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expired Posted by bethi • Aug 8, 2022
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expired Posted by bethi • Aug 8, 2022

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

Community Voting

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Top Comments

firstrival
1471 Posts
401 Reputation
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
fivenue
2610 Posts
1365 Reputation
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
iSDeals
951 Posts
114 Reputation
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

266 Comments

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Aug 11, 2022
935 Posts
Joined Apr 2020
Aug 11, 2022
Cp212_
Aug 11, 2022
935 Posts
Gotta go into the bank for this always. If there's a problem put a face to a name.
Aug 11, 2022
425 Posts
Joined Aug 2014
Aug 11, 2022
provokedtomcat
Aug 11, 2022
425 Posts
You've got to OPEN the account by Sept 2nd, not FUND it with the $4k right?
I can open by Sept 2nd but i can't get two DD's by then
Aug 11, 2022
123 Posts
Joined Oct 2009
Aug 11, 2022
cvural
Aug 11, 2022
123 Posts
This is what I got:

Thanks for considering U.S. Bank.
We appreciate your interest in U.S. Bank, but your application was not approved.

If you'd like to speak with a banker about qualifying for other products, please give us a call.
Aug 11, 2022
14,301 Posts
Joined May 2004
Aug 11, 2022
BalkiBartokomous
Aug 11, 2022
14,301 Posts
Quote from hks_2085 :
What app do you use for screen recording ?
I use one called Screencast-O-Matic but supposedly you can use Windows built in xbox game bar (which I've yet to try) https://www.youtube.com/watch?v=UhW5D-vxOIY
Aug 11, 2022
191 Posts
Joined Jul 2015
Aug 11, 2022
mitzecho
Aug 11, 2022
191 Posts
U need to have mortgage or credit line of some sort if you don't have us bank within 50 miles ....without this they won't allow to open account
Aug 11, 2022
449 Posts
Joined Mar 2022
Aug 11, 2022
StickDealsSukz
Aug 11, 2022
449 Posts
Seems like a scam. A lot of these aren't worth it anymore because of refusal to pay. Have to contact the comptroller of currency
Pro
Aug 11, 2022
5,881 Posts
Joined Dec 2008
Aug 11, 2022
regcustomer88
Pro
Aug 11, 2022
5,881 Posts
I got targeted credit card offer from us bank, $500 bonus after spending $4500 in 6 months. got my card few weeks ago. Looking at bad reviews here I think I will have to track my reward after spending $4500.

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Aug 11, 2022
951 Posts
Joined Apr 2017
Aug 11, 2022
iSDeals
Aug 11, 2022
951 Posts
Quote from provokedtomcat :
You've got to OPEN the account by Sept 2nd, not FUND it with the $4k right?
I can open by Sept 2nd but i can't get two DD's by then
That's correct, you have 60 days from opening date to do 4k DD.
I just opened mine yesterday.

I think i need to provide my employer with US bank cancelled cheque (available on login dashboard)
Aug 11, 2022
880 Posts
Joined Jul 2014
Aug 11, 2022
mystical80
Aug 11, 2022
880 Posts
This offer is a lot easier to do and you get 375.00.

https://slickdeals.net/share/android_app/fp/740155
Aug 11, 2022
754 Posts
Joined Feb 2015
Aug 11, 2022
CndnMP
Aug 11, 2022
754 Posts
You guys weren't kidding, us bank is garbage haha.
External transfers don't work, even when linking account. Can't link it to my other bank because they require a "customer ID" that doesn't show up anywhere. Mobile deposits limited to $750 per day lmao.
Aug 11, 2022
77 Posts
Joined Jan 2015
Aug 11, 2022
ltgrbrnz
Aug 11, 2022
77 Posts
Quote from Saboth :
I always see these but never do them as switching over my paycheck at work, then having to either transfer money to my main bank account to pay bills or switch over all my bill pay accounts to a new account just seems like too much work. If they just allowed you to move money from one account to another and count it as "direct deposit", it would be more tempting.
I was surprised how easy it is to switch my DD at the company I work for. (A Large computer corporation.) Yes, moving it to where you really need it stinks. During the pandemic, got bored and focused on free offers, and kept the money separate. Was up $4765 but invested in bitcoin. Still, worth $2017 though. I'll guess I'll do this now.
Aug 11, 2022
19,030 Posts
Joined Sep 2003
Aug 11, 2022
beowulf7
Aug 11, 2022
19,030 Posts
Quote from mystical80 :
This offer is a lot easier to do and you get 375.00.

https://slickdeals.net/share/android_app/fp/740155
Offer is valid in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina only.
Aug 11, 2022
760 Posts
Joined Dec 2007
Aug 11, 2022
bptexan
Aug 11, 2022
760 Posts
Quote from mystical80 :
This offer is a lot easier to do and you get 375.00.

https://slickdeals.net/share/android_app/fp/740155
That's great if you live in one of the states where the offer is available, but 2/3rd's of the US is ineligible.
Aug 11, 2022
44 Posts
Joined Nov 2013
Aug 11, 2022
TimT4945
Aug 11, 2022
44 Posts
Quote from HonestMammoth473 :
I opened a US Bank Business account for my sole proprietorship (SP) several months ago when they had the $500 bonus going. First, I couldn't get any money into the account. US Bank wouldn't let me pull and they rejected every push into the account. After nearly a month and several hours on the phone with US Bank - who could only repeatedly tell me that my issue had been escalated to a department that, allegedly, cannot be contacted by anyone for any reason by phone - I was finally able to get money into the account. Unfortunately, I spent the next couple weeks arguing with them again because I couldn't get any money out. Once again, the complaint was escalated to the man behind the curtain. Then came the nastygram from US Bank with an attached IRS form demanding my EIN - something I do not have nor am I required to have for a SP (SS is used). The letter went on to tell me how I could be taxed for any monies in the account and, moreover, if they didn't receive my EIN within X days my assets might be frozen. Attempts to resolve this by phone were futile as I was told I only had 2 options: (1) provide the non-existent EIN (2) have my account and assets frozen. That was the last straw. I closed the account and left the $500 bonus on the table. F US Bank.
You can get EIN over the phone the same day. Your business, but I don't understand why you want to share your SS number, when you could share EIN instead.

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Aug 11, 2022
29 Posts
Joined Sep 2010
Aug 11, 2022
superchannel1
Aug 11, 2022
29 Posts
Quote from DontTaxBeer :
they refuse to let me view their interest rates. says there are no US Bank locations in New York Shitty. so i just assume its 0%.
US Bank Savings yield .01% Wink




USB Corporate 651-466-3000...for those that want to get their bonus and by-pass non-helpful CSR.
Last edited by superchannel1 August 10, 2022 at 08:22 PM.

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