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Chase Freedom Flex Cardholders: Extra Cash Back on Eligible Top Spend Category Expired

5% Back
(Valid Through Dec 31, 2021)
+125 Deal Score
182,481 Views
Chase offers Chase Freedom Flex Cardholders: 5% Cash Back on Your Top Spend Category (eligible categories below) on up to $1500 in total spend from October 1 – December 31, 2021.

Thanks to community member gullibunni for finding this deal.

Note, offer must be activated by December 14, 2021. Offer eligibility may vary by cardholder. Please refer to the forum thread or FAQ Page for additional information & offer discussion.

Eligible Categories:
  • Travel (including Transit)
  • Dining
  • Home Improvement Stores
  • Grocery Stores (not including Target and Walmart purchases)
  • Drugstores
  • Gas Stations
  • Select Live Entertainment
  • Select Streaming Services
  • Fitness Clubs

Original Post

Written by
Edited October 22, 2021 at 09:38 AM by
Received this Chase Freedom Flex promo email today in addition to

Quarterly Bonus Offer

Activate and earn 5% total cash back (4% in addition to your unlimited 1% cash back) from Chase, on up to $1,500 in combined purchases, at Walmart1 and on purchases made using PayPal from Oct. 1–Dec. 31, 2021.

Limited Time: Top spend category bonus

When you activate this quarter, you'll earn 5% total cash back (4% in addition to your unlimited 1% cash back) on up to $1,500 in the eligible rewards category where you spend the most from Oct. 1–Dec. 31, 2021.3 If you use PayPal, a Q4 bonus category, as a payment method for purchases in your top spend category, you will earn a total of 9%.

See FAQ for details.

Eligible Rewards Categories:
• Travel (including transit)
• Dining
• Home Improvement Stores
• Select Streaming Services
• Select Live Entertainment
• Gas Stations
• Drugstores
• Fitness Clubs & Gym Memberships
• Grocery Stores (not including Target and Walmart purchases)

Have questions about how your top spend category offer works with your other bonus category earn? See FAQ for details.
Activate both offers

If you haven't already, activate by Dec. 14, 2021.

https://www.chasebonus.com/ThankY...5546330a9d
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Deal
Score
+125
182,481 Views
5% Back

278 Comments

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Featured Comments

Set up PayPal so you can pay with QR codes. Link your Chase freedom flex as the payment method.

CVS is one of the few places that take PayPal QR codes as payment. It's been recommended to use self checkout, if possible. Once you add the gift card, DO NOT click any payment method on the self checkout terminal. Instead, scan your PayPal QR code like you are buying something. Then it will allow you to checkout and pay with PayPal.

If it does indeed stack with the 2% back at drug stores as the other thread suggests, that's 11% back on up to $1500.
I don't think you read the whole post...
It is only for Freedom Flex.

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Joined Nov 2004
L5: Journeyman
> bubble2 760 Posts
1,035 Reputation
Pro
nycxbl
10-22-2021 at 12:47 PM.
10-22-2021 at 12:47 PM.
My understanding is 9% at PayPal and 5% using PayPal at Walmart. And this only apply to Mastercard freedom card aka freedom flex
1
Reply
Joined Mar 2015
L5: Journeyman
> bubble2 650 Posts
171 Reputation
LTD2019
10-22-2021 at 01:15 PM.
10-22-2021 at 01:15 PM.
Would using PayPal Key count for the extra bonus?
1
Reply
Joined Dec 2015
L4: Apprentice
> bubble2 389 Posts
102 Reputation
aboyinthebox
10-22-2021 at 01:21 PM.
10-22-2021 at 01:21 PM.
Add this to the wiki

https://creditcards.chase.com/fre...spendoffer

This page explains everything
Reply
Joined Feb 2009
L3: Novice
> bubble2 256 Posts
30 Reputation
bluehippo
10-22-2021 at 01:35 PM.
10-22-2021 at 01:35 PM.
Why are they punishing original holders of the freedom card some of which have been holding for 20 years. Do they want us to cancel our cards and apply for the flex? What is the end goal here
4
Reply
Joined Nov 2017
L6: Expert
> bubble2 1,319 Posts
830 Reputation
cho9736
10-22-2021 at 01:36 PM.
10-22-2021 at 01:36 PM.
Quote from LTD2019 :
Would using PayPal Key count for the extra bonus?

