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Citi Custom Cash 5% credit card: new, better offer to earn $300 after $1000 spend available online

+112 Deal Score
89,469 Views
For those unaware, the Citi Custom Cash is a relatively new card that gives 5% back on up to $500 of spending each billing cycle in the category you spend in most (e.g. groceries, dining, gas). No having to figure out what the current quarter's bonus category is to get 5% back.

Previously the only offer available online for this card was $200 on $750 of spending in the first 3 months. You can browse that thread for more info and comments about the card. (There was a $300 offer available in Citi branches, but those are only found in major US cities.)

To find this offer, simply log in to Credit Karma and browse suggested credit card offers and you should see it. Alternatively, you can find a direct link on this reddit thread. I'm not posting the direct link itself as I'm assuming SD will mangle the URL.
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Created 11-10-2021 at 07:21 AM by GaiaGeek
in Credit Cards (3) See More Citi Offers
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2006
L7: Teacher
> bubble2 2,788 Posts
490 Reputation
NE0tekk
12-08-2021 at 12:36 AM.
12-08-2021 at 12:36 AM.
Sweet! Just got approved for 9.2K! Will probably spend 1k on grocery store gift cards in the next 3 months...
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,104 Posts
621 Reputation
Truth-Serum
01-03-2022 at 11:08 AM.
01-03-2022 at 11:08 AM.
First 3 months as in 90 days or three months billing cycle?
Reply
Joined Aug 2004
...
> bubble2 9,757 Posts
5,106 Reputation
JaTaN
01-03-2022 at 11:17 AM.
01-03-2022 at 11:17 AM.
Quote from Truth-Serum :
First 3 months as in 90 days or three months billing cycle?
3 months from approval -- online account shows bonus tracker with exact date

I was approved on 11/26 and mine shows:

New Cardmember Bonus
$931.77 Left to Spend
Earn 30,000 ThankYou Points!
When you spend $1,000 by February 26, 2022
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,104 Posts
621 Reputation
Truth-Serum
01-03-2022 at 11:24 AM.
01-03-2022 at 11:24 AM.
Quote from JaTaN :
3 months from approval -- online account shows bonus tracker with exact date

I was approved on 11/26 and mine shows:

New Cardmember Bonus
$931.77 Left to Spend
Earn 30,000 ThankYou Points!
When you spend $1,000 by February 26, 2022

Thanks 👍
Reply
Joined Nov 2017
L3: Novice
> bubble2 236 Posts
62 Reputation
sflv
01-03-2022 at 12:42 PM.
01-03-2022 at 12:42 PM.
Quote from debpal :
I did a purchase at Walmart but it considered as 1% transaction category in place of grocery section
My guess is that you just buy Walmart gift cards at the Walmart Neighborhood Market so you can use these at Walmart and Sams? Just got approved today so have not tried it yet.
Reply
Joined May 2016
L2: Beginner
> bubble2 63 Posts
14 Reputation
kylan239
01-03-2022 at 04:00 PM.
01-03-2022 at 04:00 PM.
question, i just got the card today, but in the reward section it said i get 30k thank you points, even though I clearly select the 300 with 1000 spending. am i missing something?
Reply
Joined Aug 2004
...
> bubble2 9,757 Posts
5,106 Reputation
JaTaN
01-03-2022 at 04:38 PM.
01-03-2022 at 04:38 PM.
Quote from kailu239 :
question, i just got the card today, but in the reward section it said i get 30k thank you points, even though I clearly select the 300 with 1000 spending. am i missing something?
1pt = 1 cent

30k pts = $300 cash
Reply

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Joined Aug 2010
B!tch Please
> bubble2 6,104 Posts
621 Reputation
Truth-Serum
01-04-2022 at 11:00 PM.
01-04-2022 at 11:00 PM.
How long does the bonus take to post to your account once you meet the requirements?
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,104 Posts
621 Reputation
Truth-Serum
01-06-2022 at 03:19 PM.
01-06-2022 at 03:19 PM.
bump...
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,506 Posts
1,698 Reputation
Pro
Tazmania99
01-06-2022 at 03:20 PM.
01-06-2022 at 03:20 PM.
After the statement closes for the month.

Quote from Truth-Serum :
How long does the bonus take to post to your account once you meet the requirements?
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,104 Posts
621 Reputation
Truth-Serum
01-07-2022 at 02:39 AM.
01-07-2022 at 02:39 AM.
Quote from Tazmania99 :
After the statement closes for the month.

Thanks 👍
Reply
Joined Nov 2013
L6: Expert
> bubble2 1,637 Posts
47 Reputation
ndj123
01-07-2022 at 08:00 PM.
01-07-2022 at 08:00 PM.
Is there a way to pay to regular physical person (not a business) with this CITI card?
Some % overhead OK.
Thanks
Reply
Joined Aug 2018
L4: Apprentice
> bubble2 418 Posts
154 Reputation
Mawsu
01-12-2022 at 06:37 AM.
01-12-2022 at 06:37 AM.
Quote from ndj123 :
Is there a way to pay to regular physical person (not a business) with this CITI card?
Some % overhead OK.
Thanks
paypal (with % overhead, for example, paying 1000$ will cost 29.30$ fee from paypal), 3% for venmo, may be similar on cashapp
Reply
Joined Nov 2013
L6: Expert
> bubble2 1,637 Posts
47 Reputation
ndj123
01-12-2022 at 09:11 PM.
01-12-2022 at 09:11 PM.
Quote from Mawsu :
paypal (with % overhead, for example, paying 1000$ will cost 29.30$ fee from paypal), 3% for venmo, may be similar on cashapp
Thanks!
Reply

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Joined Mar 2020
L5: Journeyman
> bubble2 596 Posts
135 Reputation
EagerBorder7252
01-15-2022 at 12:32 PM.
01-15-2022 at 12:32 PM.
Quote from JaTaN :
3 months from approval -- online account shows bonus tracker with exact date

I was approved on 11/26 and mine shows:

New Cardmember Bonus
$931.77 Left to Spend
Earn 30,000 ThankYou Points!
When you spend $1,000 by February 26, 2022
Quote from JaTaN :
3 months from approval -- online account shows bonus tracker with exact date

I was approved on 11/26 and mine shows:

New Cardmember Bonus
$931.77 Left to Spend
Earn 30,000 ThankYou Points!
When you spend $1,000 by February 26, 2022
Just instantly approved today and was able to create an online profile to manage card. However I don't see the tracker? Can I ask if this tracker only showed up after you start having a posted first spend? Was there somewhere this tracker would show up? Cheers!
Reply
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