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Eligible Chase Freedom/Freedom Flex Cardholders: Dining, Grocery Stores & More

5% Back
(Activate Offer/Valid Oct-Dec 26')
+46 Deal Score
17,989 Views
Chase Bonus via Chase is offering eligible Chase Freedom/Freedom Flex Cardholders: 5% Cash Back (Up to $1500 in combined purchases/donations) when you apply your details and activate your card offer for purchases valid October 1 thru December 31, 2026.

Thanks to community member unknownanonymous for finding this deal

Note, must activate your offer by applying your eligible card details

Available Offer(s)
  • October thru December 2026 (Offer excludes Walmart & Target)
    • Dining
    • Grocery Stores
    • American Red Cross Donations

Editor's Notes & Price Research

Written by
  • About the Deal
    • Must activate your offer for 5% Cash Back on up to $1500 in combined purchases and donations in the listed categories from October 1 thru December 31, 2026
    • For a purchase to qualify for the 5% bonus cash back, the merchant must submit charges to your credit card by the last day of the relevant calendar quarter
    • Offer must be activated by December 14, 2026
    • Offer valid through December 31, 2026 or while promotional offer last
  • Additional Details

Original Post

Written by
Edited September 14, 2026 at 06:21 AM by
Chase's 5% cash back calendar for Q4 2026(Oct - December) has leaked online. It is expected to be:
  • Grocery(excluding Target and Walmart)
  • Dining
  • Donations to American Red Cross

https://www.chasebonus.com

Activation can be done Sept 15th onwards.

https://www.chasebonus.com/
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Created 09-13-2026 at 11:37 PM by unknownanonymous
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Deal
Score
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5% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Chase really nerfed the 5% 4th quarter the past couple of years. Used to have 5% PayPal every 4th quarter. Now it's pretty much useless.
You were tired of clicking a single link emailed to you once a quarter?

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Joined Oct 2007
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crownline266
09-14-2026 at 05:16 AM.
09-14-2026 at 05:16 AM.
Which card(s) is this for?
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Joined Jun 2005
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Wildpir8
09-14-2026 at 05:18 AM.
09-14-2026 at 05:18 AM.
Quote from crownline266 View quoted comment :
Which card(s) is this for?
Freedom and Freedom Flex.
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Joined May 2007
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diavolo33
09-14-2026 at 05:41 AM.

Our community has rated this post as helpful. If you agree, why not thank diavolo33

09-14-2026 at 05:41 AM.
Should stack with 3% dining on FF.
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Joined Mar 2004
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practicalme
09-14-2026 at 07:49 AM.
09-14-2026 at 07:49 AM.
Quote from unknownanonymous View quoted comment :
Chase's 5% cash back calendar for Q4 2026(Oct - December) has leaked online. It is expected to be:
  • Grocery(excluding Target and Walmart)
  • Dining
  • Donations to American Red Cross

https://www.chasebonus.com

Activation can be done Sept 15th onwards.

https://www.chasebonus.com/

Where are you seeing the Q4 categories? The link is for Q3.
2
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Joined Mar 2024
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CrimsonClass2402
09-14-2026 at 11:19 AM.
09-14-2026 at 11:19 AM.
Chase really nerfed the 5% 4th quarter the past couple of years. Used to have 5% PayPal every 4th quarter. Now it's pretty much useless.
1
Reply
Last edited by CrimsonClass2402 September 14, 2026 at 11:22 AM.

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Joined Sep 2003
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beowulf7
09-14-2026 at 04:42 PM.
09-14-2026 at 04:42 PM.
Quote from CrimsonClass2402 View quoted comment :
Chase really nerfed the 5% 4th quarter the past couple of years. Used to have 5% PayPal every 4th quarter. Now it's pretty much useless.
Amazon in the 4th quarter was also really good in past years. For Christmas shopping.
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tenderidol
09-14-2026 at 11:12 PM.
09-14-2026 at 11:12 PM.
Quote from CrimsonClass2402 View quoted comment :
Chase really nerfed the 5% 4th quarter the past couple of years. Used to have 5% PayPal every 4th quarter. Now it's pretty much useless.
Every Q4 I hope for the PayPal CB to be back, but nothing....
Reply
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tennis8363
09-15-2026 at 04:21 AM.
09-15-2026 at 04:21 AM.
Easy peasy... Buy gift cards on 10/1 for grocery stores and be done.
Reply
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unknownanonymous
09-15-2026 at 04:35 AM.
09-15-2026 at 04:35 AM.
Quote from diavolo33 View quoted comment :
Should stack with 3% dining on FF.
FF will get 7% back on dining. This is how they calculate:
1% regular
4% quarterly category bonus
2% dining bonus

I hope Chase doesn't realize that this is happening, I don't think it will be intentional on their part
Reply
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mredmon
09-15-2026 at 06:55 AM.
09-15-2026 at 06:55 AM.
Why wouldn't a Chase Freedom cardholder be eligible? My card is never eligible for these offers.
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PaulS1105
09-15-2026 at 08:58 AM.
09-15-2026 at 08:58 AM.
Can I get the full 5% on both my eligible cards? That $ 1500 won't get me through two months,
Reply
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tenderidol
09-15-2026 at 09:28 AM.
09-15-2026 at 09:28 AM.
Quote from mredmon View quoted comment :
Why wouldn't a Chase Freedom cardholder be eligible? My card is never eligible for these offers.
There are different flavors of Chase Freedom cards, and only certain ones (Chase Freedom/Freedom Flex) get the 5% quarterly rotating categories. I have those two cards and take advantage of the 5% CB. My Chase Freedom Unlimited doesn't get it, for instance.
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