using paypal key will stack with other cashback
Reply
Joined Nov 2017
L6: Expert
> bubble2 1,319 Posts
830 Reputation
cho9736
10-22-2021 at 01:39 PM.
10-22-2021 at 01:39 PM.
Quote from bluehippo :
Why are they punishing original holders of the freedom card some of which have been holding for 20 years. Do they want us to cancel our cards and apply for the flex? What is the end goal here

you can hold both cards tho...
Reply
Joined Apr 2007
L10: Grand Master
> bubble2 8,925 Posts
2,596 Reputation
snowcrash
10-22-2021 at 01:42 PM.
10-22-2021 at 01:42 PM.
Quote from bluehippo :
Why are they punishing original holders of the freedom card some of which have been holding for 20 years. Do they want us to cancel our cards and apply for the flex? What is the end goal here
Companies do promotions for a new product line all the time. There is absolutely no point getting upset about it.

Chase Freedom is now end of life. Flex line is the new version replacing it. You can apply for Flex with only a short temporary credit score hit. Managed properly, you won't have to worry about Chase 5/24 rule.
Reply
Last edited by snowcrash October 22, 2021 at 02:03 PM.

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Joined Aug 2008
L3: Novice
> bubble2 110 Posts
24 Reputation
astronaut
10-22-2021 at 01:46 PM.
10-22-2021 at 01:46 PM.
Can I just buy $1500 Using PayPal so i will receive 9%?
Reply
Joined Nov 2017
L6: Expert
> bubble2 1,319 Posts
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cho9736
10-22-2021 at 01:48 PM.
10-22-2021 at 01:48 PM.
Quote from astronaut :
Can I just buy $1500 Using PayPal so i will receive 9%?

yes, it will stack.
Reply
Joined Nov 2017
L6: Expert
> bubble2 1,319 Posts
830 Reputation
cho9736
10-22-2021 at 01:52 PM.
10-22-2021 at 01:52 PM.
For those that still have 5% supermarket first year bonus, you can get 13% cashback shopping in supermarket
2
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Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
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ieee488
10-22-2021 at 01:54 PM.
10-22-2021 at 01:54 PM.
Quote from astronaut :
Can I just buy $1500 Using PayPal so i will receive 9%?
All in one category.
That entire $1500 needs to be spent on groceries or gas or home improvements.
That's the gotcha in all of this.
If you spend $1000 using Paypal at Home Depot and $500 using Paypal at Walgreens.com, you get 9% on that $1000 at Home Depot and 7% on the $500 at Walgreens.

.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
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ieee488
10-22-2021 at 01:55 PM.
10-22-2021 at 01:55 PM.
Quote from cho9736 :
For those that still have 5% supermarket first year bonus, you can get 13% cashback shopping in supermarket
No, you get 9%.
This is what happened in Q3 when I still had the first year bonus.

.
Reply
Joined Jul 2003
L1: Super Newbie
> bubble2 338 Posts
23 Reputation
phidong
10-22-2021 at 01:57 PM.
10-22-2021 at 01:57 PM.
Quote from bluehippo :
Why are they punishing original holders of the freedom card some of which have been holding for 20 years. Do they want us to cancel our cards and apply for the flex? What is the end goal here
Can't you just call and do a product change to flex?
Reply
Joined Apr 2007
L10: Grand Master
> bubble2 8,925 Posts
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snowcrash
10-22-2021 at 01:59 PM.
10-22-2021 at 01:59 PM.
Quote from phidong :
Can't you just call and do a product change to flex?
While sound advice, you don't want to do that in this case. Keep Freedom and apply for Flex so you get the same 5% calendar benefits on both cards.
Reply

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Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
10-22-2021 at 01:59 PM.

Our community has rated this post as helpful. If you agree, why not thank ieee488

10-22-2021 at 01:59 PM.
Quote from imjimmy :
I have Chase Freedom FLEX, but I did NOT get "an email" with this offer.

Does that mean I won't get the additional 4% cashback? Is this by email invite ONLY? Thanks.
As long as you activated for Q4 you are automatically activated for this new category.

When you activate this quarter, you'll earn 5% total cash back (4% in addition to your unlimited 1% cash back)
on up to $1,500 in the eligible rewards category where you spend the most from Oct. 1–Dec. 31, 2021.
1
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