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bethi 124K Views
Aug 8, 2022 4:28 AM

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

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266 Comments

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Aug 9, 2022 4:43 PM
69 Comments
Joined Jan 2018
Confused_Ape741Aug 9, 2022 4:43 PM
69 Comments
Quote from CompTechhy1 View quoted comment :
file a CFPB complaint. I got my money within 48 hours with a diff bank. AN ACTUAL HIGH RANKING executive personally called me to apologize and say they "found an error" and paid out my bonus
If that "high ranking exec" was a "VP", everyone's a VP at a bank..
Aug 9, 2022 4:50 PM
18 Comments
Joined Dec 2008
thaedsAug 9, 2022 4:50 PM
18 Comments
Any credit pulls for this? Which ones?
Aug 9, 2022 4:57 PM
6.8K Comments
Joined May 2009
jkloisdafoiwdafAug 9, 2022 4:57 PM
6.8K Comments
no new customer only clause? I got this bonus before, am I still eligible for it?
Expert
This user is an Expert in Tech & Electronics
Aug 9, 2022 5:39 PM
20.7K Comments
Joined Sep 2011
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Aug 9, 2022 5:39 PM
20.7K Comments
Quote from junos_ny View quoted comment :
Offer valid through September 2
- does it mean that we should open the account by Sep 2 and the 60-day deposit requirement starts from the opening day, or finish the deposit requirement by Sep 2?
For offers like this the 60 day window usually starts the day the account was opened
Aug 9, 2022 5:46 PM
260 Comments
Joined Nov 2021
SiennaFang8851Aug 9, 2022 5:46 PM
260 Comments
Is this part of their sign up for 1 account, get 5 accounts offer? At this point, anyone who still trusts US Bank or Wells Fargo, who both have long histories of suspicious/fraudulent behavior, deserves to get scammed
1
Aug 9, 2022 5:52 PM
4.7K Comments
Joined Jul 2012
desynergyAug 9, 2022 5:52 PM
4.7K Comments

Our community has rated this post as helpful. If you agree, why not thank

I personally will never do anything with US Bank. I had a credit card with a local bank that was sold off to US Bank. Everything was fine for about a year until my payments were not being deposited correctly. (Back when the only option was to mail in a check). Sometimes my checks were not deposited for 2 - 3 weeks after mailing it to them, thus interest + fees got tacked on. I fought it and told them to close my card. I couldnt close the card because there was still a balance on it. After 20 - 25 minutes of having to explain everything to each customer service rep, every time I called them, I thought it was finally fixed. I stopped using the card, and destroyed it, but the bills kept coming every month Fast forward a couple of years, I'm getting served by the Sheriff's department. After talking to the local lawyer they hired, and going to his office with all of my evidence, the case was dropped. The bills stopped coming. I got a letter informing me my account has been zeroed out and my card was in good standing again. Then I had the following year fighting to get the mark off of TransUnion and Equifax. It finally did.
1
Aug 9, 2022 6:08 PM
459 Comments
Joined Aug 2011
rajamahalAug 9, 2022 6:08 PM
459 Comments
Quote from UniqueAlpaca719 View quoted comment :
This favors those who have higher pay.
Isn't that the customer you'd want to attract if you were the bank?

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Aug 9, 2022 6:16 PM
680 Comments
Joined Jun 2019
UniqueAlpaca719Aug 9, 2022 6:16 PM
680 Comments
Quote from rajamahal View quoted comment :
Isn't that the customer you'd want to attract if you were the bank?
Not complaining but stating facts so that people don't have high hopes.
Aug 9, 2022 6:46 PM
24 Comments
Joined Jan 2013
kmgarpAug 9, 2022 6:46 PM
24 Comments
Quote from firstrival View quoted comment :
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
What was their explanation?
Aug 9, 2022 7:09 PM
320 Comments
Joined Sep 2014
DuplicatingAug 9, 2022 7:09 PM
320 Comments
for the direct deposits, is it two or more that together will equal at least $4,000? or does each direct deposit need to be at least $4,000?
Aug 9, 2022 7:12 PM
783 Comments
Joined Feb 2015
CndnMPAug 9, 2022 7:12 PM
783 Comments
Quote from jkloisdafoiwdaf View quoted comment :
no new customer only clause? I got this bonus before, am I still eligible for it?
No accounts and no bonus within 2 years to qualify.
Aug 9, 2022 7:16 PM
121 Comments
Joined Oct 2014
srheartsAug 9, 2022 7:16 PM
121 Comments
Please don't even try. Gave talked with customer service 5 times now, one hour min each time to get the bonus. Every time they verify the eligibility has met and still no bonus paid
Aug 9, 2022 7:49 PM
16.2K Comments
Joined Nov 2019
LilylyAug 9, 2022 7:49 PM
16.2K Comments
Quote from spartan_kk View quoted comment :
Just recently got it in the mail and it's reduced to a $325 bonus.
well. not bad for $325 considering my mortgage is on wells anyway. what are the conditions? must be both checking & savings?
Aug 9, 2022 8:09 PM
98 Comments
Joined Apr 2018
PowerfulCaption5013Aug 9, 2022 8:09 PM
98 Comments
I applied for their credit card and they offered me a $2000.00 limit. I have a 800 credit score with other cards at 10K -12K limits. I called them and requested a higher limit and was told to fill out the form on the webpage and wait for them to mail me a decision. Could be 7-10 days, they were not sure how long it would take. I just cancelled the card. Then I get a call from their main office wanting to know why I was dissatisfied, and after I explained, the lady told me this was company policy and there was nothing that could be done.

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Aug 9, 2022 8:12 PM
121 Comments
Joined Apr 2019
Jim1903Aug 9, 2022 8:12 PM
121 Comments
Quote from firstrival View quoted comment :
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
All big banks are scammers, I tried them all personally. I only deal with credit unions nowadays.
1

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