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expired Posted by david5182 • Jan 19, 2022
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expired Posted by david5182 • Jan 19, 2022

Marcus by Goldman Sachs $100 bonus with $10,000 deposit for new and existing customers

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Special Offer: $100 Cash Bonus
Get $100 when you deposit $10,000 or more in new funds into a new or existing Online Savings Account.

Must deposit within 10 calendar days of enrollment, and maintain at least $10,000 of those new funds, plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days. Enroll by 2/16/22.

https://www.marcus.com/us/en/savi...vingsbonus
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Community Notes
About the Poster
Special Offer: $100 Cash Bonus
Get $100 when you deposit $10,000 or more in new funds into a new or existing Online Savings Account.

Must deposit within 10 calendar days of enrollment, and maintain at least $10,000 of those new funds, plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days. Enroll by 2/16/22.

https://www.marcus.com/us/en/savi...vingsbonus

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66 Comments

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Pro
Jan 19, 2022
5,337 Posts
Joined Aug 2009
Jan 19, 2022
Undisclosed
Pro
Jan 19, 2022
5,337 Posts
Did this last year, doing it again. Just moving my emergency fund over for 90 days
2
Jan 19, 2022
269 Posts
Joined Dec 2003
Jan 19, 2022
Thunder
Jan 19, 2022
269 Posts

Our community has rated this post as helpful. If you agree, why not thank Thunder

Be careful; ''plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days." Last year I dumped 20k of outside funds into my online saving account to get this offer. I moved some of the funds into a certificate within Marcus days later, leaving far more than the 10k deposit requirement. The fact that I altered the balance I was penalized and loss the $100 offer. Spoke with a manager and they refused to waiver. Told her $100 will cost them over xxk in balances after I collect my certificates and I close my account. I stand by this and will never do business with them again. Not because of $100 but for trickery and lack of ethics.
Last edited by Thunder January 19, 2022 at 04:10 PM.
1
3
Jan 20, 2022
4,346 Posts
Joined Feb 2008
Jan 20, 2022
Namelessme
Jan 20, 2022
4,346 Posts
Quote from mrdizle :
What is your advice then? I did the I-Bond for 40k for all four family members at 7.12% interest. I keep buying small bits of index funds each day market dumps. Still need to do something with other cash.
There really is no safe advice to get an insured and guaranteed 4%+ over 90 days. And with the market the way it is, I'm not so sure buying index funds on these dips is even a good idea. I have a feeling the market is going to fall for a while yet.

There are other bonuses of course ... doctor of credit usually lists a bunch.
2
Jan 20, 2022
619 Posts
Joined Nov 2011
Jan 20, 2022
aopluu
Jan 20, 2022
619 Posts
can I move original $10000 out first, then wait couple of days to enroll after moving out completed.
Then moving back to be eligible?

thx
Jan 20, 2022
1,512 Posts
Joined Jan 2011
Jan 20, 2022
bugelrex
Jan 20, 2022
1,512 Posts
Quote from Thunder :
Be careful; ''plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days." Last year I dumped 20k of outside funds into my online saving account to get this offer. I moved some of the funds into a certificate within Marcus days later, leaving far more than the 10k deposit requirement. The fact that I altered the balance I was penalized and loss the $100 offer. Spoke with a manager and they refused to waiver. Told her $100 will cost them over xxk in balances after I collect my certificates and I close my account. I stand by this and will never do business with them again. Not because of $100 but for trickery and lack of ethics.
Goldman sachs. Aka the vampire squid

https://www.afr.com/companies/fin...220-p542jj
4
Jan 20, 2022
2,245 Posts
Joined Aug 2012
Jan 20, 2022
SeventiesVet
Jan 20, 2022
2,245 Posts
Would rather put $10k into a good ETF, especially now with market valuation temporarily down. But best way to do this offer is open a separate subaccount just with the $10k, and keep any existing Marcus money separate. That way you can withdraw the other money without jeopardizing the $100 bonus.
Last edited by SeventiesVet January 19, 2022 at 08:26 PM.
1
Pro
Jan 20, 2022
8,864 Posts
Joined Jul 2006
Jan 20, 2022
Nattefrost
Pro
Jan 20, 2022
8,864 Posts
Did this last year and received my bonus around may.

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Jan 20, 2022
12,626 Posts
Joined Nov 2006
Jan 20, 2022
poohbie
Jan 20, 2022
12,626 Posts
Good deal on an account that already has the best savings rate of the big banks.
Jan 20, 2022
6,196 Posts
Joined Mar 2005
Jan 20, 2022
PedroR
Jan 20, 2022
6,196 Posts
Quote from Thunder :
trickery and lack of ethics.
that was capricious and arbitrary
Jan 20, 2022
920 Posts
Joined Jan 2008
Jan 20, 2022
MikeyMarginal
Jan 20, 2022
920 Posts

Our community has rated this post as helpful. If you agree, why not thank MikeyMarginal

Goldman deserves all the negative comments it can get.
This deal is better:
https://slickdeals.net/f/15577123-500-sign-up-bonus-for-10k-at-brokerage-tastyworks-for-3-months-or-...
1
1
Jan 20, 2022
1,855 Posts
Joined Mar 2010
Jan 20, 2022
TheMadMule
Jan 20, 2022
1,855 Posts
All that for $100.
1
Jan 20, 2022
1,166 Posts
Joined Oct 2014
Jan 20, 2022
Deal-R-Dash
Jan 20, 2022
1,166 Posts
Quote from mrdizle :
What is your advice then? I did the I-Bond for 40k for all four family members at 7.12% interest. I keep buying small bits of index funds each day market dumps. Still need to do something with other cash.
Don't forget that you can do another $10K for each sole proprietorship, business and/or trust that you have. You can also buy another $5K via your tax refund.

https://www.bogleheads.org/forum/...hp?t=55914

https://www.irs.gov/refunds/using...ings-bonds
2
Jan 20, 2022
200 Posts
Joined Dec 2010
Jan 20, 2022
qui-gon-george
Jan 20, 2022
200 Posts
Quote from aopluu :
can I move original $10000 out first, then wait couple of days to enroll after moving out completed.
Then moving back to be eligible?

thx

Maybe. As long as you register for the offer while the money's not there.
Jan 20, 2022
15 Posts
Joined Aug 2020
Jan 20, 2022
PowerfulPiranha9718
Jan 20, 2022
15 Posts
Quote from TheMadMule :
All that for $100.
Why are you even on Slickdeals then??
1

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Jan 20, 2022
494 Posts
Joined May 2018
Jan 20, 2022
IndigoRoom383
Jan 20, 2022
494 Posts
Quote from Thunder :
Be careful; ''plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days." Last year I dumped 20k of outside funds into my online saving account to get this offer. I moved some of the funds into a certificate within Marcus days later, leaving far more than the 10k deposit requirement. The fact that I altered the balance I was penalized and loss the $100 offer. Spoke with a manager and they refused to waiver. Told her $100 will cost them over xxk in balances after I collect my certificates and I close my account. I stand by this and will never do business with them again. Not because of $100 but for trickery and lack of ethics.

It is Goldman. Don't expect ethics.

Quote from aopluu :
can I move original $10000 out first, then wait couple of days to enroll after moving out completed.
Then moving back to be eligible?

thx

Usually it is a 30 day rolling average but could be longer. I doubt your strategy would work.

Quote from PowerfulPiranha9718 :
Why are you even on Slickdeals then??

So he/she can buy all those tech goodies
Last edited by finzz2dlft January 20, 2022 at 08:29 PM.
1

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