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Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
You need to spend $50k in 6 months on this card to get the $3,000 bonus. If you can't charge that much, or can't manufacture that spend, move along. This isn't a card for a college kid. This is a brand new offer, and is time limited (no mention of when it expires).
2% cashback on everything, no categories. $150 annual fee. Can't tell if it hits you with the AF on application, but assuming it does, you'll clear $3850 in 6 months with the $50k spend. That's nearly 8% (back of the napkin calc), which is the highest I've ever seen on a card bonus. This is a GOOD deal. I'd probably churn this and drop the card at year 1 unless they waive AF in year 2.
Yes, this is a business card but the prevailing wisdom is that anyone can get one. You sell on eBay? Congrats, you own a business.
https://www.capitalone.
2% cashback on everything, no categories. $150 annual fee. Can't tell if it hits you with the AF on application, but assuming it does, you'll clear $3850 in 6 months with the $50k spend. That's nearly 8% (back of the napkin calc), which is the highest I've ever seen on a card bonus. This is a GOOD deal. I'd probably churn this and drop the card at year 1 unless they waive AF in year 2.
Yes, this is a business card but the prevailing wisdom is that anyone can get one. You sell on eBay? Congrats, you own a business.
https://www.capitalone.
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109 Comments
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Can I pay myself then?
https://thepointsguy.co
Might be able to pay a friend, relative, etc. who you trust to pay it back immediately. But that also has tax implications.
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Pony up and pay an accountant.
Or spend the time to do your own research...if someone here gives you bad advice, you have no recourse.
Pony up and pay an accountant.
Or spend the time to do your own research...if someone here gives you bad advice, you have no recourse.
Lmao man I wish, it was a 0% interest card! I'd put the whole mortgage on there! 😂 sadly it was just on the purchases and repairs
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Is this correct?
So if you spend just 5k, you'll get $100 cash back and $500 bonus. $100+$500-$150 fee = $450 for spending 5k which is 9%. Most people can easily spend 5k.