Congrats, your Chase Freedom® card is getting upgraded!

Is the normal Freedom card going away or did they just get tired of me only using it for a 5% category that I actually needed? I don't see a way to opt out.

Your new card comes with more ways to earn unlimited cash back -- and still no annual fee
Account Ending:
Freedom Card upgraded to Freedom Unlimited Card
Scott, your Freedom® card is being upgraded to Freedom Unlimited®
We're upgrading your Freedom card to Freedom Unlimited to bring you more ways to earn unlimited cash back—no rotating quarterly categories and no activation required. Your upgrade will happen automatically.
Get ready to earn unlimited cash back in these categories, starting Dec. 1, 2021:*
5%
on travel purchased through Chase Ultimate Rewards®

3%
on dining at restaurants, including takeout and eligible delivery services
3%
on drugstore purchases

1.5%
on all other purchases
All with no annual fee.
Freedom Unlimited card
These changes will happen automatically. There is nothing you need to do. Your account number won't change, and your current rewards will transfer automatically.
Learn more
Your new Freedom Unlimited card will arrive in the mail soon. You can continue to use your current card until the new one arrives. Thank you for being a Chase cardmember.
Please note, the above offer is only applicable as long as you continue to meet our credit criteria. Credit card product changes to any product other than Freedom Unlimited during the offer period will forfeit this offer.
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*Terms and conditions

Cash Back And Points: Rewards Program Agreement: For more information about the Chase Freedom Unlimited rewards program, view the latest Rewards Program Agreement (PDF). We will mail your new Rewards Program Agreement once your account is upgraded. If you are a Chase Online customer, your new Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards.
Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. You may also see, "points" or "Ultimate Rewards points" when referring to the points you can use. How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with a Chase Freedom Unlimited credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5% Cash Back: You'll earn 1.5% Cash Back rewards for each $1 spent. 3% Cash Back rewards total for each $1 spent on purchases in the following rewards categories: drugstores and dining at restaurants (1.5% additional Cash Back rewards on top of the 1.5% Cash Back rewards earned on each purchase). 5% Cash Back rewards total for each $1 spent on travel purchases booked using your card through the Ultimate Rewards program including available airline tickets, hotel accommodations, car rentals, activities and cruises (3.5% additional Cash Back rewards on top of the 1.5% Cash Back rewards earned on each purchase). How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third-party merchants. Redemption values for reward options vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.

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