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Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!

+168 Deal Score
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Worth a shot to log in to your Discover card account and "chat" a rep. Four months ago, I came off a 12 month 0% APR on purchases and just got it again by asking. Of course TWO months ago I asked if there were any special APR rates and was told "no." Last chat was this:
Me: "Good morning, I was wondering if there were any special offers available on my card"
Rep: "Was there anything in particular you were looking for?"
Me: "Special APR for purchases or anything interesting?"
Rep: "I show you are eligible for 0% APR for the next 12 months, would you like me to apply that to your account?"
Me: Sure, thanks!

https://www.discover.com/
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Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
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Joined Oct 2017
L4: Apprentice
> bubble2 1,433 Posts
142 Reputation
techie_review
09-09-2021 at 08:23 AM.
09-09-2021 at 08:23 AM.
Thanks OP, good to have not that i use the APR as i pay of in full every month:

Same convo as the OP:

Me: "Good morning, I was wondering if there were any special offers available on my card"
Rep: "Was there anything in particular you were looking for?"
Me: "Special APR for purchases or anything interesting?"
Rep: "I show you are eligible for 0% APR for the next 12 months, would you like me to apply that to your account?"
Me: Sure, thanks!
1
Reply
Joined Oct 2014
L4: Apprentice
> bubble2 328 Posts
177 Reputation
ragex
09-09-2021 at 08:40 AM.
09-09-2021 at 08:40 AM.
Thanks, OP. worked for me as well. Repped!
Reply
Joined Jul 2011
L4: Apprentice
> bubble2 415 Posts
59 Reputation
mrbrain80
09-09-2021 at 08:47 AM.
09-09-2021 at 08:47 AM.
Worked for me. This is my first time trying and I've been with them for 4 years btw. Thanks op!
Reply
Joined Nov 2014
L3: Novice
> bubble2 107 Posts
53 Reputation
rokr9
09-09-2021 at 09:09 AM.
09-09-2021 at 09:09 AM.
Worked for me. Took 10mins on chat. Thanks OP!
Reply
Joined Oct 2013
L5: Journeyman
> bubble2 676 Posts
377 Reputation
slickerdealsthomas
09-09-2021 at 09:12 AM.
09-09-2021 at 09:12 AM.
Worked! Thanks OP!
Reply
Joined Apr 2008
L2: Beginner
> bubble2 39 Posts
34 Reputation
njguy99
09-09-2021 at 09:18 AM.
09-09-2021 at 09:18 AM.
Worked for me too. Thanks OP!
Reply

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HIDDENdbbcooper09-09-2021 at 09:33 AM.

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Joined Jul 2015
L2: Beginner
> bubble2 26 Posts
10 Reputation
Kladd85
09-09-2021 at 09:46 AM.

Our community has rated this post as helpful. If you agree, why not thank Kladd85

09-09-2021 at 09:46 AM.
Another worked for me, granted I never carry a balance on this card, but oh well. Good to have anyways.
1
Reply
Joined Jul 2011
L2: Beginner
> bubble2 51 Posts
70 Reputation
tranln
09-09-2021 at 09:47 AM.
09-09-2021 at 09:47 AM.
Worked like a charm although I pay off my balance monthly. It's good to know I have it.

FYI - they gave me the option to reduce my APR or take the 0% on purchases but not both
Reply
Last edited by tranln September 9, 2021 at 10:16 AM.
Joined May 2011
L3: Novice
> bubble2 287 Posts
77 Reputation
howaboutno
09-09-2021 at 10:01 AM.
09-09-2021 at 10:01 AM.
Worked for me
Reply
Joined Jun 2006
L6: Expert
> bubble2 1,455 Posts
1,954 Reputation
Pro
s4rah
09-09-2021 at 10:02 AM.
09-09-2021 at 10:02 AM.
Worked for me too!
Reply
Joined Dec 2008
L8: Grand Teacher
> bubble2 3,520 Posts
1,206 Reputation
Spider210
09-09-2021 at 10:07 AM.
09-09-2021 at 10:07 AM.
Got it thanks
Reply
Joined Apr 2008
L3: Novice
> bubble2 226 Posts
58 Reputation
User420
09-09-2021 at 10:21 AM.
09-09-2021 at 10:21 AM.
Worked and thanks OP.
Reply
Joined Jul 2016
New User
> bubble2 2,424 Posts
625 Reputation
HermanMunchther
09-09-2021 at 10:25 AM.
09-09-2021 at 10:25 AM.
Wtf all I got was .9% interest for 6 months!
3
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