Original Post
Written by
Edited May 12, 2022
at 12:20 PM
by
Capital One has a $250 bonus if you open a 360 checking account and use the code
BONUS250 by June 21, 2022 and have at least two $250 direct deposits within 75 days of account opening.
https://www.capitalone.com/bank/bonus250/
This is not a bad offer if you really need to open a 360 checking account, however, for me, I await the return of the BONUS400 deal which we saw early last year.
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Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Here's the full scoop on how to earn your $250 bonus:
Open a 360 Checking account between 12:00 a.m. ET on April 18, 2022, and 11:59 p.m. ET on June 21, 2022. When you open your account, ensure you enter in promotional code BONUS250 in the Promo Code box.
Set up and receive at least 2 direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.
This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).
Refer to the website of the estimate of when you will get the bonus.
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The following count as a direct deposit:
Alliant (1), 2 , 3 (didn't work)
ACH (1)
Ally: 1, 2,
Ameritrade: 1,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42,
Chase: 1, 2, 3,
Clearview: 1
Discover: 1
Cash back redemption: 1 (didn't work)
Savings: 1, 2,
e trade: 1, 2,
Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14,
Fifth Third: 1, 2,
First Tennessee: 1
Goldman Sachs: 1, 2, 3, 4
ING Direct/Capital One 360 (1)
PNC: 1, 2, (maybe didn't work?)
PenFed: 1,
Robinhood: 1,
TD Ameritrade: 1, 2
U.S. Bank: 1,
Wells Fargo: 1, 2
Vanguard: 1, 2, 3, 4, 5, 6, 7
The following didn't work:
Ally: 1
Chase: 1
Discover: 1, 2, 3,
Elements: 1
Santander: 1
Stripe: 1
TIAA Direct: 1
Wells Fargo: 1
USAA: 1, 2, 3
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https://www.doctorofcre
I don't know if PayPal deposit counts.
But if you can live with all of that, they have good service, online features, and security.
Their customer service is impeccable - they get things done. If you are not getting things done with them that means you are not formulating questions well - I am sorry.
Their website (past login) is well-organized, yet minimalistic. One of the best portals of any bank (chase is catching up though). The app is great. The savings rate is competitive in the current environment (hopefully will go up soon too given rate hikes). Their transparency is great and no question goes unanswered (unless client abandons that question).
I only had great experiences with this bank.
Check doc.
Their customer service is impeccable - they get things done. If you are not getting things done with them that means you are not formulating questions well - I am sorry.
Their website (past login) is well-organized, yet minimalistic. One of the best portals of any bank (chase is catching up though). The app is great. The savings rate is competitive in the current environment (hopefully will go up soon too given rate hikes). Their transparency is great and no question goes unanswered (unless client abandons that question).
I only had great experiences with this bank.
You must work for them lol. While certainly a decent bank imo, to say their website is well organized is a joke. It is a disjoint mess imo. Their system has at times had issues with business accounts getting fouled up. Have seen issues where they can't fix a problem trying to transfer money between savings and checking accounts, etc. to the point where the accounts had to be closed and re-opened with a different account number.
They do respond to inquiries, but of course that is pointless if they can't fix the problems in a timely manner. As a bank they are OK and you can write off the occasional problem as glitches that in the end have only minor impacts, but to claim they somehow lead the industry is just not reflective of reality imo. A number of the online banks do a much better job with the apps\websites. TD Bank beats them with customer service and efficiency imo though even they have some issues in my experience. Of course if all you are going to do is compare them to big commercial banks like BOA and Wells Fargo, yeah then they are great as those commercial banks are customer hostile imo.
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Oh pay checks only, that blows. When they did this years years ago you could just transfer money from bank account
Their customer service is impeccable - they get things done. If you are not getting things done with them that means you are not formulating questions well - I am sorry.
Their website (past login) is well-organized, yet minimalistic. One of the best portals of any bank (chase is catching up though). The app is great. The savings rate is competitive in the current environment (hopefully will go up soon too given rate hikes). Their transparency is great and no question goes unanswered (unless client abandons that question).
I only had great experiences with this bank.
- account actually takes only 5 minutes to create. i had to verify with a phone call after a few days, but it was quick
- no fees
things I dislike:This is a post made and advertised by Cap One. no rep to be seen anywhere to answer questions. that tells you everything you need to know about pursuing this deal
Just want you want to see with a bank when trying to open an account.
Good job.
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I agree and now you can make deposit at cvs just give the person at the register the money after they scan the barcode on your phone app.