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Marcus by Goldman Sachs $100 bonus with $10,000 deposit for new and existing customers

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Special Offer: $100 Cash Bonus
Get $100 when you deposit $10,000 or more in new funds into a new or existing Online Savings Account.

Must deposit within 10 calendar days of enrollment, and maintain at least $10,000 of those new funds, plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days. Enroll by 2/16/22.

https://www.marcus.com/us/en/savi...vingsbonus
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Questions & Answers BETA
Wulfrax asked this question on 01-21-2022 at 11:32 AM

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#2
Did this last year, doing it again. Just moving my emergency fund over for 90 days
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#3
Be careful; ''plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days." Last year I dumped 20k of outside funds into my online saving account to get this offer. I moved some of the funds into a certificate within Marcus days later, leaving far more than the 10k deposit requirement. The fact that I altered the balance I was penalized and loss the $100 offer. Spoke with a manager and they refused to waiver. Told her $100 will cost them over xxk in balances after I collect my certificates and I close my account. I stand by this and will never do business with them again. Not because of $100 but for trickery and lack of ethics.
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Last edited by Thunder January 19, 2022 at 04:10 PM.
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#4
Quote from mrdizle :
What is your advice then? I did the I-Bond for 40k for all four family members at 7.12% interest. I keep buying small bits of index funds each day market dumps. Still need to do something with other cash.
There really is no safe advice to get an insured and guaranteed 4%+ over 90 days. And with the market the way it is, I'm not so sure buying index funds on these dips is even a good idea. I have a feeling the market is going to fall for a while yet.

There are other bonuses of course ... doctor of credit usually lists a bunch.
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#5
can I move original $10000 out first, then wait couple of days to enroll after moving out completed.
Then moving back to be eligible?

thx
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#6
Quote from Thunder :
Be careful; ''plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days." Last year I dumped 20k of outside funds into my online saving account to get this offer. I moved some of the funds into a certificate within Marcus days later, leaving far more than the 10k deposit requirement. The fact that I altered the balance I was penalized and loss the $100 offer. Spoke with a manager and they refused to waiver. Told her $100 will cost them over xxk in balances after I collect my certificates and I close my account. I stand by this and will never do business with them again. Not because of $100 but for trickery and lack of ethics.
Goldman sachs. Aka the vampire squid

https://www.afr.com/companies/fin...220-p542jj
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#7
Would rather put $10k into a good ETF, especially now with market valuation temporarily down. But best way to do this offer is open a separate subaccount just with the $10k, and keep any existing Marcus money separate. That way you can withdraw the other money without jeopardizing the $100 bonus.
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Last edited by SeventiesVet January 19, 2022 at 08:26 PM.
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#8
Did this last year and received my bonus around may.
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#9
Good deal on an account that already has the best savings rate of the big banks.
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#10
Quote from Thunder :
trickery and lack of ethics.
that was capricious and arbitrary
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#11
Goldman deserves all the negative comments it can get.
This deal is better:
https://slickdeals.net/f/15577123-500-sign-up-bonus-for-10k-at-brokerage-tastyworks-for-3-months-or-...
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#12
All that for $100.
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#13
Quote from mrdizle :
What is your advice then? I did the I-Bond for 40k for all four family members at 7.12% interest. I keep buying small bits of index funds each day market dumps. Still need to do something with other cash.
Don't forget that you can do another $10K for each sole proprietorship, business and/or trust that you have. You can also buy another $5K via your tax refund.

https://www.bogleheads.org/forum/...hp?t=55914

https://www.irs.gov/refunds/using...ings-bonds
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#14
Quote from aopluu :
can I move original $10000 out first, then wait couple of days to enroll after moving out completed.
Then moving back to be eligible?

thx

Maybe. As long as you register for the offer while the money's not there.
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#15
Quote from TheMadMule :
All that for $100.
Why are you even on Slickdeals then??
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