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expiredbethi posted Aug 08, 2022 04:28 AM
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expiredbethi posted Aug 08, 2022 04:28 AM

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

267 Comments 121,089 Views
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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

Community Voting

Deal Score
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Top Comments

firstrival
1492 Posts
409 Reputation
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
fivenue
2627 Posts
1365 Reputation
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
iSDeals
976 Posts
118 Reputation
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

266 Comments

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Aug 09, 2022 04:06 AM
346 Posts
Joined Aug 2018
CleverString959Aug 09, 2022 04:06 AM
346 Posts
Well mine was a credit card opening bonus after a minimum spend. When they found out that I was really only using the card to get the bonus and not putting a significant amount of other spending on it, they refused to give me the bonus. While I understand that they probably have the right to do so, I certainly would not trust them to make good on a promise again.
Aug 09, 2022 04:07 AM
346 Posts
Joined Aug 2018
CleverString959Aug 09, 2022 04:07 AM
346 Posts
Quote from CompTechhy1 :
file a CFPB complaint. I got my money within 48 hours with a diff bank. AN ACTUAL HIGH RANKING executive personally called me to apologize and say they "found an error" and paid out my bonus
Oh hmm that's a good idea. I think it's a bit too late now -- not only have I closed the account but a significant (like 5 years) amount of time has passed since I opened it.
Aug 09, 2022 04:16 AM
85 Posts
Joined Apr 2013
ggshopping11Aug 09, 2022 04:16 AM
85 Posts
Quote from SlickForLife :
If I'm not working, what exactly could qualify for a direct deposit? I mean, could my husband just transfer money from his Bank of America account onto my US bank one?
No you can't just do bank to bank transfer. Read fine print, it explain what qualify as DD
Expert
This user is an Expert in Tech & Electronics
Aug 09, 2022 07:32 AM
18,308 Posts
Joined Sep 2011
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Aug 09, 2022 07:32 AM
18,308 Posts
How long does the account have to stay open?
Aug 09, 2022 07:36 AM
2,210 Posts
Joined Oct 2008
flightxxxAug 09, 2022 07:36 AM
2,210 Posts
Quote from tnt89868 :
I got my $400 earlier this w/o an problems and very quickly also. Like a week after the $4000 total was directly deposited. Also did a bonus deal from them 5yrs ago w/o any problems. Not sure why others are having problems. I've never had problems with banks paying their bonus offers except Provident Credit Union and even then 1 email solve everything
how long u keep the account open after getting the bonus?
Pro
Aug 09, 2022 07:42 AM
1,661 Posts
Joined Nov 2018
Abhi88
Pro
Aug 09, 2022 07:42 AM
1,661 Posts
Not available on all states, was not allowed to open in texas. So not sure which all states it is available
Aug 09, 2022 11:26 AM
175 Posts
Joined Nov 2011
monseemianAug 09, 2022 11:26 AM
175 Posts
Quote :
Quote from flightxxx :
how long u keep the account open after getting the bonus?
​
Quote from bluekiwi :
How long does the account have to stay open?
I usually would keep it open a month or two, after receiving the bonus...at least wait till you can withdraw that $400 bonus plus any amount left in the bank, minus maybe $5-10. Then call and ask to close, the worst they can do is jip you off that $5-10!

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Aug 09, 2022 12:44 PM
24 Posts
Joined Jul 2019
Mrs_SmithAug 09, 2022 12:44 PM
24 Posts
Quote from nyknicks8 :
Not valid if had an account within the last 2 years.
good to know , since I already have a couple of accounts there. It works great for me because it works directly with my Quickbooks and unlike another bank I use, it doesn't deduct the paper check it sends for me until it comes back to them.
Aug 09, 2022 03:08 PM
2,637 Posts
Joined Jun 2007
89turboiiAug 09, 2022 03:08 PM
2,637 Posts
Quote from firstrival :
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
Good info
Aug 09, 2022 03:18 PM
111 Posts
Joined Jun 2013
spartan_kkAug 09, 2022 03:18 PM
111 Posts
Quote from Lilyly :
any good promo on wells now?
Just recently got it in the mail and it's reduced to a $325 bonus.
Aug 09, 2022 03:48 PM
657 Posts
Joined Jun 2019
UniqueAlpaca719Aug 09, 2022 03:48 PM
657 Posts
Quote from kdawg954 :
"You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit."

Annoying if it's the only way.
This favors those who have higher pay.
Aug 09, 2022 03:51 PM
657 Posts
Joined Jun 2019
UniqueAlpaca719Aug 09, 2022 03:51 PM
657 Posts
Quote from Saboth :
I always see these but never do them as switching over my paycheck at work, then having to either transfer money to my main bank account to pay bills or switch over all my bill pay accounts to a new account just seems like too much work. If they just allowed you to move money from one account to another and count it as "direct deposit", it would be more tempting.
That defeats the purpose of a direct deposit and the real reason: to entice you with the $400 bonus so they can get you to shift your bank deposit account and make the transition back out that much difficult to the point you will stay with US Bank and not others. It's a loss leader.Also, remember you'll have to pay taxes on the $400 bonus.
Aug 09, 2022 04:00 PM
3,222 Posts
Joined Nov 2006
workerantAug 09, 2022 04:00 PM
3,222 Posts
Quote from OniEdge :
This. 100% this.

Did any bank really learn NOT to open fake accounts that their customers didn't request after wells fargo? I think not.
It's a no brainer. laugh out loud

USBank own by China? laugh out loud
1
Aug 09, 2022 04:35 PM
491 Posts
Joined Nov 2018
junos_nyAug 09, 2022 04:35 PM
491 Posts
Offer valid through September 2
- does it mean that we should open the account by Sep 2 and the 60-day deposit requirement starts from the opening day, or finish the deposit requirement by Sep 2?

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Aug 09, 2022 04:40 PM
3 Posts
Joined Jun 2018
SubscriberSAug 09, 2022 04:40 PM
3 Posts

Our community has rated this post as helpful. If you agree, why not thank SubscriberS

FYI: U.S. Bank illegally used customer data to create sham accounts to inflate sales numbers for the last decade. Now they've been fined $37.5 million plus interest on unlawfully collected fees.

https://www.businessinsider.com/u...ata-2022-7
2

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