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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+335 Deal Score
1,124,182 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 08:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 05:16 PM by pink123
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Deal
Score
+335
1,124,182 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Mar 2019
L5: Journeyman
> bubble2 788 Posts
122 Reputation
SlickDealir
03-12-2023 at 07:45 PM.
03-12-2023 at 07:45 PM.
Quote from SlickSmiles :
Good info, thanks!

For the cell phone protection, I'm assuming we need to pay the monthly phone bill with this card?
Yes, you must pay the bill monthly
Reply
Joined Dec 2014
L1: Learner
> bubble2 22 Posts
CyberTran
03-15-2023 at 07:24 PM.
03-15-2023 at 07:24 PM.
I previously applied for this card and WF sent me through a never ending loop of useless verification then unapproved my application because it could not verified my status. I was surprised its business haven't collapse yet.
Reply
Joined Dec 2010
L3: Novice
> bubble2 118 Posts
97 Reputation
walker52
03-16-2023 at 04:50 PM.
03-16-2023 at 04:50 PM.
Approved for 9k with a 770 fico. Spent my 1k on owed federal taxes and electric bill. Got 21000 points after a few weeks later, locked the card and probably will not spend another dime on this card. Sucks that they make you redeem 2500 points at a time.
Reply
Joined Jul 2020
L4: Apprentice
> bubble2 382 Posts
49 Reputation
visaman777
03-16-2023 at 08:19 PM.
03-16-2023 at 08:19 PM.
Quote from CT_cheapsk8dad :
Pretty disappointing that I didn't get a real time decision. Or one within 3-4 days for that matter. Are these things not automated?

I was accepted within 24 hours
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 547 Posts
69 Reputation
mikek753sd
03-18-2023 at 08:35 PM.
03-18-2023 at 08:35 PM.
2% Cashback works in $25 increments.
If you have for $30 just $25 will be applied, $5 remains till you spend to get to $25 Cashback and so on.
Yes, you can apply available reward for current statement purchases if you can find matching items, wasn't practical for me.
But if you plan to use the card every month it should not be big issue
Reply
Joined May 2022
L9: Master
> bubble2 4,436 Posts
978 Reputation
AmusedDime497
03-19-2023 at 08:36 AM.
03-19-2023 at 08:36 AM.
Approved in 30 seconds, 730 score here.

15 months 0% apr

12k limit.

Thanks