Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $250+ Each Expired

$250 Bonus
(New Checking Account Holders)
+65 Deal Score
67,987 Views
Capital One Offers New 360 Checking Account Holders: $250 Bonus when you Open a 360 Checking Account by June 21, 2022, apply promo code BONUS250 and Receive 2 Direct Deposits of $250 each or more within 75 days of account opening.

Thanks to Community Member Undisclosed for finding this deal.

Original Post

Written by
Edited May 12, 2022 at 12:20 PM by
Capital One has a $250 bonus if you open a 360 checking account and use the code BONUS250 by June 21, 2022 and have at least two $250 direct deposits within 75 days of account opening.
https://www.capitalone.com/bank/bonus250/

This is not a bad offer if you really need to open a 360 checking account, however, for me, I await the return of the BONUS400 deal which we saw early last year.

-------------------------

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

Here's the full scoop on how to earn your $250 bonus:
Open a 360 Checking account between 12:00 a.m. ET on April 18, 2022, and 11:59 p.m. ET on June 21, 2022. When you open your account, ensure you enter in promotional code BONUS250 in the Promo Code box.

Set up and receive at least 2 direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

Refer to the website of the estimate of when you will get the bonus.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+65
67,987 Views
$250 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Your comment cannot be blank.

Featured Comments

Care to elaborate? I have an account with them and I have been very satisfied, the app is snappy intuitive and clearing happens almost overnight. No complaints here with the checking account . I have never had to reach out to customer service for anything
I disagree. Only thing I would ask for is more branches or atms where I can make a deposit.
According to Doctorofcredit.com (not sure if out of date, so take it with a grain of salt)
The following count as a direct deposit:
Alliant (1), 2 , 3 (didn't work)
ACH (1)
Ally: 1, 2,
Ameritrade: 1,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42,
Chase: 1, 2, 3,
Clearview: 1
Discover: 1
Cash back redemption: 1 (didn't work)
Savings: 1, 2,
e trade: 1, 2,
Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14,
Fifth Third: 1, 2,
First Tennessee: 1
Goldman Sachs: 1, 2, 3, 4
ING Direct/Capital One 360 (1)
PNC: 1, 2, (maybe didn't work?)
PenFed: 1,
Robinhood: 1,
TD Ameritrade: 1, 2
U.S. Bank: 1,
Wells Fargo: 1, 2
Vanguard: 1, 2, 3, 4, 5, 6, 7
The following didn't work:
Ally: 1
Chase: 1
Discover: 1, 2, 3,
Elements: 1
Santander: 1
Stripe: 1
TIAA Direct: 1
Wells Fargo: 1
USAA: 1, 2, 3

Sign up for a Slickdeals account to remove this ad.

Joined Aug 2020
L5: Journeyman
> bubble2 999 Posts
Nautian
05-12-2022 at 06:28 PM.
05-12-2022 at 06:28 PM.
Quote from sorbitol :
Any advice on how to do this? Comment above me also has the same question.
Thanks

Transfer $X into 360 Checking from my other checking, wait some days for it to clear. Transfer $X to Robinhood, wait for it to clear, and give it a week or two. Transfer back $X/2 and $X/2 separately into 360 (maybe give it some time after each transfer).
Reply
Joined Mar 2009
L5: Journeyman
> bubble2 928 Posts
60 Reputation
dealmasti
05-13-2022 at 05:06 AM.
05-13-2022 at 05:06 AM.
Quote from YanksIn2009 :
You must work for them lol. While certainly a decent bank imo, to say their website is well organized is a joke. It is a disjoint mess imo. Their system has at times had issues with business accounts getting fouled up. Have seen issues where they can't fix a problem trying to transfer money between savings and checking accounts, etc. to the point where the accounts had to be closed and re-opened with a different account number.

They do respond to inquiries, but of course that is pointless if they can't fix the problems in a timely manner. As a bank they are OK and you can write off the occasional problem as glitches that in the end have only minor impacts, but to claim they somehow lead the industry is just not reflective of reality imo. A number of the online banks do a much better job with the apps\websites. TD Bank beats them with customer service and efficiency imo though even they have some issues in my experience. Of course if all you are going to do is compare them to big commercial banks like BOA and Wells Fargo, yeah then they are great as those commercial banks are customer hostile imo.

Whats your opinion about Citi?
Reply
Joined Mar 2009
L5: Journeyman
> bubble2 928 Posts
60 Reputation
dealmasti
05-13-2022 at 05:23 AM.
05-13-2022 at 05:23 AM.
Quote from amoled :
This bank has been at the forefront of banking industry in the context of modern banking and social integration. They have great cafes where you can just hang out and get things done. Of course, covid affected that concept a bit.
Their customer service is impeccable - they get things done. If you are not getting things done with them that means you are not formulating questions well - I am sorry.
Their website (past login) is well-organized, yet minimalistic. One of the best portals of any bank (chase is catching up though). The app is great. The savings rate is competitive in the current environment (hopefully will go up soon too given rate hikes). Their transparency is great and no question goes unanswered (unless client abandons that question).
I only had great experiences with this bank.

Dont know if all of that is true, but purely judging based on this offer being discussed in this thread, i dont think they have a stellar digital experience. I had a quick look at the offer link that OP has given and it's not even clear what meets the requirements to get the offer. That is evident in the repeated questions being asked by confused users in this thread. If the onboarding is so painstaking, i can easily assume what comes next Smilie
2
Reply
Joined Jan 2021
L3: Novice
> bubble2 147 Posts
22 Reputation
Franco7xx
05-13-2022 at 10:52 AM.
05-13-2022 at 10:52 AM.
Quote from wjztusa :
This is the worst bank and credit card company that I have experienced! Never ever touch it anymore!!!

