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AmEx offers: 5 off 125 on cellphone bill, 4x, YMMV

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Saw this offer today on multiple AmEx card accounts I manage.

Details
Get a $5 statement credit by using your enrolled eligible Card to spend a minimum of $125 in one or more transactions when you pay your cell phone bill directly with a US wireless telephone service provider by 6/10/2022. Limit of 4 statement credits (total of $20). See terms.

Offer Terms
Enrollment limited. Must first add offer to Card and then use same Card to redeem. Only U.S.-issued American Express® Cards are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Offer valid only for payments for wireless telephone service charges made directly with US wireless telephone service providers via online, mobile app, or by phone. Purchases made with third parties, authorized retailers or resellers are excluded. Excludes purchases for VoIP, hardware, equipment, and bundled home/cable services. Offer is non-transferable. Limit of 4 statement credits (total of $20 back) per Card Member. You may not receive the statement credit if we receive inaccurate information or are otherwise unable to identify your purchase as qualifying for the offer. For example, you may not receive the statement credit if (a) the merchant uses a third-party to sell their products or services; or (b) the merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or (c) you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet. Merchants are assigned codes based on what they primarily sell. Your transaction also will not qualify if the merchant's code is not eligible. Purchases may fall outside of the offer period in some cases due to a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, the purchase date for online orders may be the shipping date). Statement credit will appear on your billing statement within 90 days after 6/10/2022, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items/services from your qualifying purchase have been shipped/provided by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your purchase as qualifying for the offer, you will not receive the statement credit. Limit 1 enrolled Card per American Express Card online account. The enrolled Card account must be active, not past due, canceled, or have a returned payment outstanding to receive statement credits. Any benefit earned from this offer is in addition to the rewards (i.e. Membership Rewards or cash back) earned as part of your existing Card benefits, but your ability to earn spend-based rewards for the purchase will be based on the amount after any statement credit or other discount is applied. Amex Offers are dynamic and personalized, so the offers you see may change. For questions regarding your Card Account, please call the number on the back of your Card. By adding an offer to a Card, you agree that American Express may send you communications about the offer. POID: K3AE:0001

There's at least one other variant of this offer: 5 off 75, 4x. The POID for that one is K3AE:0002 and the expiration date is the same.

https://www.amexoffers.com
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Created 02-12-2022 at 11:14 AM by rsveteran
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Joined Nov 2011
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garfieldatorlando
02-12-2022 at 11:21 AM.
02-12-2022 at 11:21 AM.
even less than 5%, no thanks.
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Joined Nov 2006
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netcsk
02-12-2022 at 11:23 AM.
02-12-2022 at 11:23 AM.
Mine is $5 back on $75 4x.
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Joined Dec 2006
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cheapdad00
02-12-2022 at 11:38 AM.
02-12-2022 at 11:38 AM.
My business platinum gives $10/off per month everyday. This would be a good stack, especially if you use the Verizon payment method switcheroo to still get the bank account discount.
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Joined Jun 2011
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jonebgood
02-12-2022 at 11:40 AM.
02-12-2022 at 11:40 AM.
Quote from netcsk :
Mine is $5 back on $75 4x.
+1 I also got an offer for $5 back on $75+. As I (and most) get $10 off for paying via checking account, I would be net -$5 so going to have to pass.

Quote from cheapdad00 :
This would be a good stack, especially if you use the Verizon payment method switcheroo to still get the bank account discount.
can you elaborate on this? here in reply or pm works for me, thanks in advance!
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Joined Jul 2020
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IronManFan
02-12-2022 at 11:44 AM.
02-12-2022 at 11:44 AM.
My business amex gives 5% back every month on the whole total...
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Joined Sep 2006
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ennemm
02-12-2022 at 11:44 AM.
02-12-2022 at 11:44 AM.
Looks like not for those of us who had this last fall and used.... 0 in 2 accts
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Joined Sep 2017
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nkrishnasg
02-12-2022 at 01:36 PM.
02-12-2022 at 01:36 PM.
Quote from cheapdad00 :
especially if you use the Verizon payment method switcheroo to still get the bank account discount.
Don't understand what you mean by "payment method switcheroo" - can you share?
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Joined Mar 2012
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viper008
02-12-2022 at 04:20 PM.
02-12-2022 at 04:20 PM.
Amex Platinum gives you free cell phone insurance if you pay your monthly bill using the card. Adding this $5 off $75 benefit, this beats my AMEX business card for the next 4 months.
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Joined Jun 2011
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jonebgood
02-12-2022 at 07:42 PM.
02-12-2022 at 07:42 PM.
Quote from nkrishnasg :
Don't understand what you mean by "payment method switcheroo" - can you share?
I did some googling and found this: https://milestomemories.com/how-t...edit-card/
Essentially it says if you prepay all or most of your bill using the credit card you still get the discount. Additional Googling provides mixed feedback on whether or not you'll get the discount however. Other folks mention using PayPal Key to set up (partial) payments in a more automated manner. Would be nice if someone who has been doing this successfully could confirm.
When I go to set up a partial payment for $75, it says:
Just a heads up, your Auto Pay discount may be removed this month if you make this payment with a credit card. However, you can pay with a check or debit card and keep your discount.
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Last edited by jonebgood February 12, 2022 at 08:03 PM.
Joined Jan 2006
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jneset
02-13-2022 at 02:19 PM.
02-13-2022 at 02:19 PM.
Quote from cheapdad00 :
My business platinum gives $10/off per month everyday. This would be a good stack, especially if you use the Verizon payment method switcheroo to still get the bank account discount.

Hello ooooo
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Joined May 2007
scientia potentia est
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APlusIvyLeaguer
02-13-2022 at 03:07 PM.
02-13-2022 at 03:07 PM.
Another notable difference compared to last time is this offer does not state there is a limit of 1 statement credit per month.

It looks like we can technically send 4 transactions of $125 and get all statement credits in one single statement.

Also, I'm not sure how a ton of you are getting >4% off your phone bill, this looks like a good deal to me since my highest cashback CC is 2%.
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Joined Sep 2014
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msp3
02-13-2022 at 03:07 PM.
02-13-2022 at 03:07 PM.
0/2 for self, 0/2 for spouse, 0/2 for AU. Very YMMV...
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Joined Jul 2006
Call me Mr. Deals
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shahhere
02-15-2022 at 12:23 PM.
02-15-2022 at 12:23 PM.
Quote from msp3 :
0/2 for self, 0/2 for spouse, 0/2 for AU. Very YMMV...

Looks like what another user said might be true that if you used this offer before as did I that the offer wont show up. It shows up on another member card where I did not use this offer


Also the verbiage is lacking the using the offer per month so possibility of prepyaing $125 * 4 exists and I might try it with paying Tmo twice for that amount and seeing if that works then I can pay it again for the following month.



Shahhere
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Joined Dec 2018
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Charliecappa
02-22-2022 at 08:10 AM.
02-22-2022 at 08:10 AM.
Quote from shahhere :
Looks like what another user said might be true that if you used this offer before as did I that the offer wont show up. It shows up on another member card where I did not use this offer


Also the verbiage is lacking the using the offer per month so possibility of prepyaing $125 * 4 exists and I might try it with paying Tmo twice for that amount and seeing if that works then I can pay it again for the following month.



Shahhere

I had the 5 off 75 x 4 times. Worked fine paying 75 each time, all credits posted. It doesn't need to be monthly, at least on my account it posted fine. I did once daily.
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