Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
Expired
+441Deal Score
1,106,099 Views
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Thanks to Staff Member sd_keets for finding this deal
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Card Details:
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee.
Citi will only issue one Citi Custom Cash℠ Card account per person.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
It took fully a month after approval for them to mail my damn card, then when I activated it my account was for some reason already on a fraud hold. Currently waiting on hold for an hour to fix it. Citi is making an aggressive bid for title of worst CC issuer I've had.
It took me almost 3 weeks to get my card in the mail and the only reason ( a purchase) i opened this account wasn't on the sale anymore by the time I received this card.
The day i got approved i called them for the card number so i could make a purchase online, they transferred me to three different people only to get an answer a straight "no".
When i was waiting for more than two weeks i called the rude lady said it was mailed and if i don't get in 10 days then i call 14 days after lol.
I'm telling you guys citi has the worst customer service.
It took me almost 3 weeks to get my card in the mail and the only reason ( a purchase) i opened this account wasn't on the sale anymore by the time I received this card.
The day i got approved i called them for the card number so i could make a purchase online, they transferred me to three different people only to get an answer a straight "no".
When i was waiting for more than two weeks i called the rude lady said it was mailed and if i don't get in 10 days then i call 14 days after lol.
I'm telling you guys citi has the worst customer service.
Wtfark, I guess reading is really fundamental. I thought the 5% back is just anything in that category without having to pick only one category. That sucks then. Oh wells, better than nothing
It took me almost 3 weeks to get my card in the mail and the only reason ( a purchase) i opened this account wasn't on the sale anymore by the time I received this card.
The day i got approved i called them for the card number so i could make a purchase online, they transferred me to three different people only to get an answer a straight "no".
When i was waiting for more than two weeks i called the rude lady said it was mailed and if i don't get in 10 days then i call 14 days after lol.
I'm telling you guys citi has the worst customer service.
You could have bought using any means during sale and ask if they can switch the payment mode later (or return if they don't agree). I did this with costco recently on similar situation (for sapphire bonus)
OK this seems like a card you just designate for a single purpose e.g. grocery store. Set a balance alert for $500 and then switch to another card for the rest of the month (eg Double Cash)
Yep, this is what we did. We (wife and I) applied for 2. Labeled one for gas and other for groceries (literally, in Sharpie).
Hmm....according to the transactions, it codes my Walmart purchases as Grocery store, Supermarket, but looking at the category spend tracker to see where I am on the rewards, it's not counting them in the grocery amount. Ugh. Anyone else notice this?
I think somewhere in the grocery categories definition they specifically excluded Walmart & Target. Usually the case for all cards, Chase, etc. when they have grocery as a bonus 5% category. Possibly other general merchandise type places too. Pretty common I think. If you can buy a HDTV and Xbox there probably not a grocery store.
Quote
from MBZ321
:
Hmm....according to the transactions, it codes my Walmart purchases as Grocery store, Supermarket, but looking at the category spend tracker to see where I am on the rewards, it's not counting them in the grocery amount. Ugh. Anyone else notice this?
I think somewhere in the grocery categories definition they specifically excluded Walmart & Target. Usually the case for all cards, Chase, etc. when they have grocery as a bonus 5% category. Possibly other general merchandise type places too. Pretty common I think. If you can buy a HDTV and Xbox there probably not a grocery store.
Yeah I know they usually have those disclaimers, but I thought maybe it would be overlooked since the transactions are coded as a grocery store anyway. Oh well
Walmart is ineligible or I would've applied. Wish this card was as simple as it sounds.
Walmart is always ineligible unless specifically stated to be eligible. Every single credit card.
This card is simple. Use it in one category: gas and groceries are the most popular. But if you have other credit cards that cover gas and groceries, use the Citi Custom Cash in drugstores and use it to buy gift cards.
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
Can you share anything offering $500-$1000+ signup bonuses? I haven't seen anything that high. Seems anything over $200 has an annual fee as well.