Actually, Capital One has taken my banking experience from garbage to easy and convenient. The app is great, never a hiccup. No minimum balance like WF or Chase. Brought banking to the 21st century.
What I like most is that I dont have to get cash from their bank ATMs in increments of $20. If I want $77 that is what I get.
Reply
Last edited by Franco7xx May 13, 2022 at 10:57 AM.
Joined Oct 2010
L10: Grand Master
> bubble2 6,329 Posts
1,385 Reputation
YanksIn2009
05-13-2022 at 12:56 PM.
05-13-2022 at 12:56 PM.
Quote from dealmasti :
Whats your opinion about Citi?

In my limited dealings with them, they are decent for service and their website is OK. Never had an issue with them, but like I said, never did much business with them either.

Their rates are a little better than the other commercial banks (not saying much as it is hard to be worse than 0 lol), but not as good as Cap One or the online banks. They had\have a bonus offer that is decent if you have the cash around. Just make sure you follow all the rules\terms like any other bank offer.

As B&M banks go, TD and Cap One are probably the best major players imo. TD just offers garbage rates across the board, but you can just transfer money in and out electronically as needed. Their CS and convenience are top notch in my experience.

Cap one is fine CS-wise, but their systems leave a lot to be desired imo. Had a number of foul ups, particularly with business accounts that while not horrific, should just never happen in bank computer systems in this day and age imo and their systems people just are clueless at resolving much of anything quickly. Which is why I laugh at the idea that they are somehow state of the art lol and offer something that you can't get from just about every other online bank.
Reply
Joined Dec 2019
New User
> bubble2 2 Posts
10 Reputation
Seasoul
05-14-2022 at 04:08 AM.
05-14-2022 at 04:08 AM.
I opened the checking account with $400 bonus last year, capital one didn't honor it even I caught all the requirements, the CS finally told me that I did not input the code during application which not true.
Reply
Joined Nov 2020
L3: Novice
> bubble2 119 Posts
14 Reputation
LovelyBike5590
05-14-2022 at 06:42 PM.
05-14-2022 at 06:42 PM.
Quote from NoGagReflex :
That worked?

Worked for me
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jun 2017
L3: Novice
> bubble2 267 Posts
59 Reputation
strangevil
05-14-2022 at 09:34 PM.
05-14-2022 at 09:34 PM.
Repped. Capital One is my personal favorite bank. The app is great and don't have to deal with the 'minimum' BS.
Reply
Joined Oct 2015
L3: Novice
> bubble2 1,388 Posts
183 Reputation
Notasaurus
05-15-2022 at 07:13 AM.
05-15-2022 at 07:13 AM.
About how long after the direct deposits should we expect the bonus? Anyone know? I've received 2 direct deposits from work now and multiple recurring transfers from payment networks (Zelle, etc) all in excess of $250 and still haven't seen it credit the bonus. Am I waiting for a statement drop or something? I called they show the promo on it and just said it would be before Sept 30th.
Reply
Joined Jul 2013
L6: Expert
> bubble2 1,931 Posts
358 Reputation
AcemanX
05-15-2022 at 11:26 AM.
05-15-2022 at 11:26 AM.
Quote from wjztusa :
This is the worst bank and credit card company that I have experienced! Never ever touch it anymore!!!

2 credit cards and opened one of these for the bonus, you get your direct deposit on Thursday, literally never had any issues with either credit cards or the checking
Reply
Joined Apr 2015
L3: Novice
> bubble2 416 Posts
26 Reputation
CubsBulls24
05-15-2022 at 12:11 PM.
05-15-2022 at 12:11 PM.
Quote from Notasaurus :
About how long after the direct deposits should we expect the bonus? Anyone know? I've received 2 direct deposits from work now and multiple recurring transfers from payment networks (Zelle, etc) all in excess of $250 and still haven't seen it credit the bonus. Am I waiting for a statement drop or something? I called they show the promo on it and just said it would be before Sept 30th.

Curious about this as well
Reply
Joined Aug 2014
L6: Expert
> bubble2 1,485 Posts
404 Reputation
euuser3876202
05-16-2022 at 10:54 AM.
05-16-2022 at 10:54 AM.
Just FYI

I had signed up for their 400 checkin bonus BUT they made me run around from claiming I did not apply the bonus, bla bla. Luckily, I took a screenshot or else I dont think I would have got the bonus
Reply
Joined Mar 2022
New User
> bubble2 16 Posts
14 Reputation
stella0793
05-20-2022 at 01:12 AM.
05-20-2022 at 01:12 AM.
Quote from BeigeIdea523 :
You can add cash at CVS

https://www.capitalone.com/bank/a...-in-store/

Is it a free service?
Reply
Joined Jul 2008
Howdy.
> bubble2 4,597 Posts
563 Reputation
MrStealYourHamster
05-20-2022 at 01:16 AM.
05-20-2022 at 01:16 AM.
Fak u bank of America.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Sep 2009
L6: Expert
> bubble2 1,772 Posts
100 Reputation
chaoticz
05-21-2022 at 04:40 PM.
05-21-2022 at 04:40 PM.
I had an account years and years ago, apparently I'm still not eligible. Seems to be a hard new customers only.
Reply
Page 5 of 6
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.