not available in the options. I asked if we can apply as a guest outside my profile and he said he wasn't allowed to. He called the manager who confirmed and didn't give him authorization.

Over the last week, I continue to receive Sapphire Reserve promo emails from Chase. Not sure how long I need to wait or try my luck to apply as a guest at another branch.

Lastly, I still haven't received my Freedom card so I never activated it. I'm not sure if that plays into the Chase system clearing the old Sapphire card from my profile since my old Sapphire card continues to work for charges.

Give it 7 full business days. Worked that way for me.
Reply
Joined Aug 2014
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> bubble2 12 Posts
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kokorocandy
11-01-2021 at 12:05 AM.
11-01-2021 at 12:05 AM.
Quote from shayan30 View quoted comment :
Interesting...I downgraded on from a CSR on Wed 10/20 via phone to a Chase Freedom Unlimited.

The Freedom product change showed up on my online banking the next day.

I went to the brand on Fri 10/29 and the banker could not apply for the sapphire for me. The card was not available in the options. I asked if we can apply as a guest outside my profile and he said he wasn't allowed to. He called the manager who confirmed and didn't give him authorization.

Over the last week, I continue to receive Sapphire Reserve promo emails from Chase. Not sure how long I need to wait or try my luck to apply as a guest at another branch.

Lastly, I still haven't received my Freedom card so I never activated it. I'm not sure if that plays into the Chase system clearing the old Sapphire card from my profile since my old Sapphire card continues to work for charges.

I am not sure what the banker said "not available in the options" means "not available under your profile as pre-approved cards"?
If so, that happened to me too. But the chase lady was able to submit the application for me - she ended up typing every application information again. I am not sure if that is what you meant "as guest outside of your profile". But that's hot it went through.

Probably wait another couple of days and try another branch would work. Good luck ...
Reply
Joined Aug 2004
...
> bubble2 10,040 Posts
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JaTaN
11-01-2021 at 05:56 AM.
11-01-2021 at 05:56 AM.
Quote from shayan30 View quoted comment :
Interesting...I downgraded on from a CSR on Wed 10/20 via phone to a Chase Freedom Unlimited.

The Freedom product change showed up on my online banking the next day.

I went to the brand on Fri 10/29 and the banker could not apply for the sapphire for me. The card was not available in the options. I asked if we can apply as a guest outside my profile and he said he wasn't allowed to. He called the manager who confirmed and didn't give him authorization.

Over the last week, I continue to receive Sapphire Reserve promo emails from Chase. Not sure how long I need to wait or try my luck to apply as a guest at another branch.

Lastly, I still haven't received my Freedom card so I never activated it. I'm not sure if that plays into the Chase system clearing the old Sapphire card from my profile since my old Sapphire card continues to work for charges.
After downgrading you're eligible to apply online after a few days -- applying at the branch can take up to 30 days to show up as eligible under your profile (might depend on your card's statement cycle date)
Reply
Joined Aug 2009
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teachervido
11-01-2021 at 06:09 PM.

Our community has rated this post as helpful. If you agree, why not thank teachervido

11-01-2021 at 06:09 PM.
FYI: I applied today at a Chase Branch in NYC. I was able to still get 100K and the first year annual fee waived.

The sweet lady who helped me ALSO said the Chase Sapphire was "not available in the options" when she tried to apply for me. However, she called someone and verified that she had to create another profile and link it my original profile.
1
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Joined Dec 2013
L2: Beginner
> bubble2 29 Posts
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shayan30
11-02-2021 at 06:00 PM.
11-02-2021 at 06:00 PM.
Quick follow-up:

Went to a different branch and the guy was able to easily apply for me. I did notice all the 100k promo signs were off in the branch.

During the course of the application, he told me that corporate asked them to take off the signs so he anticipates the promo ending any day now but it's still available on the computer to apply.

I didn't get approved right away. He said he would call me tomorrow with an update. I'm assuming I might need to re-suffle credit lines as I have 90k between 2 accounts that are not in use.

I'm going to wait but based on what I've read, I assume I will have to talk to the reconsidering line - is that correct?
1
Reply
Joined Feb 2006
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Tazmania99
11-02-2021 at 07:38 PM.
11-02-2021 at 07:38 PM.
Call Chase Recon line at 888-270-2127 to find out why you are denied or not getting an instant approval. Sometimes, as you said, credit reallocation is required. Sometimes they need to verify your personal info such as home address.

Quote from shayan30 View quoted comment :
Quick follow-up:

Went to a different branch and the guy was able to easily apply for me. I did notice all the 100k promo signs were off in the branch.

During the course of the application, he told me that corporate asked them to take off the signs so he anticipates the promo ending any day now but it's still available on the computer to apply.

I didn't get approved right away. He said he would call me tomorrow with an update. I'm assuming I might need to re-suffle credit lines as I have 90k between 2 accounts that are not in use.

I'm going to wait but based on what I've read, I assume I will have to talk to the reconsidering line - is that correct?
Reply

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Joined Jan 2008
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tjh011
11-03-2021 at 10:22 AM.
11-03-2021 at 10:22 AM.
Quote from teachervido View quoted comment :
FYI: I applied today at a Chase Branch in NYC. I was able to still get 100K and the first year annual fee waived.

The sweet lady who helped me ALSO said the Chase Sapphire was "not available in the options" when she tried to apply for me. However, she called someone and verified that she had to create another profile and link it my original profile.
Thanks for this! The branch kept telling me that it wasnt showing up and there was nothing they could do. Went to a different branch and had them create a new profile and was instantly approved. Then they merged my profiles.
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