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Discover Savings Deposit $15,000/25,000 to earn $150/200
Google "discover savings promo", and the very top should be the offer, which states:
I am not able to get a clean URL, but it is easy enough to get the offer. The deposit does not need to be direct deposit from employer. An external transfer from other banks or internal transfer from Discover Checking will do. The offer states the bonus will be deposited in 30 days, but in my and my friend's experience, the money was credited the second day my ACH went through.
The APY is low, but it is much better than other big banks. I am actually keeping my money there.
https://www.discover.co
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*To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account (online, by phone or Discover App) Enter Offer Code GOBR622 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
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What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 09/15/22, 11:59 PM ET. Offer may be modified or withdrawn without notice.
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The APY is low, but it is much better than other big banks. I am actually keeping my money there.
https://www.discover.co
Created 06-21-2022
at 05:36 PM
by sunjayw
in
Finance
Discover.com
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On top of that, their phone lines have longer wait times, into 3+ hours.
I would guess they are short-staffed.
For all above reasons, I would stay away, and move out funds sooner than later.
Not the best rate so far. 2.3% or so elsewhere, but bonus is bonus.
You may have trouble moving funds out, be prepared.
You may have trouble moving funds out, be prepared.
I just opened a new E*TRADE savings account and will close my citi savings account (1.40% APY). E*TRADE is 2.00%... not the best but higher than most and I already have other E*TRADE accounts.
I just got 3% for a 26 week bill. close to that for 13 weeks