Did this coupon
work for you?
work for you?
Forum Thread
Bread Financial American Express 2% Cash Back Credit Card, No Annual Fee, No Foreign Fees, No Reward Caps, No Opt-Ins, No Rewards Expiration
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
27.24%, 23.24%, or 15.74%, based upon your creditworthiness.
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
26.99%
APR for Cash Advances
27.24%
This APR will vary with the market based on the Prime Rate.
Paying Interest
Your due date is at least 25 days after the close of each billing period. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $2.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfin
Fees
Annual Fee
None
Transaction Fees
• Balance Transfer: Either $10 or 5% of the amount of each cash advance, whichever is greater.
• Cash Advance: Either $10 or 5% of the amount of each transfer, whichever is greater.
• Foreign Transaction: None
Penalty Fees
• Late Payment Up to $41
• Returned Payment Up to $41
https://www.breadfinanc
https://www.americanexp
Annual Percentage Rate (APR) for Purchases
27.24%, 23.24%, or 15.74%, based upon your creditworthiness.
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
26.99%
APR for Cash Advances
27.24%
This APR will vary with the market based on the Prime Rate.
Paying Interest
Your due date is at least 25 days after the close of each billing period. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $2.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfin
Fees
Annual Fee
None
Transaction Fees
• Balance Transfer: Either $10 or 5% of the amount of each cash advance, whichever is greater.
• Cash Advance: Either $10 or 5% of the amount of each transfer, whichever is greater.
• Foreign Transaction: None
Penalty Fees
• Late Payment Up to $41
• Returned Payment Up to $41
https://www.breadfinanc
https://www.americanexp
Created 04-19-2022
at 06:12 AM
by dnunez05
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Recommended Deal Alerts For You
What are Deal Alerts?
Want more deals like this?
Create a deal alert for Finance.
Add Deal Alert for Finance
2 Comments
Your comment cannot be blank.
Sign up for a Slickdeals account to remove this ad.
(and arguably worse since you can potentially use 2x cards from Citi and Cap One and even Amex BBP as flex points transferred to airlines with some card combos--- and if you have BoA status can get 2.625% CB on everything with a free card)
I guess the no FTF thing is something.... but if you run into FTFs often enough to care you'd almost certainly have other, better, travel-oriented cards that also have no FTFs as well.