FYI, if you get payment error on the last screen:
We're sorry, but we are unable to accept your payment method at this time. Please try another payment method.
Open an incognito (private browsing) window and go through the entire checkout process again, but use a different credit card. It won't work if you simply try to switch cards.
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If your Chase card isn't accepted, call the number on the back of your card and the recordings will prompt you to do a few things and then the hold will be removed. I didn't even need to speak to anyone...easy as pie.
You can also add these Visa cards manually to your Walmart Wallet and use with Walmart Pay at the registers.
These cards cannot be added to Google Pay or Samsung Pay. Virtual Visa most likely cannot be used in person or used with NFC in stores. To work around this, buy the store's gift card on their website and use that in store.
Do fees apply after my Account is established?
Yes. If you do not use your Account for 12 consecutive months, we will charge a Monthly Maintenance Fee of $4.95 on the first day of each month that follows (starting with month 13) until you use the Account again. At that point, we will wait until 12 more consecutive months of inactivity occur before charging the fee again. If you don't use your Account for an extended period of time, these fees may lower or even exhaust the balance of your Account before the "valid thru" date has passed. You may avoid this fee by making regular purchases with your Account.
There is also a Replacement Account Fee of $5 to replace a lost or stolen Account, so please safeguard your Account information. This fee does not apply to replacement of an expired Account.
expired Posted by cdr123 • Oct 27, 2021
Oct 27, 2021 1:18 PM
Item 1 of 1
expired Posted by cdr123 • Oct 27, 2021
Oct 27, 2021 1:18 PM
10% Off Visa Virtual Account: $250 Visa Virtual eGift
(Including Fees; Email Delivery)$231
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Saved 7.6% (code), 1% cb site, 2% credit card = @ 10.4% savings.
Not a bad way to save on your utility bills for 10 min of work. You're going to have to pay them anyways!
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For those who are up-to-speed with such news, how frequently/bad are the cases with VISA eGCs being stolen/hacked? Any such news concluded as an internal job?
I would suggest using 1 per week. My issue was probably I tried to buy $1250 in gift cards in the span of maybe an hour. I thought Costco would have better fraud protection that would see I've spent like $50k with them….
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$25 - $6 fee = $19
$19 ÷ $250 = 7.6%
If you buy with a 2% credit card like Citi Double Cash,
it is $225 x 2% = $4.50
$19 + $4.50 = $23.50
$23.50 ÷ $250 = 9.4%
If you don't like earning 9.4% on your money, then it is your loss.
Almost everyone here is actually taking this deal and forwarding money to where they regularly spent. I don't see much people letting money in the virtual card or gifting this virtual card as they suppose to do.
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