Thanks
Can you share anything offering $500-$1000+ signup bonuses? I haven't seen anything that high. Seems anything over $200 has an annual fee as well.
Thanks
Yes, generally the big bonuses are on cards with annual fees. Most extreme example: Amex Platinum can net you the equivalent of $2500+ in points and many hundreds of dollars in benefits in the first year, but costs $695/yr
But even cards cussing just $95/yr can offer signup bonuses worth potentially $1200+. Many people value Chase points at 2 cents each, and the $95/yr Sapphire Preferred card has had signup bonuses reading from 60k to 100k points
For this Citi Custom Cash card, Credit Karma offers $300 sign up bonus if you spend $1000 within the first 3 months. Better deal if you apply thru Credit Karma.
Yes, generally the big bonuses are on cards with annual fees. Most extreme example: Amex Platinum can net you the equivalent of $2500+ in points and many hundreds of dollars in benefits in the first year, but costs $695/yr
But even cards cussing just $95/yr can offer signup bonuses worth potentially $1200+. Many people value Chase points at 2 cents each, and the $95/yr Sapphire Preferred card has had signup bonuses reading from 60k to 100k points
To get the 60K points with the Chase Sapphire Preferred, you need to spend $4000 in the first 3 months.
According to Chase, those 60K points translates into $750 in travel ( https://creditcards.chase.com/rew.../preferred )
What if I want straight up $ ?
How much does that 60K points get me in statement credit?
I am comparing apples to apples, since travel credit is useless to me.
925 Comments
Your comment cannot be blank.
Featured Comments
No Enrollment Needed !!
nice, but limited to such a small amount.
Sign up for a Slickdeals account to remove this ad.
It took me almost 3 weeks to get my card in the mail and the only reason ( a purchase) i opened this account wasn't on the sale anymore by the time I received this card.
The day i got approved i called them for the card number so i could make a purchase online, they transferred me to three different people only to get an answer a straight "no".
When i was waiting for more than two weeks i called the rude lady said it was mailed and if i don't get in 10 days then i call 14 days after lol.
I'm telling you guys citi has the worst customer service.
The day i got approved i called them for the card number so i could make a purchase online, they transferred me to three different people only to get an answer a straight "no".
When i was waiting for more than two weeks i called the rude lady said it was mailed and if i don't get in 10 days then i call 14 days after lol.
I'm telling you guys citi has the worst customer service.
Received mine within a week, maybe even less
The day i got approved i called them for the card number so i could make a purchase online, they transferred me to three different people only to get an answer a straight "no".
When i was waiting for more than two weeks i called the rude lady said it was mailed and if i don't get in 10 days then i call 14 days after lol.
I'm telling you guys citi has the worst customer service.
You could have bought using any means during sale and ask if they can switch the payment mode later (or return if they don't agree). I did this with costco recently on similar situation (for sapphire bonus)
Sign up for a Slickdeals account to remove this ad.
This card is simple. Use it in one category: gas and groceries are the most popular. But if you have other credit cards that cover gas and groceries, use the Citi Custom Cash in drugstores and use it to buy gift cards.
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
Thanks
Thanks
Yes, generally the big bonuses are on cards with annual fees. Most extreme example: Amex Platinum can net you the equivalent of $2500+ in points and many hundreds of dollars in benefits in the first year, but costs $695/yr
But even cards cussing just $95/yr can offer signup bonuses worth potentially $1200+. Many people value Chase points at 2 cents each, and the $95/yr Sapphire Preferred card has had signup bonuses reading from 60k to 100k points
Sign up for a Slickdeals account to remove this ad.
But even cards cussing just $95/yr can offer signup bonuses worth potentially $1200+. Many people value Chase points at 2 cents each, and the $95/yr Sapphire Preferred card has had signup bonuses reading from 60k to 100k points
According to Chase, those 60K points translates into $750 in travel ( https://creditcards.cha
What if I want straight up $ ?
How much does that 60K points get me in statement credit?
I am comparing apples to apples, since travel credit is useless to me.
.